Business
checking
built for you.

Apply in minutes for no monthly or
overdraft fees and unlimited transactions.BVSUP-00043

Start application
Better Business Bureau A+ rating. Bluevine is a financial technology company, not a bank. Bluevine deposits are FDIC-insured through Coastal Community Bank, Member FDIC.

Bluevine is a financial technology company, not a bank.
Bluevine deposits are FDIC-insured through Coastal Community Bank, Member FDIC.

Small business banking
with big benefits.

Save on fees, earn interest, and set your business up for success.

No monthly fees

Don’t worry about monthly or
overdraft fees.

No minimum balances

Open an account with no
minimum deposit required.

Unlimited transactions

Make all the deposits or payments
you need with no limit on your
number of transactions.BVSUP-00043

High-yield
interest

Earn 2.0% interest on your
balance up to and including
$250,000 if you meet a monthly
activity goal.BVSUP-00065

Our most active customers save $500/year in fees.

Actual annual savings are based on customer account activity.BVSUP-00080 See how Bluevine compares to other business checking accounts.

See full fee schedule

You could earn up
to $5,000/year in interest.

Earn 2.0% interest on balances up to and including $250,000 if you meet a monthly activity goal.BVSUP-00065

See monthly activity goals

Better business checking,
made easy.

Thoughtfully designed for a simple, all-in-one digital banking experience.

Mobile check
deposit

Easily deposit checks from your phone with monthly limits 2x the industry average.BVSUP-00088

Explore mobile deposits

Bill Pay that saves
you time

Easily make domestic payments or send money internationally, all from one dashboard.BVSUP-00074 Plus, sync with QuickBooks® Online.BVSUP-00056

Set up a payment

Multiple
sub-accounts

Organize your finances the way
you want by adding up to five
sub-accounts with designated
account numbers.BVSUP-00053

Add a sub-account

Account access
for your team

Securely share access with
your team or accountant by
giving each a dedicated login.BVSUP-00076

Explore account access

Stop getting nickel-and-dimed
for business banking.

See how Bluevine compares to other business checking accounts.

Bluevine logoBluevine logoOther business checking accountsBVSUP-00057
Minimum opening deposit
$0
$0-$250
Monthly service fees
$0
$0-$30
Transactions
Unlimited transactionsBVSUP-00043
Transaction limits and/or fees
ACH fees
$0
$0-$1
Overdraft fees
$0
$0-$36
Incoming wire fees
$0
$0-$15
QuickBooks Online integration fee/export
$0
$10+ per month
ATM fees
No in-network ATM feesBVSUP-00004
$0-$3
Fee for checkbooks
2 free checkbooks per yearBVSUP-00042
Varies
Bill Pay service fee*monthly
$0
$0-$30

Earn 2.0% interest for
doing business

You can earn 30x the national average if you meet one of the following monthly activity goals.BVSUP-00065

Spend $500 per month with your Bluevine Business Debit Mastercard®BVSUP-00049

OR

Receive $2,500 per month in customer payments to your Bluevine checking account or sub-accountsBVSUP-00050

Learn more about Business Checking with interest

Take your payments global.

Extend your business reach with international payments to 32
countries in 14 currencies.BVSUP-00074

Steps we take to protect your account.

Two-factor authentication so only you and authorized users can access your account

Data encryption to keep
your information safe

Text alerts if we notice any suspicious activity or debit transactionsBVSUP-00084

FDIC insurance on Business Checking balances up to and including $250,000 through Coastal Community Bank, member FDIC

See why our customers love Bluevine.

“I searched far and wide to find an effective and simple business banking solution that met my business needs and I found that in Bluevine.
Their integrations and no fee structure were selling points for me.”

– Logan P, LP Creative Media

Read the story

See why our customers love Bluevine.

Bluevine business checking account review

Set up your Bluevine account
with ease.

Helpful guides to show you how to apply and get started with Bluevine Business Checking,
plus all the great features we’ve built specifically for small businesses.

Ready to apply?

Start application

Submit your application in just a few minutes.BVSUP-00006