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A Bluevine Business Checking account gives you a few choices for sending and receiving money.

From your Bluevine dashboard, you can easily pay vendors or external accounts by check, ACH, or domestic wire transfer. We’ll issue and mail checks to vendors on your behalf for a small fee of $1.50 per check payment. Same-day ACH payments are $10 per transaction. Outgoing wires are $15 per transaction, significantly lower than the industry standard. You can also receive incoming domestic wires at no cost. We do not currently accept or initiate international wires.

To add funds to your account, you can use the mobile check deposit feature in the Bluevine app or initiate a transfer from an external bank account using your Bluevine dashboard. To deposit cash, use services from our partners, Green Dot® or Allpoint+.^BVSUP-00039 To make a fee-free cash withdrawal, visit a MoneyPass® ATM.

Though same-day availability is possible, your funds will likely be available within 1–7 business days if you deposit your check before 6pm ET. Please note that you can’t cancel a deposited check once the depositing process has begun.

Once approved for a credit line, you can request funds directly from your Bluevine dashboard. We’ll deposit funds in your account as soon as a few hours, pending review and approval. Depending on which repayment plan you qualified for, we’ll automatically debit your account for weekly or monthly repayments. As you pay off your balance, the amount of available credit you can request automatically replenishes. Because your repayments are calculated with simple interest, you can save on interest when you pay early. We don’t charge early repayment fees.

To qualify for a Bluevine Line of Credit, your eligible business must be a corporation or LLC in business 12+ months, with no bankruptcies in the past year, and in good standing with your Secretary of State. Also, your business must earn $10,000 in monthly revenue––or $120,000 annually––and you must have a 625+ personal FICO credit score.

We’ll verify this information when you apply and each month after to ensure you remain eligible. The fastest way to do this is to connect your external bank account. If you don’t, you’ll need to manually upload bank statements from the last three months. Learn more about bank connections.

It’s easier to apply for a line of credit if you already have a Bluevine Business Checking account.