Business checking
built for you.
Apply in minutes for no monthly or
overdraft fees and unlimited transactions.BVSUP-00043
Bluevine is a financial technology company, not a bank.
Bluevine deposits are FDIC-insured through Coastal Community Bank,
Member FDIC, and our program banks.
Business banking that sets
you up for success.
Save on fees, earn interest, and protect your deposits.
Save with no
monthly fees.
Open an account with no monthly or overdraft fees, no minimum balance, and unlimited transactions—our most active customers save $500/year in fees.BVSUP-00080
See full fee schedule
Earn
2.0% interest.
Earn 2.0% interest on balances up to and including $250,000 if you meet a monthly activity goal— that’s up to $5,000/year in interest.BVSUP-00065
FDIC insurance up to $3M.
Your account is FDIC-insured up
to $3 million per depositor
through Coastal Community
Bank, Member FDIC and our program banks.BVSUP-00108
Earn and save more with Bluevine Premier.
Get 4.25% APY and FDIC insurance on balances up to $3 millionBVSUP-00116— plus, exclusive payment discounts and priority customer support.BVSUP-00119
Better business checking,
made easy.
Thoughtfully designed for a simple, all-in-one online banking experience.
Mobile check
deposit
Skip a trip to the bank and easily deposit checks from your phone at home, in the office, or on the go.
Automated
accounts payable
Manage bills from one online platform and send money via same-day ACH, free standard ACH, wire, check, or international payment.BVSUP-00074
Account access
for your team
Securely share access with your team or accountant by giving each a dedicated login for a smooth online banking experience.BVSUP-00076
Multiple sub-accounts
Organize your finances the way you want by adding up to five sub-accounts with designated account numbers.BVSUP-00053
Take your payments global.
Extend your business reach with international payments to 32
countries in 15 currencies.BVSUP-00074
Steps we take to protect your
business bank account.
With Bluevine, your business checking account has advanced security
measures that keep your money safe and your information protected.
Two-factor authentication
so only you and authorized
users can access your
account
Data encryption to keep
your information safe
Text alerts if we notice any suspicious activity or debit transactionsBVSUP-00084
FDIC insurance on Business Checking balances up to $3M through Coastal Community Bank, Member FDIC and our program banks.
See why our customers love Bluevine.
I searched far and wide to find an effective and simple business banking solution that met my business needs and I found that in Bluevine. Their integrations and no fee structure were selling points for me.”
Logan P
LP Creative Media
See why our customers love Bluevine.
Online business checking FAQs
Our Business Checking customers enjoy a straightforward fee structure. We don’t charge monthly fees, overdraft fees, incoming wire or ACH fees,BVSUP-00079 or in-network ATM fees.BVSUP-00004 We also don’t have a minimum balance requirement or limits on the number of transactions you can perform.BVSUP-00043
We do charge fees for certain transactions, such as outgoing wire transfers or international payments. Learn how Bluevine’s fees compare to other business checking accounts.
Required documentation may vary slightly depending on what type of entity your business is, but this information broadly falls into three categories:
- First, we’ll ask for some basic information to create your sign-in: your full name, email address, mobile phone number, and a secure password.
- Second, we’ll want to know about your business: trade name or DBA name, business address and phone number, EIN confirmation letter, annual revenue, entity type, and your industry.
- Third, we’ll want to learn about you and anyone who owns 25% or more of the business: home address and phone number, date of birth, SSN, and ownership percentage of the business. We may also ask for the front and back of your driver's license.
For a detailed breakdown of what you’ll need by entity type, click here.
Bluevine Business Checking is currently only available in the United States—we don’t accept applications from businesses in U.S. territories or other countries.
Businesses in the following industries are ineligible for Bluevine Business Checking:
Any eligible United States–based sole proprietorships, corporations, or partnerships are welcome to apply online.
A business checking account is a bank account designed specifically for businesses to manage their finances. It allows business owners to deposit and withdraw money, make payments, and track their transactions.
To qualify for a business checking account typically requires legal documentation, like a business license or articles of incorporation. When applying, make sure you have your identification readily available. Depending on the institution, you may also need to meet certain requirements, like minimum deposits or credit scores.
A traditional checking account is designed for personal use, while business checking accounts often come with additional features and services that are specifically tailored to meet the needs of businesses.
To open a business checking account, you’ll typically need to provide documentation that verifies your business's legal existence, such as a business license or articles of incorporation. You’ll also need to provide identification and may need to meet other requirements such as minimum deposits or credit scores.
Explore helpful guides.
Learn how to make the most of your Bluevine account with these in-depth product guides and resources.
Ready to apply for Bluevine Business Checking?
Submit your application in just a few minutes.BVSUP-00006