When you think of the most important events of your life, switching your business checking account is probably pretty low on the list. And it should be. The best business banking solutions are ones that keep money management simple and allow you to focus on other aspects of your life or business.
Joshua Pniewski, owner of Forever Farms winery and event venue, is in the business of helping people celebrate the actual most important moments of their lives. Located in northeast Ohio, Forever Farms hosts weddings and private events in a rustic yet elegant barn setting—plus, they make several varieties of wine, including unique blueberry and strawberry fruit wines.
Check out the video below to see how Joshua and team use Bluevine to streamline their business banking, so they can focus on creating unforgettable experiences for their guests.
The problem
According to Joshua, Forever Farms started with a checking account at a traditional bank, a big bank that he had already used for personal checking. Unfortunately, the online banking experience just didn’t cut it for his business.
“Mobile deposits were an issue, and our first bank account made tasks like that unnecessarily difficult.”
Limited features and unreliable functionality were costing Joshua’s business valuable hours every week, forcing his team to spend additional time depositing checks, as well as writing and mailing checks to pay bills. All this extra time spent on everyday banking was taking focus away from crafting wine and designing memorable guest experiences.
The solution
Forever Farms switched to a banking platform specifically designed for businesses and decided to use Bluevine Business Checking as their primary account.
“Bluevine has saved me time and headaches with how easily their system allows me to handle basic functions,” Joshua says. For Forever Farms, those basic functions include mobile check deposits, bill payments, and additional users.BVSUP-00076 “The functionality and the way it’s laid out are very simple.”
Joshua recalls onboarding as being quick and painless, and he appreciated being able to access real, human support via chat when he needed it. “We’re able to use the chat support feature if there’s ever an issue, and it works well.”
As for sending and accepting payments, Bluevine has helped make those non-issues for Joshua’s team. They now regularly save time by depositing checks right from their phones and, instead of driving to a post office to mail out checks, they conveniently pay vendors via same-day ACH transfers. They also have the option to send wires or pay by check directly from their dashboard—and the printing and mailing gets handled for them.BVSUP-00078
Joshua’s favorite Bluevine capabilities
“One of our favorite things about using the Bluevine platform is the ability to have sub-accounts and separate all of our revenue.” Joshua uses a sub-account to set funds aside for the future—allowing that money to earn high-yield interestBVSUP-00005—while still keeping it accessible if a need arises. “It’s nice to know this year’s money is there for next year.”
Did you know?
Sub-accounts are similar to your main account and help you budget more effectively for growth, payroll, taxes, and emergencies. With the standard plan, you can add up to five sub-accounts.
The Bluevine platform also lets Joshua share responsibilities and empower his team to handle day-to-day tasks, without compromising the security of the Forever Farms account. He adds, “The other favorite feature I have is the ease of creating additional users and being able to restrict those users on what they can and can’t do.”BVSUP-00076
“I would tell other small business owners that Bluevine will save them the time they waste when dealing with traditional banks.”
See why Bluevine could be the answer to your business banking woes.
Joshua Pniewski is the owner of Forever Farms, a winery and private event venue that specializes in creating customized wedding experiences at their indoor/outdoor barn.
