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MJO Bookkeeping Services LLC

Staten Island, NY, United States of America
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About MJO Bookkeeping Services LLC

MBS offers professional virtual accounting and tax services for real estate professionals and other service industries. We also work with non-profit organizations. We bring over 15+ years of experience to your business. Together, we’ll get you on track once and for all through well-organized bookkeeping, automated systems, and proactive tax planning. Our goal is to help you focus on what you do best and let us do what we do best!

Prior to working with Maritza, I felt very uncertain about payroll, expenses, business taxes, etc. Since working with Maritza, I have been relieved knowing that she has the accounting part my business in order. This allows me to focus on growing my business.
Pamela McClellan, Owner @ P&S Mentors LLC dba Motto Mortgage

Clients

P&S Mentors LLC dba Motto Mortgage
S&P Dream Homes LLC dba Re/Max Dreams
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Legal

Bluevine is a financial technology company,
not a bank.

Deposits are FDIC insured up to $3,000,000 per depositor through Coastal Community Bank, Member FDIC and our program banks .

  • The national average and comparison are based on interest rates paid by U.S. depository institutions as calculated by the FDIC .
  • Applications are subject to credit approval. Rates and terms may vary based on your creditworthiness and are subject to change. Eligibility for the maximum funding amount is available only to applicants with the strongest credit profiles. Offerings and eligibility requirements vary by partner.
  1. As compared to publicly available data on the number of lifetime customer accounts held by other U.S. banking platforms dedicated to small business, as of March 2025. ↵
  2. Customer and lending statistics include Paycheck Protection Program. ↵
  3. Standard plan customers will earn 1.5% annual percentage yield (“APY”) on total balances up to $250,000 for a given month only if they meet at least one Eligibility Requirement during that month’s Eligibility Period as described in the Terms of Interest Accrual . No interest earned on balances over $250,000. ↵
  4. No limit on number of transactions. However, checking accounts are subject to the deposit and withdrawal amount limits as set forth in the Bluevine Business Checking Account Agreement . ↵
  5. Bluevine accounts are FDIC insured up to $3,000,000 per depositor through Coastal Community Bank, Member FDIC and our program banks . $3,000,000 in FDIC insurance is offered by multiplying the standard $250,000 FDIC coverage across multiple banks. For complete details, please visit https://bluevine.com/business-checking/fdic-protection. ↵
  6. Binding terms governing interest, including eligibility requirements and information about the calculation of interest, are detailed on the Terms of Interest Accrual which is incorporated as a part of the Bluevine Business Checking Account Agreement . ↵
  7. By completing this application, you agree that Bluevine will share your information with our third party lending partners. If eligible, you will receive a Bluevine Line of Credit Offer. If you do not qualify, you may still be eligible for another product from one of our partners. Bluevine cannot guarantee that you will be presented with all available offers from our lending partners. ↵
  8. While applying and reviewing an offer will not impact your personal credit score, accepting an offer may result in a hard inquiry. If you default on a Bluevine Line of Credit you may be subject to negative business reporting and personal credit reporting in your role as guarantor. ↵
  9. Payment processing services are provided by Stripe, Inc., N.A. Bluevine Inc. Payment processing services are available to most businesses, subject to eligibility determined by Bluevine. ↵
  10. 1.5% cash back earned per $1 of eligible net purchases (purchases minus returns/credits). Cash, cash equivalents, fees, interest payments, and person-to-person payments not eligible. Additional terms and restrictions apply; see your Cardmember Agreement supplement for details. ↵
  11. Certain terms, conditions, and exclusions apply. Cardholders need to register for this service. This service is provided by Generali. Please see your Guide to Benefits for details or call 1-800-MASTERCARD. ↵
  12. Standard message and data rates may apply. For help or to opt-out of text messages at any time, reply “Help” or “STOP” to any message. For more information, see Bluevine’s Registration Terms and Privacy Policy . ↵

