Business Loans Make the most of your Bluevine line of credit

Follow the tips in this guide to help keep your credit line
active and make the most of your funds.

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Applying for a Bluevine Line of Credit is quick and easy—and upon approval, you can receive your funds in as fast as 24 hours.BVSUP-00009 Here's how to make the most of your line of credit and keep your account in good standing.

Maintain your financial standing

Why is this important?

Your financial standing includes your FICO score, which allows us to confirm your business’ eligibility for our Line of Credit.

What you can do

Many factors impact your credit rating, and it can fluctuate over time. To maintain a good score, make on-time payments, keep a low outstanding balance compared to your total credit, and build your credit history. Also, let us know if anything happens that could impact your account.

Connect your business bank account

Why is this important?

Connecting a business bank account and maintaining a stable balance helps keep your Bluevine account in good standing. This helps us make sure you still qualify when you want to make a draw in the future.

What you can do

Connect your business bank account to your Bluevine line of credit to save time uploading bank statements manually. If you close or change bank accounts, you’ll be able to connect a new one.

Make timely payments

Why is this important?

If you miss a payment, your line of credit will be put on hold until a catch-up payment is made.

What you can do

Before you draw funds, we’ll let you know what your repayment amount will be so you can plan your budget and make sure you can repay your line into the future.

Ask about additional credit

Why is this important?

Taking on additional external credit can impact your overall financial standing, ability to make payments, and may lead to your line of credit being put on hold.

What you can do

Contact us before applying for external credit to understand how it may impact your current Bluevine line of credit. We can discuss options and work out the best path forward.

Conclusion We’ll help you resolve any account issues

Following these guidelines will help you maximize your credit line. If you do find your account has been put on hold, we will be sure to provide information and support to help you get your business back on track. As always, you can reach out to customer support with any questions.

Funding made simple

Fast, flexible funding is only a few clicks away with our business line of credit.

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Review or add bank connection

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