Business Loans Everything you need to apply for a Bluevine Line of Credit

You and your business will need to meet specific minimum credit and income requirements in order to apply.

Requirements

• $40,000 in monthly revenue
• 625+ personal FICO credit score
• A direct link to your business checking account or statements from the last 3 months (A connected account makes it faster and easier to confirm your information.)

Bluevine’s Line of Credit is not available for certain industries and in certain states.

Ineligible industries

• Illegal gambling
• Pornography and paraphernalia
• Political campaigns
• Firearms and paraphernalia
• Illegal substances
• Other controlled substances (including medicinal marijuana, marijuana, cannabis, and hemp) and paraphernalia
• Financial Institutions and lenders (including insurance, penny auction companies, and cryptocurrency)
• Donation-based non-profits
• Auto dealerships

Ineligible states

• Nevada
• North Dakota
• South Dakota

Be sure to gather relevant documents such as your tax ID/EIN before you start.

What to have on hand
Here’s what you’ll need to fill out this section of the application.

1. Business name
2. Business address
3. Your tax ID/EIN
4. Annual revenue
5. Information about existing financing

Connecting your business bank account is fast, secure, and easy. It allows us to speed up the financial review process and verify your transaction history.

We take security seriously
We use Plaid to facilitate secure external bank connections. Plaid is a tool that lets you securely connect your bank account to your favorite financial services like Bluevine.^BVSUP-00054

We never store or have access to your login credentials.

Here, you’ll answer a few questions about yourself so we can do a soft check on your personal credit. Don’t worry, this won’t impact your credit score.^BVSUP-00008

What we’ll need to know

1. Full legal name
2. Address
3. Phone number
4. Date of Birth
5. Social Security number
6. Percent of the business that you own
7. Information about any beneficial owners of your business

Once you finish your application, we’ll work to verify your information. In the meantime, you’ll receive an email confirming your application was submitted successfully.

Next steps
You’ll receive an email with updates about your application’s status. We’ll let you know if we need any additional information. If we do, you can submit it via your digital dashboard.