At Bluevine, we build every financial product around a simple idea: business owners should spend less time managing money and more time running and growing their businesses. This latest release brings that idea to life in three areas that matter for every entrepreneur: getting paid, staying in control, and making your cash work harder.
For Bluevine customers, that means fewer manual steps and more clarity across their financial workflow. For small business owners considering Bluevine, it’s a reminder that we’re building a platform for where your business is today—and where it’s going.
Take a look at how Bluevine continues to expand beyond basic banking into an all-in-one financial tool that helps businesses collect payments, organize operations, and earn more from their operating balances.
Product release highlights
- Getting paid is easier than ever: Streamline your payments with autopay for invoices, open-ended payment links, seamless Stripe payout management, and updates to Tap to Pay (coming soon).
- More budgeting and account management controls: Manage your account and money the way you want with selective account access, more sub-accounts, debit cards for sub-accounts, and the ability to request higher debit limits.
- Limitless APY for Premier customers: Earn high APY on every dollar with our Premier business checking plan.BVSUP-00116
Streamline incoming payments
Getting paid should not require a patchwork of tools and extra admin tasks. Bluevine’s Q2 updates are designed to make payment collection feel more direct, more flexible, and easier to manage from one dashboard.
Automatic payments for recurring invoices
Autopay for invoices helps businesses reduce follow-up work and keep cash coming in when it’s supposed to. Instead of manually chasing every payment on recurring invoices, you can now let your customers set up automatic payments by saving their preferred payment method and details.
This creates a more automated flow that keeps recurring payments on track and cuts down on the time you spend nudging clients. All payment details are stored securely so your customers can skip manual entry with peace of mind.
Did you know?
According to Bluevine’s late payment gap report, 28% of small businesses have $5,000 or more tied up in unpaid invoices at any given time.
In fact, nearly a third of small business owners say they’ve delayed paying themselves due to incoming payment delays.
Open-ended payment links
Bluevine already supports payment links that can be shared by email, text, social media, or invoice. Open-ended payment links extend this familiar workflow to sales that don’t have a defined amount.
For example, making a payment link open ended allows your customers to enter a custom amount, which is crucial for tips, donations, and more.
Seamless Stripe payouts (coming soon)
Our research shows that Stripe-enabled Bluevine invoices get paid 174% faster than traditional invoicing methods—and we wanted to make accessing those funds even easier.
Soon, you’ll be able to manage Stripe payouts directly from your Bluevine dashboard to keep all your incoming payment activity in one place. Bluevine already lets businesses track incoming payments, invoice statuses, and Stripe payouts, so this update centralizes every step of payment operations and cash flow management.BVSUP-00180
COMING SOON: REUSABLE ITEMS FOR TAP-TO-PAY
Bluevine customers can already accept in-person card and digital wallet payments via Tap to Pay on iPhone and Android—with no extra hardware or setup.BVSUP-00192
You’ll also be able to create and reuse items for Tap to Pay transactions to make in-person payments even more streamlined. Create items for packages, products, or different service offerings once, then select them when preparing the transaction.
This update will give your customers full visibility into what they’re being charged for with an itemized breakdown, plus you won’t have to do the math when you’re charging for multiple items on the go.
Operate confidently
As your business grows, control matters just as much as speed. Bluevine’s Q2 product updates are designed to help owners delegate more safely, organize money more cleanly, and keep a tighter grip on day-to-day account activity.
Selective account access
With selective account access, owners can share visibility and responsibility with employees and their accountant without giving away control. Bluevine already supports secure additional user access with different permissions for specific roles—this update builds on that framework to let your team collaborate the way you want, all without sharing passwords.
Now, you can give your additional users access to specific accounts and sub-accounts while restricting access to others. Plus, pair account access with existing role customizations for an added layer of security.
Debit cards for sub-accounts
Want to empower your team spending while maintaining control over your budget?
Issue up to 50 total physical or virtual debit cards for your main account and sub-accounts. With debit cards for sub-accounts, you can designate cards for specific purposes to track how every dollar is being spent and set spend limits to keep budgets firmly in check.
Additional sub-accounts for Premier
Bluevine already supports up to 5, 10, or 20 sub-accounts depending on your checking plan. This upcoming change gives more complex businesses additional room to structure cash the way they actually work.
Now, you can add up to 50 sub-accounts with our Premier plan.
Coming soon: Higher debit limits, by request
You’ll also be able to request increased debit limits to give your business and team more flexibility on how you handle expenses.
