You probably know that getting paid is one of the most important parts of your business finances—without customer payments, you can’t make the money needed to buy supplies, pay your bills, and grow your business.
Even if you’re not able to get deposits directly into your business bank account, this can add stress to the already demanding process of trying to manage, track, and maintain your business finances, as you now have to make several transfers just to get everything in the right place.
Not only can improving your accounts receivable save you time and stress, but a smooth AR process can benefit your customers as well, in exactly the same ways. And when you make it easier for them to pay you, you make it more likely you’ll get paid at all.
That’s why we’re excited to introduce our invoicing and payment links tools, which make it possible for you to send customized invoices and payment links—so you can get paid right to your Bluevine Business Checking account.
What you need to know
- We’ve made it easy to accept payments directly to your business checking account, while allowing your customers to pay via their preferred method.
- You can send professional invoices to customers in just a few clicks from your banking dashboard.
- With payment links, you can now effortlessly accept card, digital wallet, and ACH direct debit payments.
Accept payments directly to your business checking account
As we mentioned above, the ability to accept payments directly into your business checking account can be a game-changer for the way you run your business. At Bluevine, we decided to tackle this problem by launching free, professional invoicing and payment links. With these two financial tools, you can easily send invoices to your customers, and have them pay via ACH direct debit, credit card, debit card, digital wallet, and more in just a few clicks.
Once a payment lands in your account, you can start earning interest right away, so long as you’ve met any applicable activity requirements.BVSUP-00147 That means you’re earning annual percentage yield (APY) faster than ever before, without needing to move money around.

Free professional invoicing
We built our small business invoicing tool to be simple and intuitive, so you don’t need to spend too much time worrying about how your invoices look or what’s included. You can generate an unlimited amount of invoices each month, free of charge, and even include your logo for a more professional look. Invoices can be created, sent, and tracked right from your banking dashboard—meaning you have one less tool to worry about.
Using this feature is simple. Then, build a list of your customers, products, and services. Next, set up an invoice in minutes and send to customers via email, or as a link or PDF. You’ll receive incoming customer payments directly into your main business checking account or one of your sub-accounts—and you could start earning APY immediately.BVSUP-00147

Payment links and payment processing
Sometimes, you may not need to send a full itemized invoice to a customer. In that case, you can use our new payment links feature to simply request and accept customer payments. All you need to do is enable payment processing in your Bluevine dashboard and connect (or create) your Stripe account.BVSUP-00180
Payment links are powered by Stripe, take just a few minutes to set up, and offer flexible payment options—including card, digital wallet, and ACH direct debit—with straightforward processing fees. You can toggle links on and off for ease of use, reuse the same link as many times as you want, and send them via email, text, social media, or webpage.
Payment processing tip
When you enable payment processing in your Bluevine account, payment links will automatically be added to your invoices—allowing your customers to pay via their preferred payment method in a single click.
A powerful all-in-one business banking platform
Together, these new accounts receivable features can help streamline your financial operations in several different ways—saving you time, money, and stress. By receiving incoming payments directly to your business checking account, you can avoid the need for multiple business accounts. You can also access your money faster and start earning APY as soon as those payments hit your account.
That means you can view all your business finances—including accounts receivable, checking balances, accounts payable, and working capital—in one place, and you won’t miss out on valuable interest you could’ve been earning while your money was transferring between accounts. It’s just one more way that Bluevine is helping to streamline and simplify banking for businesses like yours.
Get paid effortlessly with invoicing and payment links—directly to your business checking account.
Invoicing and payment processing FAQs
Do I need a Bluevine Business Checking account to use invoicing and payment links?
Yes, you do need to have a Bluevine Business Checking account to be able to create and send invoices and/or payment links through the Bluevine platform. You can apply for an account here for free in minutes.
Is it free to send an invoice or payment link?
Yes, you can create and send unlimited free invoices or payment links through your Bluevine dashboard. However, depending on how a customer chooses to make their payment, Bluevine will deduct any associated payment processing fees, i.e., to accept credit card, debit card, or ACH direct debit payments. Learn more here.
How easy is it to send an invoice or payment link?
With Bluevine, you can create and send a professional invoice with a payment link to customers in minutes, or send a payment link separately in just a few clicks.
From the Sales tab in your dashboard, create unlimited invoices with your company logo for free. Once you’ve made and/or connected your Stripe account, you can also set up payment links to share with your customers via email, text, or social media, so they can pay via credit card, debit card, or ACH direct debit. When payment processing is enabled, payment links will automatically be included on your invoices to make getting paid even easier.
Received payments will be deposited directly into your main Bluevine Business Checking account or designated sub-account.
Do I need a Stripe account to create and send invoices or payment links?
No, you don’t need a Stripe account to create and send invoices from your Bluevine dashboard, or to accept direct payments from customers via check or ACH transfer. (Note: These types of payments will not show up in your Sales tab.)
However, you will need a connected Stripe account to accept card, ACH direct debit, and digital wallet payments into your Bluevine Business Checking account via payment links, which you can include on invoices for seamless payment processing.BVSUP-00180
If you don’t already have a Stripe account, you can easily create one from the Sales tab in your Bluevine dashboard.