Overview
Business CheckingA powerful account built for
small business—earn
high-yield interest, save on fees, and never go to the bank again.Learn more about Business Checking
Features & benefits
No monthly feesNo monthly or overdraft fees, plus free standard ACH transfers.
Accounts payableSave time on bill management and automate your payments.
High APY on checking Earn over 15x the national average^‡ or more with an upgraded plan.
International paymentsSend and receive money globally in as fast as 24 hours.
Physical and virtual debit cardsIssue debit cards with spending limits to your team.
Sub-accountsEasily manage budgets using multiple accounts.
Explore all features
See plans and pricing
Earn and save even more with our Plus
and Premier
plans—with up to
3.7% APY and discounts on
payment fees.Choose the plan
that's right for you
Overview
Business LoansFinancing tailored to your business needs, with a quick and easy application process.Learn more about Business Loans
Products
Line of CreditGet ongoing access to the working capital you need to grow, with a Bluevine Line of Credit up to $250K and competitive rates.
Term LoanAccess a lump sum of up to $500K^◊ from our lending partners, with predictable repayment terms up to 24 months.
SBA LoanGet connected to lenders to help you access SBA 7(a) loans up to $350K.
Small business owner’s guide to building and using business credit.Read guide
Credit Card The Bluevine Business Cashback Mastercard—Earn unlimited 1.5% cash back on every business purchase and pay no annual fee.
Business Type
Partners
Self-employedSave time and money with integrated business tools and no monthly fees.
Small businessEarn interest, collaborate with your team, and move money effortlessly.
StartupsScale faster with high APY, built-in AP automation, and access to credit.
Partners
Accounting firmsGet secure tools for your firm and better banking for clients.
Accountant directoryHelp set your practice up for growth by being listed in our accountant directory.
See why business owners like you love Bluevine.Read reviews
Overview
Small Business Resource CenterFind everything you need to know—like how to get started and how to put your Bluevine account to work.Explore resources
Resource type
FAQsGet quick answers to common questions about all things Bluevine.
BlogRead our latest articles, tips, and resources for small businesses.
Help CenterSearch by topic or contact our support team for in-depth help with your account.
GuidesExplore your account features from top to bottom with these comprehensive guides.
Accountant DirectoryNeed accounting help? Find a professional on Bluevine’s Accountant Partner directory.
Your security is our top priority.Learn more about Security
Overview
About us Through innovative banking solutions, we empower growing businesses to thrive—today and tomorrow.Learn more
Explore
CareersView our open roles, get to know our values, and learn about employee benefits.
PressDiscover what’s new at Bluevine with our latest news and announcements.
PartnersWork with us to offer best-in-class financial solutions to your small business clients.

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Bluevine is a financial technology company, not a bank. Banking services provided by Coastal Community Bank, Member FDIC.

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Advisory Agreement

Bluevine is a financial technology company,
not a bank.

Deposits are FDIC insured up to $3,000,000 per depositor through Coastal Community Bank, Member FDIC and our program banks.

The national average and comparison are based on interest rates paid by U.S. depository institutions as calculated by the FDIC.
Applications are subject to credit approval. Rates and terms may vary based on your creditworthiness and are subject to change. Eligibility for the maximum funding amount is available only to applicants with the strongest credit profiles. Offerings and eligibility requirements vary by partner.

Bluevine is a financial technology company, not a bank. Banking Services provided by Coastal Community Bank, Member FDIC. FDIC insurance only covers the failure of an FDIC-insured bank. FDIC insurance is available through pass-through insurance at Coastal Community Bank, Member FDIC, if certain conditions have been met. Bluevine accounts are FDIC insured up to $3,000,000 per depositor through Coastal Community Bank, Member FDIC and our program banks. The Bluevine Business Debit Mastercard® and Bluevine Business Cashback Mastercard® are issued by Coastal Community Bank, Member FDIC pursuant to a license from Mastercard International Incorporated and may be used everywhere Mastercard is accepted. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

Mastercard, Mastercard Easy Savings, Mastercard Airport Concierge, Priceless Surprises and the circles design are registered trademarks and Mastercard ID Theft Protection is a trademark of Mastercard International Incorporated.

Application is subject to approval. No monthly or maintenance fees. Card Replacement Fees and Wire Transfer Fees may apply.

Banking Services for payments made via ACH or wire from the Bluevine Business Checking Account are provided by Coastal Community Bank, Member FDIC. Certain Bill Pay funds are temporarily held during payment processing by Silicon Valley Bank, a division of First-Citizens Bank & Trust Company. Money transmission services for International Payments are provided by a third party and are also subject to their applicable terms and conditions.

The Bluevine Line of Credit is issued by Celtic Bank and is serviced by Bluevine. Applications are subject to credit approval. Rates, credit lines, and terms may vary based on your creditworthiness and are subject to change. Additional fees apply. Other commercial credit products are offered by a variety of Bluevine’s third party partners. Bluevine is not involved in the issuance or servicing of these products. Offerings and eligibility requirements vary by partner.

Certain financing may be made or arranged pursuant to California Financing Law-License No. 6054789.

All other product names, logos, brands, trademarks, and registered trademarks are property of their respective owners. All company, product, and service names used in this website are for identification purposes only. Use of these names, trademarks, and brands does not imply endorsement.