Bluevine is a financial technology company, not a bank. Banking Services provided by Coastal Community Bank, Member FDIC. FDIC insurance only covers the failure of an FDIC-insured bank. FDIC insurance is available through pass-through insurance at Coastal Community Bank, Member FDIC, if certain conditions have been met. Bluevine accounts are FDIC insured up to $3,000,000 per depositor through Coastal Community Bank, Member FDIC and our program banks . The Bluevine Business Debit Mastercard® and Bluevine Business Cashback Mastercard® are issued by Coastal Community Bank, Member FDIC pursuant to a license from Mastercard International Incorporated and may be used everywhere Mastercard is accepted. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

Mastercard, Mastercard Easy Savings, Mastercard Airport Concierge, Priceless Surprises and the circles design are registered trademarks and Mastercard ID Theft Protection is a trademark of Mastercard International Incorporated.

Application is subject to approval. No monthly or maintenance fees. Card Replacement Fees and Wire Transfer Fees may apply.

Banking Services for payments made via ACH or wire from the Bluevine Business Checking Account are provided by Coastal Community Bank, Member FDIC. Money transmission services for International Payments are provided by a third party and are also subject to their applicable terms and conditions.

The Bluevine Line of Credit is issued by Celtic Bank and is serviced by Bluevine. Applications are subject to credit approval. Rates, credit lines, and terms may vary based on your creditworthiness and are subject to change. Additional fees apply. Other commercial credit products are offered by a variety of Bluevine’s third party partners. Bluevine is not involved in the issuance or servicing of these products. Offerings and eligibility requirements vary by partner.

Certain financing may be made or arranged pursuant to California Financing Law-License No. 6054789.

Payment processing services are provided by Stripe, Inc., N.A. Bluevine Inc. Payment processing services are available to most businesses, subject to eligibility determined by Bluevine.

Tap to Pay is only available on supported devices and may require upgrading to the latest version of the Bluevine app and your phone’s operating system. Some Android devices may not be compatible. Android is a trademark of Google LLC. Tap to Pay on iPhone requires a supported payment app. Some contactless cards may not be accepted by your payment app. Transaction limits may apply. The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC. Tap to Pay on iPhone is not available in all markets. For Tap to Pay on iPhone countries and regions, see here.

All other product names, logos, brands, trademarks, and registered trademarks are property of their respective owners. All company, product, and service names used in this website are for identification purposes only. Use of these names, trademarks, and brands does not imply endorsement.

® 2026 Bluevine Inc. All Rights Reserved. “Bluevine” and the Bluevine logo are registered trademarks of Bluevine Inc.

Products
Resources
Legal

Bluevine is a financial technology company,
not a bank.

Deposits are FDIC insured up to $3,000,000 per depositor through Coastal Community Bank, Member FDIC and our program banks .

