Small Business Resources

All business owners are invited to apply for a bank account. To open an account, you must be:

• A small business owner
• At least 18 years old
• A U.S. citizen or permanent U.S. resident with a verifiable address in one of the fifty (50) United States or the District of Columbia
• Not in the following industries: Adult Entertainment, Gambling, Weapons and Firearms, Illegal Substances, Virtual Currency

Other restrictions may apply. Full terms and restrictions may be found in the agreement at the time of application.

Ineligible locations: U.S. Territories including Puerto Rico.

To use your Bluevine line of credit, here’s how it works: Once approved for a credit line, request funds directly from your dashboard. Funds are then deposited in your bank account in as fast as hours. Payments are automatically debited from your account each week or month over 6 or 12 months. As you pay off your balance, your available credit line is automatically replenished. Plus, because your repayments are calculated with simple interest, you can save on interest when you pay early. Bluevine doesn’t charge prepayment, or early repayment, fees.

To meet the minimum requirements for our Line of Credit, your business must have been in operation for at least 24+ months, be a corporation or LLC, have a personal credit score of 625+ or more, and your business must generate at least $40,000 each month in revenue.

Due to regulations, we also cannot provide lines of credit to the following states:

• Nevada
• North Dakota
• South Dakota

If you don’t meet our Line of Credit requirements, you may be eligible for Invoice Factoring, which allows you to get a cash advance based on your outstanding invoices.

See our restricted industries list