More spending power can be critical for teams with larger purchasing needs, higher payment volumes, more active field operations, or seasonal spikes in spend.BVSUP-00205
As a reminder, you can issue up to 50 total physical or virtual debit cards across your main account and sub-accounts.
Grow your earnings
Our recent cash flow management report found that nearly 4 in 10 small business owners don’t have enough cash on hand to cover a month’s worth of expenses, so we know how important it is to keep your money accessible while still making the most of it. That’s why we’re making sure businesses can make their operating balances work even harder for them.
With our Premier business checking plan, small businesses can now earn 3.0% on every dollar—a meaningful increase from the previous limit of $3 million.BVSUP-00116
The chart below shows how you can earn more than ever before on your checking balances with Bluevine Premier.
| Premier checking balance | APY earnings with cap | APY earnings without cap | Difference |
|---|---|---|---|
| $3M | $90,000/year | $90,000/year | – |
| $5M | $90,000/year | $150,000/year | +$60,000 |
| $10M | $90,000/year | $300,000/year | +$210,000 |
| $20M | $90,000/year | $600,000/year | +$510,000 |
Bluevine Premier customers already have access to higher annual percentage yield on checking balances, as well as premium banking features like ACH positive pay and automatic access to Treasury services.BVSUP-00129
Supercharge your business banking with our Premier business checking plan.BVSUP-00117
Why these updates matter for small businesses
Online banking tools should simplify every aspect of your financial management.
Bluevine is making payments easier by giving businesses like yours more ways to get paid, with less manual work and fewer tools to juggle. We’re also making operations easier by giving owners more control over who can access your account, how much they can spend, and how your money is organized. And, for Premier customers, we’re making sure all their operating cash is earning high APY.
With this latest round of product updates, we hope small businesses are able to move faster, stay organized, and get more from their money.
For business owners who are tired of bouncing between tools, these updates can help you save time right away. For business owners focused on growth, we’re laying the foundation that makes your financial operations scalable.
If you’re comparing platforms, you can see how Bluevine is building a more complete business banking experience, giving you everything you need to manage your financial workflow from end to end.
New to Bluevine? See why we’re the largest small business banking platform in the U.S.BVSUP-00186
FAQs
Bluevine’s Q2 2026 updates focus on three areas: streamlining payments, improving control, and helping Premier customers earn more on their checking balances.
The release includes:
– Autopay for recurring invoices
– Open-ended payment links
– Easier Stripe payout managementBVSUP-00180
– Selective account access for additional users
– Debit cards for sub-accounts
– The ability to add up to 50 sub-accounts
– Higher debit limit requests
– Unlimited 3.0% APY earnings on every dollar (Premier plan only)BVSUP-00116
– Reusable items for in-person transactions (coming soon)
Autopay for invoices helps businesses reduce manual follow-up by automating more of the payment process for recurring invoices. Bluevine already supports automatic invoice reminders, so autopay is a natural extension for businesses that bill on a regular cycle.
This way, your customers can securely save their preferred payment method so you don’t need to follow up when the invoice is due—and your business can get paid on time, every time.
Open-ended payment links are flexible links businesses can share to request payment without setting up a separate checkout page. You can now choose whether your payment link has fixed pricing or you can let customers enter a custom amount, which allows for tips, donations, etc.
Bluevine payment links can be shared by email, text, social media, or invoices, and customers can pay by card, digital wallet, or ACH direct debit.
Bluevine lets customers track Stripe payouts in the dashboard alongside invoices and incoming payments. This makes it easier to see what’s pending, what’s been paid, and how money is moving through the account. This most recent update means you don’t need to leave your Bluevine dashboard to initiate a payout from Stripe.BVSUP-00180
Selective account access lets account administrators give team members or accountants the right permissions without sharing login credentials. Bluevine already supports separate roles such as authorized user, contributor, and accountant—now you can also set permissions for specific accounts or sub-accounts.
Bluevine allows businesses to issue up to 50 physical or virtual debit cards for main accounts and sub-accounts, and to set spend limits for each card. That makes it easier to manage team spending, project budgets, and category-based cash flow.
Bluevine’s Q2 release includes the ability to request increased debit limits to give growing businesses more room to operate when spend volumes rise or when a team needs more flexibility.
Bluevine Business Checking is built to help businesses earn interest on operating balances while keeping money accessible for day-to-day needs. The Q2 update strengthens that value for Premier plan customers by removing limits on APY earnings—allowing Premier customers to earn 3.0% on every dollar.BVSUP-00116
