About BlueVine

At BlueVine, small businesses are at the center of what we do. We work hard every day to empower small businesses like yours with innovative banking products designed just for you. By combining industry-leading technology and security with the expertise and care of our team, we serve business owners nationwide with efficiency, simplicity, and reliability.

Trusted by thousands of small business owners, BlueVine is proud to provide a full suite of tailored banking services for your everyday needs. Spend less time worrying about cash flow, inefficient and archaic services, and more time focused on the next chapter of your business.

2013Year founded

$5B+Funds delivered

Meet the Leadership

Eyal Lifshitz

Chief Executive Officer

Eyal is a 3rd generation small business entrepreneur who co-founded BlueVine to build a better financial future for small businesses. Before BlueVine, he was a Principal at Greylock IL and an Associate at McKinsey & Company. Eyal received an MBA from the University of Chicago, where he was a Carlton Fellow.

Nir Klar

Chief Technology Officer

Nir is a technology innovation leader with 20 years of experience. He has extensive experience building large scale, web, and mobile platforms and products. Prior to co-founding BlueVine, Nir was the CTO for Planet SOHO and Media Layers. Nir received his BSc. in Computer Science from the Israel Institute of Technology.

Sharon Carmeli

General Counsel

Sharon has over 15 years of experience working with tech and industrial companies as a corporate lawyer. She comes to BlueVine from a TASE listed company, where she served as General Counsel. Sharon received a Masters of Laws from the University of Chicago and is the President of the ILPA's Board of Directors.

Ido Lustig

General Manager, International

Ido has deep expertise in credit, fraud, and regulatory risk management and has led risk and data teams at high-growth companies. Before BlueVine, he managed top data science teams responsible for the R&D of automatic intelligence-components at PayPal. Ido received his Bachelors of Laws from Tel Aviv University and is on the board of several financial organizations.

Herman Man

Chief Product Officer

Herman is a product and design leader who is passionate about building great experiences. He was VP of Product and Partnerships at Xero prior to joining BlueVine and a co-founder and leader at Microsoft and other startups before taking that role. He holds a BSc. in Computer Engineering from the University of Waterloo.

Patrick Adams

Chief Marketing Officer

Patrick was named by Forbes as one of the “Top 50 Most Influential CMOs in The World” and one of the “Top 100 Innovative CMOs.” He is an accomplished leader known for creating high-impact, customer-driven marketing initiatives and led marketing teams at Chase, Citibank, Victoria’s Secret, and PayPal. Patrick holds an MBA in Marketing from Adelphi University.

Steve Allocca

Chief Operating Officer

Steve has over 25 years of experience in the finance industry, most recently as President of LendingClub. He also led PayPal’s multi-billion-dollar credit business, served on PayPal’s Executive Staff, and held several senior leadership positions at Wells Fargo. Steve also founded and grew his own business, Loan Science. He has an MBA from Northwestern University.

David Quinn

Chief Financial Officer

David has 25 years of international finance experience and deep knowledge of banking and financial services. He previously served as the Commercial Bank Chief Financial Officer at Silicon Valley Bank, where he provided support in the United States and Asia. David holds an MBA from the University of Chicago Booth School of Business.

Mira Srinivasan

Chief Risk Officer

Mira brings over 15 years of experience in the financial services industry. In her previous role at Brex, she led the risk team responsible for credit, fraud, and operational risk and drove best-in-class credit performance during the pandemic. Mira received an MBA from the Symbiosis Centre For Management and Human Resource Development.

Uzi Halaby-Senerman

VP, R&D

Uzi has extensive experience in managing large research and development teams and projects. Previously, he held management roles at several technology companies, including managing the R&D group at GE Healthcare. Uzi holds an MA in Computational Linguistics from Tel Aviv University and a B.Sc. in the science of nature and mathematics from Ha'Universita Ha'Petuha.

