Business Checking How you can earn 2.0% APY on your Bluevine Business Checking account

At Bluevine, we’re working hard to build our Business Checking account with the features you need to be successful, like unlimited transactions,BVSUP-00043 no monthly fees and high annual percentage yield (APY).BVSUP-00122 That’s why you can earn 2.0% APY on your Business Checking balance up to $250,000BVSUP-00005—over 25x the national average.BVSUP-00007 Below is everything you need to know and how to qualify.

How to qualify for 2.0% APY

Meet at least one of the following monthly eligibility requirements to earn 2.0% APY.

Spend $500 per month with your Bluevine Business Debit Mastercard® or Bluevine Business Cashback Mastercard®, which you can use everywhere Mastercard® is accepted.BVSUP-00049


Receive $2,500 per month in customer payments into your Bluevine Business Checking account via ACH, wire transfer, mobile check deposit, or directly from your merchant payment processing providerBVSUP-00050

Customers who do not meet either monthly requirement will not earn interest for that month.

What types of customer transactions qualify toward my $2,500 eligibility monthly requirement?

As long as the transaction posts to your account before the end of the month, these transactions do qualify:

  • Mobile deposits of customer checks
  • Customer payments made via ACH or wire
  • Customer payments transferred from payment processing providers.

These types of transactions do not qualify:

  • Cash deposits

Ready to apply?

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Submit your application in just a few minutes.BVSUP-00006