Checking built for small business
Unlimited transactions, live support,
and no monthly fees.
Success begins with
better banking
Small businesses are a big deal. That’s why we’ve built
checking based on your needs.
No hidden fees
No monthly or NSF fees
1.0% interest
Earn 1.0% on your balance up to $100,0001
Built for business
Features and support designed to
streamline your banking
No hidden fees
Your bank shouldn’t charge you to do business. We’re for transparent, fair
banking for small businesses.
| Other business checking accounts | |
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No minimum deposit or balance
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$500 minimum balance
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No monthly service fees
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$10-$30 monthly service fee
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No ATM fees at 38,000+ MoneyPass® locations nationally2
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$0–$2.50 (in-network) ATM fees
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No fees for non-sufficient funds
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$35 NSF fees
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Two free checkbooks
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$35-$50 per order
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No minimum deposit or balance
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No monthly service fees
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No ATM fees at 38,000+ MoneyPass® locations nationally2
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No fees for non-sufficient funds
|
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Two free checkbooks
|
Other business checking accounts
|
$500 minimum balance
|
|
$10-$30 monthly service fee
|
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$0–$2.50 (in-network) ATM fees
|
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$35 NSF fees
|
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$35-$50 per order
|
1.0% interest
BlueVine offers one of the nation’s highest yield business checking accounts3
getting you 1.0% interest on your balance up to $100,000.1
Interest rate comparison
Built for business
A checking account designed for the needs of small
businesses. Run your business on your terms.
Banking that puts you in control
All the benefits of online banking, with the service you
expect from your local branch.
Lightning speed
With a sign-up process that takes just a few minutes,5 opening an account couldn't be easier.
Intuitive control
View your balance, deposit checks, and set up transfers with the BlueVine mobile app.
Dedicated support
Get help from our resource center, or contact us by email or phone at 888-216-9619.
Frequently asked questions
BlueVine Business Checking offers no monthly, incoming2 wire, ATM , or NSF fees, dedicated live support, and 1.0% interest (20x the national average4) earned on checking balances up to $100,000.1 Additionally, we offer a simple, easy-to-use dashboard and mobile app to deposit checks, view your balance, and other everyday banking activities. You can also withdraw cash using the BlueVine Business Debit Mastercard® and your deposits are FDIC-insured to at least $250,000 through the Bancorp Bank.
All business owners are invited to apply for a bank account. To open an account, you must be:
- A small business owner
- At least 18 years old
- A U.S. citizen or a resident with a verifiable U.S. address
- Not in the following industries: Adult Entertainment, Gambling, Weapons and Firearms, Illegal Substances, Virtual Currency
Other restrictions may apply. Full terms and restrictions may be found in the agreement at the time of application.
Yes, BlueVine Business Checking accounts are offered through Bancorp Bank, member FDIC. Your deposits are insured to at least $250,000. You can learn more about coverage on the FDIC website.
BlueVine Checking Account Services are provided by The Bancorp Bank. Your deposits are FDIC-insured to at least $250,000 through The Bancorp Bank; Member FDIC. The BlueVine Mastercard® Debit Card is issued by The Bancorp Bank pursuant to a license from Mastercard® International Incorporated and may be used everywhere Debit Mastercard® is accepted.
There are a few ways that you can send and receive money. You can easily make payments to vendors or external accounts through ACH or domestic wire transfers. Add funds into your BlueVine Business Checking account through a mobile check deposit, initiate a transfer from external accounts within the BlueVine Dashboard, or initiate a transfer within your external bank account, outside of BlueVine. At this time, BlueVine does not have the ability to accept incoming wire transfers. Outgoing wires are $15, which is significantly lower than the industry standard.
Customers also receive 200 free checks by ordering through their BlueVine dashboard, so you can write checks from your balance.
Yes, you can withdraw cash for free using the BlueVine Business Debit MasterCard® from any of our 38,000 in-network ATM branches through our partnership with the MoneyPass® network. For a list/map of ATMs, please visit MoneyPass’ network’s ATM locator.
You are also able to withdraw cash from out-of-network ATMs; if you do, there may be an ATM fee determined by the owner, even if you don’t complete the transaction.
Yes, you can deposit both cash and checks with your BlueVine Business Bank account. Mobile deposit allows you to deposit checks from the comfort of your home or office. All you need is the BlueVine mobile app (available in both the Apple App store and the Google Play store), a properly endorsed check, and a well lit area. Or deposit checks and cash at 90,000+ retail locations with our partnership with Green Dot. For a list of locations, visit https://www.attheregister.com/locations.