Shaun Wadhwa

VP, Sales

Shaun is a seasoned leader who is passionate about enabling and empowering his team and customers. With over 20 years of sales experience, he has spent most of his career helping small businesses access financial services. Before joining BlueVine, he built and scaled revenue teams at OnDeck. Shaun received a BA in Economics from Binghamton University.

Robin Poore

VP, Capital Markets

Robin is an accomplished leader with over 20 years of experience in debt capital, fintech investing, and executive finance, including more than nine years at the Managing Principal, Portfolio Manager, and Partner level. He joins us from Tide Pool Capital, where he focused on emerging consumer credit markets. Robin holds a BS in Finance from Cal State Hayward.

Charles Amadon

VP, Business Development & Partnerships

Charles brings over a dozen years of experience driving strategic initiatives and large-scale distribution partnerships in financial technology and media. Prior to joining BlueVine, he was VP of Business Development & Partnerships at Bill.com. Charles holds a BA degree from Georgetown University.

Sharon Peleg

VP, People and Places, Israel

Sharon is a human resources leader with extensive experience in hypergrowth tech organizations (McAfee, Intel). Based in Israel, she has a proven track record of building strong international teams, working closely with senior leaders and employees to improve organizational effectiveness. Sharon holds an MA in Labor Studies from Tel Aviv University.

Tanner Wilcher

VP, Strategic Finance & FP&A

Tanner has spent 15 years driving strategic financial insights as an investment banker, investor, and FP&A leader. He joins us from Western Digital and previously was a Vice President at Credit Suisse and an Associate at Bank of America. Tanner holds an MBA from Columbia Business School.

April Danile

VP, Account Management & Customer Success

April is a results-driven leader who puts customers at the heart of every decision and thrives on understanding and improving the customer experience. She brings over 20 years of award-winning financial services experience to BlueVine from Goldman Sachs and Capital One.

Amit Moran

VP, Data

Amit has 20+ years of data science experience. He joins BlueVine from Oracle, where he led a team of top data scientists and engineers focused on ad-fraud detection and context-based insights. Amit holds a B.Sc. in Computer Science and an M.Sc. in Physics from Tel Aviv University and an MBA from Israel’s The College of Management.

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Our US locations

401 Warren Street Redwood City, CA 94063

830 3rd Street Gretna, LA 70053

30 Montgomery St #1400 Jersey City, NJ 07302

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of our team?

Learn more in Careers

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Start financing today

Call an advisor (888) 216-9619

Apply now

Applying will not affect your credit score^BVSUP-00008

No limit on number of transactions. However, checking accounts are subject to the monthly deposit and withdrawal amount limits of the Account Agreement. Application is subject to approval. No monthly or maintenance fees. Card Replacement Fees and Wire Transfer Fees may apply.

