Business Checking

High-yield business checking.

With a Bluevine Business Checking account,
eligible customers can earn 1.3%–3.0% annual percentage yield (APY)
on checking balances—no need to move money around.BVSUP-00166

Open account

The only business account you need, with multiple ways to earn.

Start earning interest as soon as money lands in your account
with competitive APY on your business checking balances.

Standard

1.3% APYon balances up to $250,000

How do I earn this APY?

Spend $500+/month with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard® BVSUP-00049 or receive or deposit $2,500+/month in customer payments BVSUP-00050

Is there a monthly fee?

No monthly fee

Plus

1.75% APYon balances up to $250,000

How do I earn this APY?

Automatically, with no requirements

Is there a monthly fee?

First month free,BVSUP-00162 then $30 or $0/month

Waive this fee: Maintain an average daily balance of at least $20,000 across your Bluevine Business Checking account and sub-accounts each billing period and spend $2,000+ total each billing period between your Bluevine Business Debit Mastercard® and Bluevine Business Cashback Mastercard®

Premier

3.0% APYon all balances

How do I earn this APY?

Automatically, with no requirements

Is there a monthly fee?

First month free,BVSUP-00162 then $95 or $0/month

Waive this fee: Maintain an average daily balance of at least $100,000 across your Bluevine Business Checking account and sub-accounts each billing period and spend $5,000+ total each billing period between your Bluevine Business Debit Mastercard® and Bluevine Business Cashback Mastercard®

Explore plans

See how much you can earn with
each business checking plan

Your account balance

Standard

$

Potential annual earnings

Plus

$

Annual earnings

Premier

$

Annual earnings

Compare to the national average

$

Potential annual earnings

Calculator is for illustration only, rounded to the nearest dollar. Annual estimations assume that you earn 1.3% APY (capped at balances up to $250,000) for Standard only if monthly activity goals are met, 1.75% APY (capped at balances up to $250,000) for Plus, and 3.0% APY (on all balances) for Premier, and maintain your account balance selected above for an entire year. Actual earnings may vary based on exact balance, rate changes, and program eligibility. Rates and terms are subject to change, as set forth in the Terms of Interest Accrual Agreement. The national average is based on interest rates paid by U.S. depository institutions as calculated by the FDIC.

“I don’t want to have to move money around constantly, so
it’s nice to be able to earn high APY right out of the gate.”

Edward M.SMS Tech Solutions
IT services

More about Bluevine
Business Checking.

Save
on fees

Say goodbye to monthlyBVSUP-00122 and overdraft fees, and move money easily with free standard ACH transfers.

Learn more about Save
on fees

Simplify your bill
payments

Make and schedule payments right from your checking account — via check, ACH, or wire.

Learn more about Simplify your bill
payments

Get up to
4% cash back

Earn cashback rewards at 50,000+ merchants with your Bluevine
Business Debit Mastercard®.BVSUP-00083

Learn more about Get up to
4% cash back

Earn high interest on
business checking.

Open account

Submit your application in just a few minutes.BVSUP-00006