Streamline your
budgeting.

Get the flexibility and control you need to manage your business finances by adding sub-accounts that work just like your main account.

Get started

Sub-accounts can help
your business grow.

Use sub-accounts to budget more effectively and set your business up for growth opportunities.

  • Sub-accounts with their own account numbers

    Budget for taxes, payroll, and other expenses with up to five sub-accounts—all with their own dedicated account numbers for easy billing.

  • No monthly fees, plus high-yield interest

    Pay no monthly feesBVSUP-00122 and earn 2.0% APY on total balances up to $250,000 if you meet a
    monthly activity goal.BVSUP-00005

  • Automatic transfers
    with sub-accounts

    Manage cash flow with automatic transfers
    among your main account and its sub-accounts based on rules you set.

Multiple accounts, same great features.

Bluevine Business Checking is already a great way to manage your finances. Now imagine what you can do
with up to five sub-accounts at your disposal.

Main AccountSub-account
Money
movement
Money
movement
Main AccountSub-account
Incoming/Outgoing ACHYesYes
Incoming/Outgoing WiresYesYes
Dedicated ChecksYesYes
Cash DepositYesNo
Features
Features
Main AccountSub-account
PaymentsYesYes
2.0% APYBVSUP-00005YesYes
Debit CardYesNo
FDIC-insuredBVSUP-00108YesYes

Plus, earn 2.0% APY for doing business.

You can earn over 25x the national average if you meet one of the following
monthly activity goals.BVSUP-00007

Spend $500 per month with your Bluevine Business Debit Mastercard®BVSUP-00049

OR

Receive $2,500 per month in customer payments to your Bluevine Business Checking account or sub-accountsBVSUP-00050

Read more about how checking with interest works

Bluevine premier logo

Earn even more with Bluevine Premier.

Bluevine premier logo

Get 4.25% APY and FDIC insurance on your main account and sub-account on balances up to $3 million.BVSUP-00116

Manage multiple
accounts from a
single dashboard.

Organize budgets, cash flow, and expenses even more effectively with dedicated accounts for each—and control it all from a single dashboard at home or on the go.BVSUP-00055

How to use the profit first method to increase your business’s profitability.

Discover how using multiple accounts with the profit-first approach to accounting can help your business achieve sustainable growth.

Read article

More about Bluevine
Business Checking.

Save on fees

Say goodbye to monthly and overdraft fees, and move money easily with no-cost standard ACH transfers.

Learn more

Simplify your bill payments

Your checking account comes with Bluevine payments, a secure platform built to help you save time managing and paying your bills.

Learn more

Get up to 4% cash back

Earn cashback rewards at 50,000+ merchants with your Bluevine Business Debit Mastercard®.BVSUP-00083

Learn more

Ready for more
effective budgeting?

Open account

Submit your application in just a few minutes.BVSUP-00006