Checking built for small business
Unlimited transactions, live support,
and no monthly fees.
Success begins with
better banking
Small businesses are a big deal. That’s why we’ve built
checking based on your needs.
No hidden fees
No monthly, NSF, or
incoming wire fees
1.0% interest
Keep a balance over $1000,
earn 1.0%
Built for business
Features and support designed to
streamline your banking
No hidden fees
Your bank shouldn’t charge you to do business. We’re for transparent, fair
banking for small businesses.
| Other business checking accounts | |
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No minimum deposit or balance
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$500 minimum balance
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No monthly service fees
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$10-$30 monthly service fee
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No ATM fees at 38,000+ MoneyPass® locations nationally1
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$0–$2.50 (in-network) ATM fees
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No fees for non-sufficient funds
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$35 NSF fees
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Two free checkbooks
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$35-$50 per order
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No minimum deposit or balance
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No monthly service fees
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No ATM fees at 38,000+ MoneyPass® locations nationally1
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No fees for non-sufficient funds
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Two free checkbooks
|
| Other business checking accounts |
|---|
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$500 minimum balance
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$10-$30 monthly service fee
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$0–$2.50 (in-network) ATM fees
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$35 NSF fees
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$35-$50 per order
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1.0% interest
BlueVine offers the nation’s highest yield small business checking account2
getting you 1.0% interest when your balance is at least $1000.
Interest rate comparison
Built for business
A checking account designed for the needs of small
businesses. Run your business on your terms.
Banking that puts you in control
All the benefits of online banking, with the service you
expect from your local branch.
Lightning speed
With a sign-up process that takes just 60 seconds,4 opening an account couldn’t be easier.
Intuitive control
View your balance, deposit checks, and set up transfers with the BlueVine mobile app.
Dedicated support
Get help from our resource center, or contact us by email or phone at 888-216-9619.
Frequently asked questions
BlueVine’s mission is to empower small businesses through innovative banking designed for them. BlueVine provides simple, fast, and intuitive banking services including Business Checking and access to financing products such as Line of Credit, Term Loan, and Invoice Factoring. BlueVine has an A+ rating from the Better Business Bureau® and has provided small and medium-sized businesses with access to over $6.5 billion+ in financing.
BlueVine Business Checking offers no monthly, incoming wire, ATM, or NSF fees, dedicated live support, and 1.0% interest when you keep a balance over $1000 (10x the national average). Additionally, we offer a simple, easy-to-use dashboard and mobile app to deposit checks, view your balance, and other everyday banking activities. You can also withdraw cash using the BlueVine Business Debit Mastercard® and your account is FDIC-insured to at least $250,000.
All business owners are invited to apply for a bank account. To open an account, you must be:
- A small business owner
- At least 18 years old
- A U.S. citizen or a resident with a verifiable U.S. address
- Not in the following industries: Adult Entertainment, Gambling, Weapons and Firearms, Illegal Substances
Other restrictions may apply. Full terms and restrictions may be found in the agreement at the time of application.
Now, more than ever, the flexibility of an online business checking account enables you to run your business with added convenience. Use the BlueVine mobile app for easy access to your banking—make mobile check deposits, view your account balance, and transfer funds.
Yes, BlueVine Business Checking accounts are offered through Bancorp Bank, member FDIC. Your deposits are insured to at least $250,000. You can learn more about coverage on the FDIC website.
You can send and receive money in different ways. You can link third party bank accounts to make electronic transfers and send and receive both ACH and domestic wire transfers. The only cost is for outgoing wires ($15), which is significantly lower than the industry standard.
Yes, you can withdraw cash for free using the BlueVine Business Debit MasterCard® from any of our 38,000 in-network ATM branches through our partnership with the MoneyPass® network. For a list/map of ATMs, please visit MoneyPass’ network’s ATM locator.
You are also able to withdraw cash from out-of-network ATMs; if you do, there may be an ATM fee determined by the owner, even if you don’t complete the transaction.
Yes, you can deposit both cash and checks with your BlueVine Business Bank account. Deposit checks anywhere, anytime through our mobile app by taking a photo of your check and deposit cash at 90,000+ retail locations with our partnership with Green Dot. For a list of locations, visit https://www.attheregister.com/locations.
