Bluevine for tech

We currently offer three Bluevine Business Checking plans: Standard, Plus, and Premier. Our standard plan comes with 1.3% APY, no monthly fees, and FDIC insurance up to $3 million. With our Plus plan, you get all the great benefits of our standard plan, and 2.4% APY, 20% off most Standard payment fees, and more for a waivable $30/month fee. Finally, with our Premier plan, you’ll enjoy 3.5% APY on checking balances up to $3 million, 50% off most Standard payment fees, and access to priority customer support for a waivable $95/month fee.

A business line of credit gives you access to funding when you want it. Unlike traditional one-time loans, a Bluevine Line of Credit is “revolving credit,” meaning your available credit replenishes as you make repayments, so you can draw additional funds without having to fully re-apply.^BVSUP-00020

Once approved for a credit line, you can request funds directly from your Bluevine dashboard. We’ll deposit funds in your account as soon as a few hours, pending review and approval. Depending on which repayment plan you qualified for, we’ll automatically debit your account for weekly or monthly repayments. As you pay off your balance, the amount of available credit automatically replenishes.

With funds in as fast as 24 hours, a Bluevine Line of Credit lets you take advantage of growth opportunities early.

You could use a line of credit to cover payroll between projects, grow your business quickly, or invest in new or upgraded equipment. You could also renovate your office or lease a larger one. Check out our resources for tech businesses above to get more ideas.

Bluevine provides business owners with customized financing options that meet their specific needs. When you apply for a Bluevine Line of Credit, you’ll also be considered for funding from our network of lending partners.^BVSUP-00126 Our partners offer a variety of funding options, including term loans.

Term loans and lines of credit are two different types of business loans:

• A term loan provides a lump sum upfront. You repay on a fixed schedule until you’ve repaid the full sum.
• A line of credit provides access to ongoing funds from which you can request one or more draws and borrow any amount up to your given limit. You repay only what you’ve borrowed on a fixed schedule.
  
  

Your repayment schedule and terms may vary and are determined by your lender.

As your business grows and operations become more complex, organizing all your finances through one account can become a headache. Instead, you can open up to 20 sub-accounts under your main Bluevine Business Checking account. Each sub-account has its own account number, making it easy to control which accounts your vendors, suppliers, or sub-contractors can bill.

You can send and receive payments into your sub-accounts, but you can’t order a debit card for or make cash deposits into them.

Eligible customers can earn up to 3.5% APY on main account and sub-account balances with one of our business checking plans.^BVSUP-00166

Learn how sub-accounts can help organize your finances.