All-in-one
business
checking.
See everything you can do with Bluevine
Business Checking, the account designed
specifically for business owners.
Save and
earn.
Get more for your money with the business checking account that
maximizes your earnings and minimizes fees.
No monthly fees
Save with no monthly or overdraft fees,BVSUP-00122 plus no minimum balances and unlimited transactions.BVSUP-00043 Save on fees ›
High annual percentage yield on checking deposits
Earn 1.5% APY on balances up to $250,000 if you meet a monthly activity goal.BVSUP-00005 Or, choose an upgraded plan to get up to 3.7% APY, plus discounted standard payment fees and more.BVSUP-00118Start earning ›
Free standard ACH
Move money and pay bills for free with unlimited incoming and outgoing standard ACH transfers.
Free checkbooks
Get one free checkbook with our Standard plan, two free checkbooks per year with Plus, or three free checkbooks per year with Premier.BVSUP-00042
No-fee cash withdrawals
Withdraw cash at 37,000+ no-fee ATMs in the MoneyPass network.BVSUP-00110 Find ATMs near you ›
Pay and get paid.
Sending and receiving money is easier than ever with Bluevine.
All the payment options you need
Send payments via standard ACH for free, pay bills faster with wire and same-day ACH, and send money abroad with international payments.BVSUP-00074 Pay your way ›
Mobile check deposit with higher limits
Skip a trip to the bank and easily deposit checks from your phone, with higher monthly limits than the industry average.BVSUP-00088
Unlimited incoming payments
Receive unlimited ACH payments and incoming domestic wires with a single routing number—and no fees from us. Plus, receive international wires in USD for a simple, flat fee.BVSUP-00143
Business debit cards for you and your team
Issue debit cards to trusted employees with daily or monthly spending limits and controls, track spend across users, and spend instantly and securely with virtual debit cards. Plus, earn up to 4% cash back on business expenses through Mastercard Easy Savings®.BVSUP-00067Explore debit cards ›
Multiple ways to deposit cash
Deposit cash with your Bluevine debit card at 91,500+ locations nationwide.BVSUP-00110
Get the Bluevine business credit card and enjoy unlimited 1.5% cash back
Bluevine Business Checking customers are eligible to apply for the Bluevine Business Cashback Mastercard®, which lets you earn unlimited 1.5% cash back on every business purchase with no annual fee.BVSUP-00086Explore credit card ›
Streamline money
management.
Save time with automation and collaboration features designed to make
managing your finances easier.
Sub-accounts
Create additional sub-accounts with dedicated account numbers for better budgeting and control. Add up to 5 with our Standard business checking plan, 10 with Plus, and 20 with Premier. Budget with sub-accounts ›
Automatic transfer rules
Easily set up automatic transfer rules for your main account and sub-accounts to maintain balances, allocate funds for specific expenses, or adhere to “profit-first” principles. Save time with automatic transfer rules ›
Accounts payable (AP) automation
Save time managing and scheduling your invoice payments with our automated AP tools. Add team members, capture and store invoices, gather approvals, and send and track payments. Automate your AP ›
Convenient business software integrations
Connect to the business tools you use, like QuickBooks Online®, to automatically sync transactions and more.BVSUP-00056
Manage your account.
Everything you expect from a business checking account and more.
Live support from real people, ready to help
Get best-in-class live customer support via phone, email, and chat during business hours. You can also browse our self-guided small business resources any time. Browse our resources ›
Centralized banking dashboard and mobile app
Manage your deposit balances for all your accounts, including from your other banks, right from your Bluevine dashboard.
New featureSingle sign-on (SSO) for multiple businesses
Open additional Bluevine Business Checking accounts for other businesses you own, then easily sign in and manage them all from one login.
New featureACH fraud protection
Prevent unauthorized transactions by blocking ACH debits from your main account and sub-accounts, or from specific payees. Plus and Premier customers can also preauthorize specific payees to debit ACH payments from blocked accounts.
Protect your business.
Enjoy peace of mind knowing your money is safe and your information protected.
FDIC insurance up to $3 million
Your deposits are protected with up to $3 million in FDIC insurance through Coastal Community Bank, Member FDIC and our program banks.BVSUP-00108 Protect your deposits ›
Two-factor authentication
We use two-factor authentication so only you and authorized users can access your account and funds. Stay secure ›
Custom notifications
Get email notifications when you have a low balance or debit card transactions over a certain amount, and when your payments are sent. Plus, get text alerts for suspicious activity.BVSUP-00084
New featureACH fraud protection
Prevent unauthorized transactions by blocking ACH debits from your main account and sub-accounts, or from specific payees. Plus and Premier customers can also preauthorize specific payees to debit ACH payments from blocked accounts.
Ready to apply for
business checking?
Submit your application in just a few minutes.BVSUP-00006