Non-employers include self-employed individuals without employees.
Small businesses in the Food and Accommodation industry (NAICS 72) and other eligible organizations may qualify for a PPP Second Draw if they have over 300 employees.
Businesses in the Food and Accommodation industry (NAICS 72) are entitled to receive up to 3.5x the average payroll costs on a Second PPP Draw.
BlueVine charges a $2.50 fee for ATM transactions outside of the MoneyPass® network. Additional third-party ATM fees may vary by ATM operator.
No interest earned on balances over $100,000. See the Account Agreement for details.
Based on user testing.
The national average and comparison are based on interest rates paid by U.S. depository institutions as calculated by the FDIC.
For businesses organized as a limited liability company or corporation, we do not perform a hard credit pull at any point in our process, which means your credit score will not be impacted. For businesses organized as sole proprietors or general partnerships, we will only perform a hard credit pull after you receive and accept your offer.
Once approved, get funds deposited in your bank account in as quickly as a few hours if you choose our bank wire option ($15). Or, choose our free ACH transfer option which typically gets funds deposited the next business day, although it may take up to three.
The rate is a simple interest rate calculated from total repayments over 26 weeks.
Applications are subject to approval. Approved customers who apply for a BlueVine Flex Line of Credit and draw $5,000 or more within 14 days of approval will receive a $100 Tango gift card. BlueVine Flex Line of Credit is issued by Celtic Bank, a Utah- chartered Industrial Bank, Member FDIC. Please allow at least four weeks to receive your gift card via email if you qualify. One gift card per eligible participant. Gift cards are non-exchangeable and non-returnable. This offer is single-use and non-transferable. BlueVine reserves the right to cancel the promotion anytime. Funding subject to credit approval. Other terms and conditions may apply. Inquire for more details.
For borrowers with loans of $150,000 or less, these documents will not be required at the time of application. These or additional documents will be required either before or during your loan forgiveness application.
Businesses with employees are eligible to apply for up to 2.5x average monthly payroll costs. Businesses in the Food and Accommodation industry (NAICS 72) are eligible to receive up to 3.5x the average monthly payroll costs on a Second PPP Draw.
Some exceptions may apply. Please review our guide for more information.
Subject to the terms and conditions of your credit card provider.
In the event your business is approved for a line of credit, and, prior to funding, the business receives an approved offer from a competing non-bank lender at a lower rate to that offered by BlueVine, BlueVine will offer the same or lower rate or BlueVine will pay your business five hundred dollars ($500). One gift card will be allowed per eligible participant. This promotion may not be combined with any other offers. Gift cards are non-exchangeable and non-returnable. Please allow at least four weeks to receive your gift card via email if you qualify. BlueVine reserves the right to cancel the promotion anytime. To be eligible for the Price Guarantee, the competing agreement must be for equivalent terms as those provided by BlueVine (e.g. interest rate, loan amount, origination fees, number of installments, repayment terms, collateral or other security, and no other materially different terms). BlueVine will determine in its sole discretion whether all material terms are equivalent. Your business must submit written proof of an approved agreement with competing non-bank lender prior to funding of the BlueVine line of credit and successfully complete its registration with BlueVine to be eligible for the $500 payment. The Price Guarantee does not apply to offers dated prior to the date of this mailing. Other terms and conditions apply. One gift card will be allowed per eligible participant. This promotion may not be combined with any other offers. Gift cards are non-exchangeable and non-returnable. Please allow at least four weeks to receive your gift card via email if you qualify. BlueVine reserves the right to cancel the promotion anytime.
On our best rates, LIBOR rate will be applied.
The content provided will be for educational purposes only and should not be construed as professional advice and/or a replacement thereof.
Each Bill Pay with Credit Card transaction will have a 2.9% fee. Not all suppliers may accept credit card payments; for example, credit card payments to insurance providers, credit card providers, or court-ordered payments are currently not supported. American Express cards are not supported in this feature.
Funding applications are subject to credit approval. Rates and terms may vary based on your creditworthiness and are subject to change.
Discounts based on referral codes refer to the weekly or monthly interest rates for Line of Credit customers, and weekly interest rate for Term Loan customers. The offer does not apply to Invoice Factoring customers. Offer available to first-time clients only.
For customers who received their PPP through Cross River Bank (CRB), they will contact you regarding loan forgiveness.
