Getting paid with Bluevine

Choose how you want to get paid

Different payment situations call for different approaches. With Bluevine, you can choose the option that fits how you run your business—and use more than one as your needs change.

All of these options work together in one place, so you can request payments, accept them, and track your money without switching tools. You can also view payment status and payouts in a single dashboard.

A few things to keep in mind

• You don’t have to choose a single payment option upfront
• Many businesses use more than one option depending on the situation
• The way your customer pays affects what setup is required and how payouts work, which we will also cover

Your payment tools, explained

You can use one or all of these tools depending on your needs—they’re designed to work together in one place. Here’s a closer look at how they work:

What you need to get started

Some payment options work right away, while others require a quick setup step.

To accept online or in-person payments, you’ll need to connect a payment processor. Bluevine uses Stripe to securely process these payments. You can connect an existing Stripe account or create a new one for free during setup.

When Stripe is required

You’ll need to connect Stripe if you want to:

• Accept card or ACH direct debit payments through payment links
• Accept card or ACH direct debit payments on paid invoices
• Use Tap to Pay for in-person payments

If you’re sending invoices without online payment, you can get started without additional setup.

What connecting Stripe enables

Once Stripe is connected:

• Customers can pay you by card
• Payments are processed securely
• Funds are paid out to your Bluevine account based on your chosen payout schedule

Bluevine is where you manage payments and track activity, while payment processing happens securely behind the scenes through Stripe.

What to expect after a customer pays

Once your customer pays, the payment moves through a few stages:

Payment status and payout timing aren’t the same thing. A payment can be marked as completed before the funds are available in your account. This is normal and depends on how your customer pays and how the payment is processed.

A few things to keep in mind

• Timing varies by payment method
• Payments may be grouped together before being deposited
• Seeing a delay doesn’t usually mean something went wrong

Track payments and payouts

Once you start accepting payments, you can monitor everything in one place.

In your Bluevine dashboard, you can:

• Confirm when a payment is completed from the transactions dashboard
• Check the payment status of invoices and payment links
• See when funds arrive and become available from the payouts dashboard

If you need more detailed processing information, additional details such as payment processing status and payment grouping and timing may be available in your Stripe account.

What to do next

• Start with the option that fits your most common use case
• Connect Stripe if you plan to accept card or ACH direct debit payments
• Add additional tools as your needs grow

You don’t need to do everything at once—most businesses start simple and expand over time.