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A Bluevine Business Checking account gives you a variety of ways to send and receive money.

Here are your options to pay vendors or external accounts:

• We’ll issue and mail checks to vendors on your behalf for $1.50 per check payment.
• Standard ACH payments are fee-free. Same-day ACH payments are $10 per transaction.
• Outgoing wires are $15 per transaction, significantly lower than the industry standard.
• International payments are also available for $25 per payment, plus 1.5% of the payment amount (as converted to USD) for non-USD payments.
• To make a fee-free cash withdrawal, visit a MoneyPass® ATM.

Here are your options to receive money from an external account:

• Use the mobile check deposit feature in the Bluevine app.
• You can accept an unlimited number of standard ACH and same-day ACH.
• You can receive unlimited incoming domestic wires at no cost.
• To deposit cash, use services from our partner, Green Dot®.^BVSUP-00039 Separate fees apply.

Though same-day availability is possible, your funds will likely be available within 1–7 business days if you deposit your check before 6pm ET. Please note that you can’t cancel a deposited check once the depositing process has begun.

Once approved for a credit line, you can request funds directly from your Bluevine dashboard. We’ll deposit funds in your account as soon as a few hours, pending review and approval. Depending on which repayment plan you qualified for, we’ll automatically debit your account for weekly or monthly repayments. As you pay off your balance, the amount of available credit you can request automatically replenishes. Because your repayments are calculated with simple interest, you can save on interest when you pay early. We don’t charge early repayment fees.

Learn more about how a Bluevine Line of Credit works.

You can apply for a Bluevine Line of Credit as long as your business meets the minimum qualifications and does not operate in one of the following ineligible industries or states:

Ineligible industries

• Illegal gambling
• Pornography and paraphernalia
• Political campaigns
• Firearms and paraphernalia
• Other controlled substances (including medicinal marijuana, marijuana, cannabis, and hemp) and paraphernalia
• Financial institutions and lenders (including insurance, penny auction companies, and cryptocurrency)
• Auto dealerships

Ineligible states

• Nevada
• North Dakota
• South Dakota
• U.S. territories