BlueVine. "Survey: Coronavirus Impact on Small Businesses." (2020): www.bluevine.com/coronavirus-business-impact-survey/ March 26, 2020
Several exemptions apply if a business did reduce headcount or wages. Read our guide on those exemptions for more information.
In order to qualify for the gift card, the Referred client must draw funds within 2 weeks of accepting an offer with BlueVine. The Referred client must also be in good standing for the 8 weeks following his or her first draw date. One gift card per eligible participant. Please allow at least 90 days after the Referred client's first draw to receive your gift card. Terms and conditions apply. Please see them for more details.
BlueVine reserves the right to add, remove or modify restricted industries without notice and in its sole discretion.
U.S. Small Business Administration Office of Advocacy. "2019 Small Business Profile." (2019): https://cdn.advocacy.sba.gov/wp-content/uploads/2019/04/23142719/2019-Small-Business-Profiles-US.pdf. April 2019
This process may take up to 150 days from submission, or more in certain circumstances.
Lowest rates starting from 0.25% will have an additional LIBOR rate applied.
Rates range from 4.8% to 20.5% per draw, simple interest. Simple Interest = Total interest you will pay, and given as a percentage of the amount borrowed, excluding fees. APR from 18.2% to 36%. Prices for business funding can vary depending on the expected term of the funding as well as other credit and eligibility criteria.
Survey issued via Survey Gizmo to 877 small business owners between June and July 2020. Survey participants all own businesses with 100 employees or less and 837 completed the survey.
There may also be circumstances when part or all of your loan is not eligible for forgiveness due to other SBA requirements that are beyond the scope of this post.
(“U.S. Small Business Administration Office of Advocacy. "2019 Small Business Profile." (2019)”)
At this time we do not have an estimate when we'll resume receiving new applications.
BlueVine is not a licensed tax professional and cannot provide tax advice. You should consult with your CPA or tax advisor about the implications of the current stimulus bill.
Earning rewards is subject to the terms and conditions of your agreement with your credit card provider.
Bill Pay funds are held by Silicon Valley Bank, a member of the FDIC and the Federal Reserve System.
Loans made after June 5 have a maturity length of 5 years.
A $4.95 per transaction fee is applicable while depositing funds at Green Dot® locations.
The Bancorp Bank, Member FDIC may transfer to Coastal Community Bank, Member FDIC after September 14, 2021 any funds received from returns of ACH Credits you originated from your account.
Conditions and exceptions apply - see Checking Account Agreement.
A balance is required in your BlueVine Business Checking account to order your two free checkbooks. Additional checkbook orders start at $18.22, excluding tax and shipping costs. Pricing is subject to change.
No limit on number of transactions. However, checking accounts are subject to the monthly deposit and withdrawal amount limits of the Account Agreement. Application is subject to approval. No monthly or maintenance fees. Card Replacement Fees and Wire Transfer Fees may apply.
The BlueVine Business Debit Mastercard is issued by Coastal Community Bank, Member FDIC, pursuant to a license from Mastercard International Incorporated and may be used everywhere Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Invoice factoring applications with FundThrough are subject to FundThrough’s approval. BlueVine cannot guarantee applications will be approved. FundThrough’s terms and conditions apply, and BlueVine is not responsible for the terms, performance, customer support or any other features of FundThrough’s products and services. Users should read FundThrough’s terms and conditions and privacy policy before applying.
For your billing date, the terms and conditions of your credit card apply.
Subject to terms and conditions of your credit card provider. BlueVine does not guarantee any outcome for the use of the Bill Pay with Credit Card service.
Subject to the terms and conditions of your agreement(s) with applicable vendor(s).

About BlueVine

2013Year founded

$5B+Funds delivered

Meet the Leadership

Eyal Lifshitz

Chief Executive Officer

Nir Klar

Chief Technology Officer

Sharon Carmeli

General Counsel

Ido Lustig

General Manager, International

Herman Man

Chief Product Officer

Patrick Adams

Chief Marketing Officer

Steve Allocca

Chief Operating Officer

David Quinn

Chief Financial Officer

Mira Srinivasan

Chief Risk Officer

Uzi Halaby-Senerman

VP, R&D

Shaun Wadhwa

VP, Sales

Robin Poore

VP, Capital Markets

Charles Amadon

VP, Business Development & Partnerships

Sharon Peleg

VP, People and Places, Israel

Tanner Wilcher

VP, Strategic Finance & FP&A

April Danile

VP, Account Management & Customer Success

Amit Moran

VP, Data

Investors

Our US locations

Want to be a part of our team?

See what’s up In the news

BlueVine Raises $102.5 Million To Build Next-Generation Small Business Banking

BlueVine Introduces BlueVine Business Banking, Designed for Today’s Small Businesses

Nationwide and BlueVine Announce Finalists in $100,000 “Pitch To Win”...

Start financing today

Want to be a part
of our team?