  • The national average and comparison are based on interest rates paid by U.S. depository institutions as calculated by the FDIC .
  • Applications are subject to credit approval. Rates and terms may vary based on your creditworthiness and are subject to change. Eligibility for the maximum funding amount is available only to applicants with the strongest credit profiles. Offerings and eligibility requirements vary by partner.
  1. As compared to publicly available data on the number of lifetime customer accounts held by other U.S. banking platforms dedicated to small business, as of March 2025. ↵
  2. Customer and lending statistics include Paycheck Protection Program. ↵
  3. Standard plan customers will earn 1.5% annual percentage yield (“APY”) on total balances up to $250,000 for a given month only if they meet at least one Eligibility Requirement during that month’s Eligibility Period as described in the Terms of Interest Accrual . No interest earned on balances over $250,000. ↵
  4. No limit on number of transactions. However, checking accounts are subject to the deposit and withdrawal amount limits as set forth in the Bluevine Business Checking Account Agreement . ↵
  5. Bluevine accounts are FDIC insured up to $3,000,000 per depositor through Coastal Community Bank, Member FDIC and our program banks . $3,000,000 in FDIC insurance is offered by multiplying the standard $250,000 FDIC coverage across multiple banks. For complete details, please visit https://bluevine.com/business-checking/fdic-protection. ↵
  6. Binding terms governing interest, including eligibility requirements and information about the calculation of interest, are detailed on the Terms of Interest Accrual which is incorporated as a part of the Bluevine Business Checking Account Agreement . ↵
  7. By completing this application, you agree that Bluevine will share your information with our third party lending partners. If eligible, you will receive a Bluevine Line of Credit Offer. If you do not qualify, you may still be eligible for another product from one of our partners. Bluevine cannot guarantee that you will be presented with all available offers from our lending partners. ↵
  8. While applying and reviewing an offer will not impact your personal credit score, accepting an offer may result in a hard inquiry. If you default on a Bluevine Line of Credit you may be subject to negative business reporting and personal credit reporting in your role as guarantor. ↵
  9. Payment processing services are provided by Stripe, Inc., N.A. Bluevine Inc. Payment processing services are available to most businesses, subject to eligibility determined by Bluevine. ↵
  10. 1.5% cash back earned per $1 of eligible net purchases (purchases minus returns/credits). Cash, cash equivalents, fees, interest payments, and person-to-person payments not eligible. Additional terms and restrictions apply; see your Cardmember Agreement supplement for details. ↵
  11. Certain terms, conditions, and exclusions apply. Cardholders need to register for this service. This service is provided by Generali. Please see your Guide to Benefits for details or call 1-800-MASTERCARD. ↵
  12. Standard message and data rates may apply. For help or to opt-out of text messages at any time, reply “Help” or “STOP” to any message. For more information, see Bluevine’s Registration Terms and Privacy Policy . ↵

Bluevine is a financial technology company, not a bank. Banking Services provided by Coastal Community Bank, Member FDIC. FDIC insurance only covers the failure of an FDIC-insured bank. FDIC insurance is available through pass-through insurance at Coastal Community Bank, Member FDIC, if certain conditions have been met. Bluevine accounts are FDIC insured up to $3,000,000 per depositor through Coastal Community Bank, Member FDIC and our program banks . The Bluevine Business Debit Mastercard® and Bluevine Business Cashback Mastercard® are issued by Coastal Community Bank, Member FDIC pursuant to a license from Mastercard International Incorporated and may be used everywhere Mastercard is accepted. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

Mastercard, Mastercard Easy Savings, Mastercard Airport Concierge, Priceless Surprises and the circles design are registered trademarks and Mastercard ID Theft Protection is a trademark of Mastercard International Incorporated.

Application is subject to approval. No monthly or maintenance fees. Card Replacement Fees and Wire Transfer Fees may apply.

Banking Services for payments made via ACH or wire from the Bluevine Business Checking Account are provided by Coastal Community Bank, Member FDIC. Money transmission services for International Payments are provided by a third party and are also subject to their applicable terms and conditions.

The Bluevine Line of Credit is issued by Celtic Bank and is serviced by Bluevine. Applications are subject to credit approval. Rates, credit lines, and terms may vary based on your creditworthiness and are subject to change. Additional fees apply. Other commercial credit products are offered by a variety of Bluevine’s third party partners. Bluevine is not involved in the issuance or servicing of these products. Offerings and eligibility requirements vary by partner.

Certain financing may be made or arranged pursuant to California Financing Law-License No. 6054789.

Payment processing services are provided by Stripe, Inc., N.A. Bluevine Inc. Payment processing services are available to most businesses, subject to eligibility determined by Bluevine.

Tap to Pay is only available on supported devices and may require upgrading to the latest version of the Bluevine app and your phone’s operating system. Some Android devices may not be compatible. Android is a trademark of Google LLC. Tap to Pay on iPhone requires a supported payment app. Some contactless cards may not be accepted by your payment app. Transaction limits may apply. The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC. Tap to Pay on iPhone is not available in all markets. For Tap to Pay on iPhone countries and regions, see here.

All other product names, logos, brands, trademarks, and registered trademarks are property of their respective owners. All company, product, and service names used in this website are for identification purposes only. Use of these names, trademarks, and brands does not imply endorsement.

® 2026 Bluevine Inc. All Rights Reserved. “Bluevine” and the Bluevine logo are registered trademarks of Bluevine Inc.