Powerful
banking for
small business.

Set yourself up to thrive with high APY, secure
multi-user access, debit and credit cards for
your team, and built-in AP automation.

Open account

Bluevine is a financial technology company, not a bank.
Bluevine deposits are FDIC-insured through Coastal Community Bank,
Member FDIC, and our program banks.

Get more from your
business bank account.

  • Earn up to 4.25%
    on checking depositsBVSUP-00116

  • Give your team more
    spending power

  • Budget better with
    sub-accounts

  • Automate your
    accounts payable

Earn high APY
on checking.

Get 2.0% annual percentage yield on balances up to $250,000 if you meet a monthly activity goal.BVSUP-00005 Or, choose an upgraded plan to get up to 4.25% APY on balances up to $3 million.BVSUP-00116

Start earning

Issue cards to
your team.

Order additional debit or credit cards for trusted team members and easily track card usage. Boost your business’s spending power and earn rewards with benefits like:

  • Unlimited 1.5% cash back on every purchase with the no-annual-fee Bluevine Business Cashback Mastercard®BVSUP-00086
  • Up to 4% cash back on eligible business expenses with the Bluevine Business Debit Mastercard®BVSUP-00083
  • Exclusive benefits from MastercardBVSUP-00068

Issue cards

“I don’t want to have to move money around constantly, so
it’s nice to be able to earn high APY right out of the gate.”

Edward M.SMS Tech Solutions
IT services

Simplify
budgeting with
sub-accounts.

Organize your finances using up to five sub-accounts, each with its own unique account number. You can also set automatic transfer rules to designate money for tax savings, payroll, and growth initiatives.

Streamline your budgeting

Streamline your
accounts payable.

Manage business payments with ease using our scalable AP platform, featuring:

  • All the payment options you need, including same-day ACH, mailed checks, and domestic and international wiresBVSUP-00137
  • Secure, individual logins for your team and accountant with multiple permission optionsBVSUP-00076
  • Custom payment approval workflows
  • Convenient two-way sync with QuickBooks Online® for easy reconciliationBVSUP-00056

Automate your AP

Expert support
when you need it.

The personalized support you need is just a message or phone call away, with real people ready to help. You can also explore self-guided resources any time in our Help Center.

Need access to capital?

Eligible customers can access working capital to help fuel growth, with competitive rates
on a Bluevine Line of Credit up to $250,000 and term loans up to $500,000 from our
lending partners.BVSUP-00151 Explore business loans

Ready to get more from
your business banking?

Open account

Submit your application in just a few minutes.