Checking built for small business

Unlimited transactions, live support,
and no monthly fees.

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BlueVine Business Banking Card BlueVine Business Banking Dashboard Business Banking that works for you

Success begins with
better banking

Small businesses are a big deal. That’s why we’ve built
checking based on your needs.

No hidden fees

No monthly or NSF fees

1.0% interest

Earn 1.0% on your balance up to $100,000BVSUP-00005

Built for business

Features and support designed to
streamline your banking

1.0% interest

BlueVine offers one of the nation’s highest yield business checking accountsBVSUP-00007
getting you 1.0% interest on your balance up to $100,000.BVSUP-00005

20x The national averageBVSUP-00007

Interest rate comparison

1.0%
BlueVine Business Checking
20x The national averageBVSUP-00007
0.05%
National Average

Built for business

A checking account designed for the needs of small
businesses. Run your business on your terms.

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Unlimited transactions, no minimum balance required
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Pay vendors and bills by ACH, wire, or check
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Make transfers to your other accounts
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Lock your card in seconds if it’s lost or stolen
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Easily schedule one-time and recurring payments
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Deposits are FDIC insured to at least $250,000 through Coastal Community Bank, Member FDIC

Banking that puts you in control

All the benefits of online banking, with the service you
expect from your local branch.

Online Banking dashboard

Lightning speed

With a sign-up process that takes just a few minutes,BVSUP-00006 opening an account couldn't be easier.

Intuitive control

View your balance, deposit checks, and set up transfers with the BlueVine mobile app.

Dedicated support

Get help from our resource center, or contact us by email or phone at 888-216-9619.

Frequently asked questions

BlueVine Business Checking offers no monthly, incoming wire, ATMBVSUP-00004, or NSF fees, dedicated live support, and 1.0% interest (20x the national averageBVSUP-00007) earned on checking balances up to $100,000.BVSUP-00005 Additionally, we offer a simple, easy-to-use dashboard and mobile app to deposit checks, view your balance, and other everyday banking activities. You can also withdraw cash using the BlueVine Business Debit Mastercard® and your deposits are FDIC-insured to at least $250,000 through Coastal Community Bank, Member FDIC.

You can sign up for a BlueVine Business Checking account in a few minutesBVSUP-00006 with some basic information about you and your business. After you sign up, you have the option to deposit funds into your account with reliable, fast, and responsive customer service – all while earning 1.0% interest on your balance up to $100,000BVSUP-00005.

Interest is calculated as simple interest daily and credited monthly. Interest is computed on a calendar year basis. We pay interest only in whole cents. Therefore, at the end of each monthly interest payment period, any fractional amount of interest less than half of one cent will be rounded down and any fractional amount of interest equal to half of one cent or more will be rounded up to the next whole cent.

All business owners are invited to apply for a bank account. To open an account, you must be:

  • A small business owner
  • At least 18 years old
  • A U.S. citizen or a resident with a verifiable U.S. address
  • Not in the following industries: Adult Entertainment, Gambling, Weapons and Firearms, Illegal Substances, Virtual Currency

Other restrictions may apply. Full terms and restrictions may be found in the agreement at the time of application.

Yes, BlueVine Business Checking accounts are offered through Coastal Community Bank, Member FDIC. Your deposits are insured to at least $250,000. You can learn more about coverage on the FDIC website.

There are a few ways that you can send and receive money. You can easily make payments to vendors or external accounts through ACH or domestic wire transfers. Add funds into your BlueVine Business Checking account through a mobile check deposit, initiate a transfer from external accounts within the BlueVine Dashboard, or initiate a transfer within your external bank account, outside of BlueVine. At this time, BlueVine does not have the ability to accept incoming wire transfers. Outgoing wires are $15, which is significantly lower than the industry standard.

Customers also receive 200 free checks by ordering through their BlueVine dashboard, so you can write checks from your balance.

Small businesses can avoid the complicated fee structures and hidden fees often associated with traditional banks. BlueVine Business Banking offers unlimited transactions, no monthly fees, no minimum balances or deposits, no ACH payment fees, no NSF charges, nor ATM fees at 38,000 locations.

The only fees associated are with expedited debit card replacements, cash deposit fees at Green Dot® retail locations ($4.95) and outgoing wires ($15), which is significantly lower than the industry standard. You may also be charged a fee by out of network ATM owners, even if you don’t complete the transaction.

Yes, you can withdraw cash for free using the BlueVine Business Debit MasterCard® from any of our 38,000 in-network ATM branches through our partnership with the MoneyPass® network. For a list/map of ATMs, please visit MoneyPass’ network’s ATM locator.

You are also able to withdraw cash from out-of-network ATMs; if you do, there may be an ATM fee determined by the owner, even if you don’t complete the transaction.

Yes, you can deposit both cash and checks with your BlueVine Business Bank account. Mobile deposit allows you to deposit checks from the comfort of your home or office. All you need is the BlueVine mobile app (available in both the Apple App store and the Google Play store), a properly endorsed check, and a well lit area. Or deposit checks and cash at 90,000+ retail locations with our partnership with Green Dot. For a list of locations, visit https://www.attheregister.com/locations.

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