Partners Referral Program – Promotional Terms and Conditions

Promotional Terms and Conditions: Sponsor: Bluevine Inc. (“Bluevine”), 30 Montgomery, Suite 1400, Jersey City, NJ 07302. Bluevine is the sole Sponsor of this promotion event.

Eligible Participants: Only current Bluevine Business Checking Account customers who are active account holders and have received an email invitation to this “Partners Referral Program” (“Promotion”) with a personalized referral code are eligible to act as Referrers (“Referrers”). Referrals are limited to new Bluevine Business Checking Account customers (“New Customers”). For the avoidance of doubt, a New Customer is a natural person who does not have an existing Bluevine Business Checking Account held in the name of a business of which they are an owner and has not had such an account open in the last twelve (12) months. In order to be eligible, New Customers must be (i) at least 18 years old; and (ii) a legal resident of the 50 United States or Washington, DC. Officers, directors, managers, and employees of Sponsor and of its parent, subsidiary, and affiliate companies, as well as the immediate family members (spouse, parents, siblings, and children) and/or household members of each such person are not eligible.

Conditions and Promotional Period: For each qualifying referral (“Qualifying Referral”), the Referrer will receive a bonus of $100.00 (“Bonus”). For the Referrer to receive the Bonus, New Customers must meet the following eligibility requirements 1) open a new Bluevine Business Checking Account (“Account”) using the Referrer’s personalized referral offer code between 12:00:00 AM EST on July 23, 2025 and 11:59:59 PM EST on September 30, 2025; and 2) fund their Account with external funds of at least $1000.00 within thirty (30) calendar days of account opening. The Referrer will receive an additional Bonus of $100, if the New Customer 1) spends at least $1,000.00 on “Eligible Transactions” with the Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard® within sixty (60) days of account opening; or 2) maintains a minimum daily balance of $1,000.00 between days thirty-one through sixty (31 – 60) of account opening. Eligible Transactions are transactions other than those found at Business Banking Solutions to Grow Your Business | Bluevine . Bluevine will make its best effort to attribute transactions to the correct Eligible Party. For the avoidance of doubt, Bluevine’s computer is the official time-keeping device for this promotion

Notification: For each Qualifying Referral, Bluevine will deposit the Bonus into the Referrer’s Bluevine Business Checking Accounts by the tenth (10th) day of the month that follows the month in which the last requirement was met. The Referrer’s Account must be in good standing at the time of the Bonus issuance in order to receive the Bonus.

Limitation of Liability: Bluevine and its respective officers, directors, employees, representatives and agents, shall have no liability and shall be held harmless by participants for any damage, loss or liability to persons or property, due in whole or part, directly or indirectly, by reason of the acceptance, possession, use or misuse of prize or participation in this promotion. Bluevine reserves the right in its sole discretion to modify or end the promotion at any time and exclude any participant for any reason, including suspected fraud, misuse, or other misconduct and may also terminate any Bluevine accounts you may have with us

Miscellaneous: The Bonus associated with this promotion is considered interest and will be reported on IRS Form 1099-INT. You are responsible for any federal or state taxes resulting from the promotion. Please consult your tax advisor if you have questions about tax treatment.