Robust business banking for international owners.

Get the tools you need to confidently run your U.S. business with a Bluevine Business Checking account.

Bluevine is a financial technology company, not a bank.
Bluevine deposits are FDIC-insured through Coastal Community Bank,
Member FDIC, and our program banks.

Save and
earn.

Get more for your money with the business checking account that
maximizes your earnings and minimizes fees.

No monthly fees

Save with no monthly or overdraft fees,^BVSUP-00122 plus no minimum balances and unlimited transactions.

High APY on checking deposits

Earn 1.3% annual percentage yield on balances up to $250,000 if you meet a monthly activity goal.^BVSUP-00005 Or, choose an upgraded plan to get up to 3.0% APY, plus discounted standard payment fees and more.^BVSUP-00116

Free standard ACH

Move money and pay bills for free with unlimited incoming and outgoing standard ACH transfers.^BVSUP-00043

Global cash withdrawals

Withdraw cash at ATMs worldwide with just a $2.50 out-of-network fee from Bluevine (additional ATM operator fees may apply). Additionally, access 37,000+ fee-free ATMs across the U.S. using the MoneyPass network.^BVSUP-00004

Pay and get paid.

Send and receive payments from U.S. customers, move money across borders, and more with tools built for U.S. business operations.

Cross-border incoming and outgoing payments

Easily send and receive global business payments in as fast as 24 hours with simple, competitive pricing.^BVSUP-00144

Unlimited incoming U.S. payments

Receive unlimited ACH and domestic wires with a single routing number—and no fees from us.^BVSUP-00043

ACH, wire, and instant transfers

Send payments via standard ACH for free, or pay bills faster with wire and same-day ACH.^BVSUP-00137 Plus, transfer funds between two Bluevine accounts instantly for free with Bluevine Pay.

Virtual debit cards for you and your team

Issue virtual debit cards with daily or monthly spending limits and controls to trusted employees, and track spend across users in real time. Pay securely and instantly—no physical card required.

Physical debit cards are also available and can be shipped to U.S. addresses.

Clear, professional estimates for every project

Create estimates with pricing, discounts, and fees to align on project scope before work begins to streamline getting paid, then quickly convert estimates to invoices with a click, no data re-entry required.

Payment links for getting paid quickly

Easily create payment links for your products and share with your customers via text, email, and social media, or include on an invoice or your website.^BVSUP-00180

Easy, professional invoicing

Send unlimited professional invoices for free, and accept customer payments via credit card, digital wallet, and ACH direct debit with secure payment processing, powered by Stripe.^BVSUP-00180

Streamline money
management.

Save time with automation and collaboration features designed to make
managing your finances easier.

Sub-accounts

Add up to five sub-accounts with dedicated account numbers for better budgeting and control, or add up to 20 sub-accounts with an upgraded plan. Issue debit cards with unique card numbers for each sub-account.

Automatic transfer rules

Easily set up automatic transfer rules for your main account and sub-accounts to maintain balances, allocate funds for specific expenses, or adhere to profitability-first principles.

Accounts payable (AP) automation

Save time managing and scheduling your invoice payments with our automated AP tools. Add U.S. team members, capture and store invoices, gather approvals, and send and track payments.

Convenient business software integrations

Connect to the business tools you use, like QuickBooks Online®, to automatically sync transactions and more.^BVSUP-00056

Manage your account.

Get everything you need to manage your account remotely from across borders—and more.

Live support from real people, ready to help

Get best-in-class live customer support via phone, email, and chat weekdays from 8 AM–8 PM ET, with additional hours 4 AM–8AM ET in Israel and India. You can also browse our self-guided small business resources any time.

Centralized banking dashboard

Manage your deposit balances for all your accounts, including from your other banks, right from your Bluevine dashboard.

Shared account access for your team and accountant

Give team members secure, individual logins with multiple permission options to choose from. Plus, add your accountant without sharing your password.^BVSUP-00076

Additional users must be based in the U.S.

Single sign-on (SSO) for multiple businesses

Open additional Bluevine Business Checking accounts for other businesses you own, then easily sign in and manage them all from one login.

Protect your business.

Enjoy peace of mind knowing your money is safe and your information protected.

FDIC insurance up to $3 million

Your deposits are protected with up to $3 million in FDIC insurance through Coastal Community Bank, Member FDIC and our program banks.^BVSUP-00108

Two-factor authentication

We use two-factor authentication so only you and authorized users can access your account and funds.

Custom notifications

Get email notifications based on criteria you set, such as when you have a low balance or debit card transactions are over a certain amount, and when your payments are sent. Plus, get text alerts for suspicious activity.^BVSUP-00084

Coming soon

Selective account access

Limit additional users access to specific accounts and sub-accounts—plus, pair with existing role customizations for even more security.

ACH fraud protection

Prevent unauthorized transactions by blocking ACH debits from your main account and sub-accounts, or from specific payees. Plus and Premier customers can also preauthorize specific payees to debit ACH payments from blocked accounts. Premier customers can set debit thresholds and review outgoing transactions.

Features currently not available to international business owners.

COMING SOON

Mobile app access

Get the features you love from your Bluevine dashboard, right on your mobile device.

COMING SOON

Mobile check deposit with higher limits

Skip a trip to the bank and easily deposit checks from your phone, with higher monthly limits than the industry average.^BVSUP-00088

COMING SOON

Treasury services

Boost earnings on your idle cash even further and manage your Bluevine Treasury portfolio directly from your dashboard.^BVSUP-00129

Lending and line of credit

Lending services are not currently available for business owners located outside of the U.S.

Authorized user access from outside the U.S.

Additional users based in the United States can be added to any Bluevine account, as well as additional owners (>25% ownership) either inside or outside the U.S.