All-in-one
business
checking.

See everything you can do with Bluevine
Business Checking, the account designed
specifically for business owners.

Open account

Save and
earn.

Get more for your money with the business checking account that
maximizes your earnings and minimizes fees.

No monthly fees

Save with no monthly or overdraft fees,BVSUP-00122 plus no minimum balances and unlimited transactions.BVSUP-00043 Save on fees ›

High annual percentage yield on checking deposits

Earn 2.0% APY on balances up to $250,000 if you meet a monthly activity goal.BVSUP-00005 Or, choose an upgraded plan to get up to 4.25% APY, plus discounted standard payment fees and more.BVSUP-00118Start earning ›

Free standard ACH

Move money and pay bills for free with unlimited incoming and outgoing standard ACH transfers.

2 free checkbooks per year

Get two checkbooks per year at no cost as long as you maintain a balance.BVSUP-00042

No-fee cash withdrawals

Withdraw cash at 37,000+ no-fee ATMs in the MoneyPass network.BVSUP-00110 Find ATMs near you ›

Pay and get paid.

Sending and receiving money is easier than ever with Bluevine.

All the payment options you need

Send payments via standard ACH for free, pay bills faster with wire and same-day ACH, and send money abroad with international payments.BVSUP-00074 Pay your way ›

Mobile check deposit with higher limits

Skip a trip to the bank and easily deposit checks from your phone, with higher monthly limits than the industry average.BVSUP-00088

Unlimited incoming payments with no fees

Receive unlimited ACH payments and incoming wires with a single routing number—and no fees from us.

New featureBusiness debit card with exclusive perks

Use your Bluevine Business Debit Mastercard® to earn up to 4% cash back on business expenses through Mastercard Easy Savings®.BVSUP-00067 Plus, order up to 4 additional cards for your team.Explore debit card ›

Multiple ways to deposit cash

Deposit cash with your Bluevine debit card at 91,500+ locations nationwide.BVSUP-00110

Get the Bluevine business credit card and enjoy unlimited 1.5% cash back

Bluevine Business Checking customers are eligible to apply for the Bluevine Business Cashback Mastercard®, which lets you earn unlimited 1.5% cash back on every business purchase with no annual fee.BVSUP-00086Explore credit card ›

Streamline money
management.

Save time with automation and collaboration features designed to make
managing your finances easier.

Sub-accounts

Add up to five sub-accounts with dedicated account numbers for better budgeting and control. Budget with sub-accounts ›

New featureAutomatic transfer rules

Easily set up automatic transfer rules for your main account and sub-accounts to maintain balances, allocate funds for specific expenses, or adhere to “profit-first” principles. Save time with automatic transfer rules ›

Accounts payable (AP) automation

Save time managing and scheduling your invoice payments with our automated AP tools. Add team members, capture and store invoices, gather approvals, and send and track payments. Automate your AP ›

Convenient business software integrations

Connect to the business tools you use, like QuickBooks Online®, to automatically sync transactions and more.BVSUP-00056

Manage your account.

Everything you expect from a business checking account and more.

Live support from real people, ready to help

Get best-in-class live customer support via phone, email, and chat during business hours. You can also browse our self-guided small business resources any time. Browse our resources ›

Centralized banking dashboard and mobile app

Manage your deposit balances for all your accounts, including from your other banks, right from your Bluevine dashboard.

Shared account access for your team and accountant

Give team members secure, individual logins with multiple permission options to choose from. Plus, add your accountant without sharing your password.BVSUP-00076 Invite your team ›

Protect your business.

Enjoy peace of mind knowing your money is safe and your information protected.

FDIC insurance up to $3 million

Your deposits are protected with up to $3 million in FDIC insurance through Coastal Community Bank, Member FDIC and our program banks.BVSUP-00108 Protect your deposits ›

Two-factor authentication

We use two-factor authentication so only you and authorized users can access your account and funds. Stay secure ›

Custom notifications

Get email notifications when you have a low balance or debit card transactions over a certain amount, and when your payments are sent. Plus, get text alerts for suspicious activity.BVSUP-00084

Ready to apply for
business checking?

Open account

Submit your application in just a few minutes.BVSUP-00006