How to send and receive global funds

You can send international payments from your Bluevine dashboard.

To send an international payment:

1. Navigate to Send Payment inside your Bluevine dashboard
2. Select an international payee (or add a new one)
3. Choose the destination currency
4. Review the exchange rate displayed before confirmation
5. Confirm and submit

To receive an international payment, provide your Bluevine account details to the sender.

You will need to share:

• Account name
• Account number
• SWIFT/BIC code (varies by country)

Incoming foreign currency payments are automatically converted to USD and deposited into your Bluevine account.

A SWIFT code is a unique identification code used to identify a specific bank during an international money transfer.

SWIFT stands for Society for Worldwide Interbank Financial Telecommunication. It's the global messaging network banks use to securely send payment instructions to each other.

With simple, upfront pricing, we help you avoid unpredictable bank fees on international payments.

• Payments sent in USD: $25 per payment (Standard plan), $20 per payment (Plus plan), $12.50 per payment (Premier plan)
• Payments sent in foreign currency: $25 + 1.5% of payment (Standard plan), $20 + 1.25% of payment (Plus plan), $12.50 + 1.0% of payment (Premier plan)

If you expect to send at least $25,000 USD in international payments per month, you may qualify for even lower fees. Contact our sales team.

Here’s an example:

If the exchange rate is $1.22 USD to £1 GBP and you’re making a payment of £1,000 GBP, you would pay a total of $1,263.30 USD with the Standard plan. Below, you can also see how much the same transaction would cost if you have our Plus or Premier plans.

Bluevine offers simple, competitive flat-fee pricing for receiving international payments, with clear fees displayed upfront.

International Wire Fees:

• Standard plan: $15 per received payment
• Plus plan: $12 per received payment
• Premier plan: $7.50 per received payment

Fees are clearly disclosed and deducted per incoming payment, helping businesses avoid unpredictable bank fees on international wires.

International payments are sent out 8am–5pm ET every business day, and can be received in as few as 24 hours. Timing may vary based on the recipient bank and country, as well as whether the payment is sent during business hours. You can refer to the estimated delivery time you see in your Bluevine dashboard.

You can receive international payments from most countries worldwide, as long as the payment is sent in a supported currency. If your sender's country isn't listed below, it's supported.

Countries with limited support

You can receive payments from the following countries, but EUR payments are not supported (payments in other supported currencies can still be sent and will be converted to USD):

Armenia, Kazakhstan, Kyrgyzstan, Serbia, Uzbekistan

Countries not supported

You cannot receive payments from the following countries and regions:

Afghanistan, Belarus, Burundi, Central African Republic, Chad, Democratic Republic of the Congo, Donetsk, Republic of the Congo, Crimea, Cuba, Eritrea, Guinea-Bissau, Iran, Iraq, Kherson, Libya, Luhansk, Myanmar (Burma), North Korea, Russian Federation, Somalia, South Sudan, Sudan, Syria, Venezuela, Yemen, Zaporizhzhia

Yes, Bluevine automatically converts incoming foreign currency into USD. Currency conversion occurs before funds are deposited into your account.

Yes, Bluevine displays the market exchange rate and all applicable fees before you confirm an international transfer.

Yes, you can track international payments in your Bluevine dashboard.

You can view:

• Payment status
• Payment history
• Transaction details

No, Bluevine does not charge hidden international payment fees. All fees, including currency conversion costs, are displayed before you confirm your transfer.

Businesses should use international payments when paying global vendors, managing overseas contractors, or receiving funds from international customers.