With more than $1 billion in customer deposits, Bluevine Business Checking has become one of the most trusted and loved business checking accounts available. To tailor our offering even more to the growing businesses we proudly serve, our customers now have the flexibility to choose from three checking account plans that fit a wide range of needs.
By offering upgraded plans—Bluevine Plus and Bluevine Premier—in addition to our standard business checking plan, we’re empowering business owners to stop settling and to get more for their money with a solution that works for them.
Why offer multiple business checking plans?
For small business owners, the advantages provided by upgraded banking plans can significantly enhance day-to-day operations. With features like up to 4.25% annual percentage yield (APY),BVSUP-00125 discounts on standard plan payment fees, and expanded support coverage, you can effectively streamline your business activities.
While upgraded checking accounts are typically reserved for big businesses, Bluevine makes them accessible to all businesses from the moment you open your checking account. This inclusive approach means that your business has the opportunity to choose any Bluevine banking plan you desire, and if you meet certain criteria each month, you can even get the associated fee waived.
What do I get with Bluevine Plus and Bluevine Premier?
In addition to the great benefits offered by the Bluevine Business Checking standard plan, our Plus and Premier plans offer perks best suited for businesses who make frequent payments and hold significant balances. New Bluevine customers can try either paid plan for a free one-month trial period to see if it’s right for you.
Signing up for one of our upgraded business checking plans is easy—you can select and switch plans anytime from your dashboard.
Bluevine standard plan benefits
The Bluevine Business Checking standard plan helps you get more for your money, with:
- No monthly fees and unlimited transactionsBVSUP-00043
- 2.0% APY on balances up to $250,000 if monthly activity requirements are metBVSUP-00005
- FDIC insurance up to $3 millionBVSUP-00108
- Free standard ACH and incoming wires
Bluevine Plus benefits
For a fee of $30 per month—or $0 when meeting waiver requirements—the Bluevine Plus planBVSUP-00134 is built for businesses who want even more out of their business checking account, with:
- 3.0% APY on balances up to $250,000
- 20% off most standard payment fees (including same-day ACH, mailed checks, and domestic and international wires)
- 5 free printed and mailed checks per monthBVSUP-00135
Bluevine Premier benefits
For a fee of $95 per month—or $0 when meeting waiver requirements—Bluevine PremierBVSUP-00125 is designed for businesses who want the best business checking terms and benefits Bluevine has to offer, including:
- 4.25% APY on balances up to $3 million
- 50% off most standard payment fees (including same-day ACH, mailed checks, and domestic and international wires)
- 20 free printed and mailed checks per monthBVSUP-00135
- Priority customer supportBVSUP-00125
How does the free trial work?
During your Plus or Premier trial period, you can earn higher APY on your balances without paying the monthly fee or meeting the fee waiver requirements. You can also take advantage of discounted rates on bill payments through your Bluevine dashboard as soon as you add funds to your Bluevine Business Checking account.
You won’t be charged for your upgraded plan until the end of the trial, and you can switch or cancel your plan anytime if you decide Plus or Premier isn’t right for you.
How do I waive my monthly fee after the trial period?
You can waive the monthly fee for Plus and Premier by meeting balance and spending requirements each month.
To waive the Plus plan’s $30 monthly fee: Maintain an average daily balance of at least $20,000 across your Bluevine Business Checking account and sub-accounts each billing period, AND spend at least $2,000 with your Bluevine Business Debit Mastercard® or Bluevine Business Cashback Mastercard® each billing period.
To waive the Premier plan’s $95 monthly fee: Maintain an average daily balance of at least $100,000 across your Bluevine Business Checking account and sub-accounts each billing period, AND spend at least $5,000 with your Bluevine debit card or Bluevine credit card each billing period.
The future of Bluevine Business Checking
Bluevine customers have many more features on the horizon to look forward to. Stay tuned for the latest updates, and we encourage you to let us know if you have feedback or your own ideas on what you’d like to see from your business checking account. We’re eager to hear your thoughts on how you’re enjoying your experience so we can continue to give businesses like yours the tools and flexibility you need to succeed.
Find the Bluevine Business Checking plan that fits your needs.
