Open a U.S. business banking account
from India.

Bluevine isn't a bank—it's a financial-technology company whose banking services are provided by Coastal Community Bank, Member FDIC.

Being a fintech company allows us to charge fewer and lower fees, and make our financial services more accessible to owners of new, small, or geographically remote businesses. Bluevine Business Checking accounts are also FDIC-insured up to $3,000,000 per depositor—12 times the standard amount of $250,000—through Coastal Community Bank, Member FDIC and their sweeps program banks.

All types of businesses, from ecommerce businesses to professional services providers operating in the U.S. could benefit from a Bluevine Business Checking account. Businesses in all industries, barring restricted entities, solo proprietorships, and nonprofits, are encouraged to apply.

Yes, you can open a Bluevine Business Checking account from India without a SSN. You will need a passport to verify your identity, and an EIN for your U.S.-registered business.

No, you do not need a physical U.S. address to open a Bluevine Business Checking account from India. However, you do need the following:

• A physical or non-physical legal business address (used to register your business in the U.S.)
• A physical personal address in India
• A physical operating business address, either in the U.S. or in India, only if your legal address is not a physical address

The only document required for international business owners to open a Bluevine Business Checking account is a valid passport (for each beneficial owner with 25%+ ownership). However, you will also need:

• Ability to provide on-camera identity verification
• An EIN
• Ownership percentages, addresses, and dates of birth for all beneficial owners
• A physical personal and operating addresses in any accepted country, plus a legal address in the U.S. (physical or not)

You do not need to travel to the United States to open a Bluevine Business Checking account. Onboarding can be done entirely online, from any of our accepted countries.

Yes, you can receive U.S. dollar payments from customers while living in India. Bluevine has integrated with Stripe for smooth payment processing via invoicing and payment links, with transparent fees of 2.9% + $0.60 for cards and wallets, and 1% for ACH direct debit payments.

Right now, lending, credit, and treasury products are not available to international business owners, though there are plans to bring Bluevine Treasury to an international audience.