Checking built for small business

Unlimited transactions, live support,
and no monthly fees.

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BlueVine Business Banking Card BlueVine Business Banking Dashboard Business Banking that works for you

Success begins with
better banking

Small businesses are a big deal. That’s why we’ve built
checking based on your needs.


No hidden fees

No monthly or NSF fees


0.6% interest

Earn 0.6% on your balance up to $100,000BVSUP-00005


Built for business

Features and support designed to
streamline your banking

0.6% interest

BlueVine offers one of the nation’s highest yield business checking accountsBVSUP-00007
getting you 0.6% interest on your balance up to $100,000.BVSUP-00005

20x The national averageBVSUP-00007

Interest rate comparison

BlueVine Business Checking
20x The national averageBVSUP-00007
National AverageBVSUP-00007

Built for business

A checking account designed for the needs of small
businesses. Run your business on your terms.

Unlimited transactions, no minimum balance required
Pay vendors and bills by ACH, wire, or check
Make transfers to your other accounts
Lock your card in seconds if it’s lost or stolen
Easily schedule one-time and recurring payments
Deposits are FDIC insured up to $250,000 per depositor through Coastal Community Bank, Member FDIC

Banking that puts you in control

All the benefits of online banking, with the service you
expect from your local branch.

Online Banking dashboard

Lightning speed

With a sign-up process that takes just a few minutes,BVSUP-00006 opening an account couldn‘t be easier.

Intuitive control

View your balance, deposit checks, and set up transfers with the BlueVine mobile app.

Dedicated support

Get help from our resource center, or contact us by email or phone at 888-216-9619

Frequently asked questions

BlueVine Business Checking offers no monthly, incoming wire, or NSF fees, dedicated live support, and 0.6% interest (20x the national average) earned on checking balances up to $100,000. Plus, you can withdraw cash for free from 37,000+ in-network ATM branches through our partnership with the MoneyPass® network using your BlueVine Business Debit Mastercard® and your deposits are FDIC-insured up to $250,000 through Coastal Community Bank, Member FDIC. We also offer a simple, easy-to-use dashboard and mobile app to deposit checks, view your balance, and complete other everyday banking activities.

You can sign up for a BlueVine Business Checking account in a few minutesBVSUP-00006 with some basic information about you and your business. After you sign up, you have the option to deposit funds into your account with reliable, fast, and responsive customer service––all while earning 0.6% interest on your balance up to $100,000.BVSUP-00005

Interest is calculated as simple interest daily and credited monthly. Interest is computed on a calendar year basis. We pay interest only in whole cents. Therefore, at the end of each monthly interest payment period, any fractional amount of interest less than half of one cent will be rounded down and any fractional amount of interest equal to half of one cent or more will be rounded up to the next whole cent.

All business owners are invited to apply for a bank account. To open an account, you must be:

  • A small business owner
  • At least 18 years old
  • A U.S. citizen or permanent U.S. resident with a verifiable address in one of the fifty (50) United States or the District of Columbia
  • Not in the following industries: Adult Entertainment, Gambling, Weapons and Firearms, Illegal Substances, Virtual Currency

Other restrictions may apply. Full terms and restrictions may be found in the agreement at the time of application.

Ineligible locations: U.S. Territories including Puerto Rico.

Yes, BlueVine Business deposits are FDIC insured up to $250,000 per depositor through Coastal Community Bank, Member FDIC. You can learn more about coverage on the FDIC website.

There are a few ways that you can send and receive money. You can easily make payments to vendors or external accounts through ACH or domestic wire transfers. Add funds into your BlueVine Business Checking account through a mobile check deposit, initiate a transfer from external accounts within the BlueVine Dashboard, or initiate a transfer within your external bank account outside of BlueVine. You can also receive incoming domestic wires at no cost. Outgoing wires are $15 per transaction, which is significantly lower than the industry standard.

As long as you maintain a balance in your account, you can also get 200 at no cost checks by ordering through your BlueVine dashboard, so you can write checks from your balance.

Small businesses can avoid the complicated fee structures and hidden fees often associated with traditional banks. BlueVine Business Banking offers unlimited transactions, no monthly fees, no minimum balances or deposits, no ACH payment fees, no NSF charges, nor ATM fees at 37,000+ locations in the MoneyPass® network.

The only fees associated are with expedited debit card replacements, cash deposit fees at Green Dot® retail locations ($4.95) and outgoing wires ($15), which is significantly lower than the industry standard.

Yes, you can withdraw cash fee-free using the BlueVine Business Debit Mastercard® from 37,000+ in-network ATM branches through our partnership with the MoneyPass® network. For a list/map of ATMs, please visit the MoneyPass network’s ATM locator.

You can also withdraw cash from out-of-network ATMs for a fee.

Yes, you can deposit both cash and checks with your BlueVine Business Checking account. Mobile deposit allows you to deposit checks from the comfort of your home or office. All you need is the BlueVine mobile app (available in both the Apple App store and the Google Play store), a properly endorsed check, and a well-lit area. Or deposit checks and cash at 90,000+ retail locations with our partnership with Green Dot®. For a list of locations, visit

Get checking that works
for your business

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