Accept payments

Yes, you can create and send unlimited free invoices or payment links through your Bluevine dashboard. However, depending on how a customer chooses to make their payment, Bluevine will deduct any associated payment processing fees, i.e., to accept credit card, debit card, or ACH direct debit payments.

When a payment is processed through your linked Stripe account, it will incur a fee based on the payment type. Credit card, debit card, and digital wallet payments have a 2.9% + $0.60 fee, and ACH direct debit payments have a 1% fee. Invoices processed via standard ACH, cash, or other payment methods outside of Stripe are free. You will only ever be charged once by Bluevine for each payment transaction. Stripe will not double charge fees.

ACH direct debit is a type of ACH payment where funds are pulled directly from a customer’s bank account with their permission. It is an alternative to standard ACH credit transfers, which are initiated by the sender and require you to provide your bank information. ACH direct debit is a faster and easier way to accept customer payments without needing to share your own bank details. ACH direct debit is often used to facilitate recurring payments, such as monthly subscriptions or utility bills, but can be used for one time payments as well.

Yes! You can enable payment processing in your Bluevine dashboard so customers can pay you via credit card and other payment methods from customers. Our payment links are powered by Stripe, a popular payment service provider (PSP) for small businesses.

Your Bluevine dashboard makes sending invoices and payment links super easy. Create and send a professional invoice or simple payment link to customers in minutes.

From the Sales tab in your dashboard, you can create unlimited invoices with your company logo for free—and in just a few clicks. You can then share with your customer via email, sms, invoice link, or PDF. If you have payment processing enabled, you can accept card, digital wallet, or ACH direct debit payments directly into your main Bluevine Business Checking account or a designated sub-account by including a payment link on your invoice.^BVSUP-00192

If you're a Bluevine Plus or Premier customer, you can choose to make an invoice recurring when setting up an invoice in your Bluevine account. Recurring invoices will automatically be sent to your customer on a daily, weekly, monthly, or yearly cadence, until your specified end date.

After you send a payment link, all your customer needs to do is click the link and select their preferred payment method. Once their payment is processed, the funds will be deposited directly into your main Bluevine Business Checking account or designated sub-account and you could start earning interest immediately.^BVSUP-00147

Yes, you can send an unlimited number of invoices to your customers for free. If you don’t use payment links, you’ll need to coordinate with each customer to determine how you’ll receive payment. For example, customers can still pay you via check, which you can easily deposit from your phone, or direct ACH transfer—which requires sharing your routing and account numbers.

Yes, you can send payment links to request payments from customers without sending an invoice. You can also easily include a payment link in an invoice so your customers can pay via card, digital wallet, or ACH direct debit.^BVSUP-00192