Small Business Resources

Read through guides and FAQs to quickly answer your questions.

Resources
Tearsheet Podcast: BlueVine x NEXT Insurance Partnership Ties Insurance to SMB Banking

August 23, 2021

Tearsheet Podcast: BlueVine x NEXT Insurance Partnership Ties Insurance to SMB Banking

BlueVine and Tearsheet are hosting a new 4-part podcast series all about small businesses and the resiliency they’ve shown this year. Our CEO Eyal Lifshitz...

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4 Benefits of Paying Business Bills with a Credit Card

August 12, 2021

4 Benefits of Paying Business Bills with a Credit Card

Vendors are an instrumental part of doing business. Whether it’s supplying raw materials for your construction business or providing inventory for your local coffee shop,...

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How a Business Line of Credit Can Help Your Business Grow

July 16, 2021

How a Business Line of Credit Can Help Your Business Grow

When business owners think of loans and financing, the assumption tends to be that loans and credit are a last resort for struggling businesses; a...

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Our top FAQs

BlueVine Payments is paired with BlueVine Business Checking. Seamlessly access both Payments and Business Checking from your BlueVine Dashboard. Use Payments to easily pay bills, vendors, or suppliers. Deposit funds into Business Checking to earn 0.6% interest on your balance, or use your BlueVine Business Debit Card anywhere Mastercard® is accepted for your business expenses.

You can sign up for a BlueVine Business Checking account in a few minutesBVSUP-00006 with some basic information about you and your business. After you sign up, you have the option to deposit funds into your account with reliable, fast, and responsive customer service––all while earning 0.6% interest on your balance up to $100,000.BVSUP-00005

All business owners are invited to apply for a bank account. To open an account, you must be:

  • A small business owner
  • At least 18 years old
  • A U.S. citizen or permanent U.S. resident with a verifiable address in one of the fifty (50) United States or the District of Columbia
  • Not in the following industries: Adult Entertainment, Gambling, Weapons and Firearms, Illegal Substances, Virtual Currency

Other restrictions may apply. Full terms and restrictions may be found in the agreement at the time of application.

Ineligible locations: U.S. Territories including Puerto Rico.

To use your BlueVine line of credit, here’s how it works: Once approved for a credit line, request funds directly from your dashboard. Funds are then deposited in your bank account in as fast as hours. Payments are automatically debited from your account each week or month over 6 or 12 months. As you pay off your balance, your available credit line is automatically replenished. Plus, because your repayments are calculated with simple interest, you can save on interest when you pay early. BlueVine doesn’t charge prepayment, or early repayment, fees.

To meet the minimum requirements for our Line of Credit, your business must have been in operation for at least six months, be a corporation or LLC, have a personal credit score of 600+ or more, and your business must generate at least $10,000 each month in revenue.

Due to regulations, we also cannot provide lines of credit to the following states:

  • Nevada
  • North Dakota
  • South Dakota

If you don’t meet our Line of Credit requirements, you may be eligible for Invoice Factoring, which allows you to get a cash advance based on your outstanding invoices.

See our restricted industries list

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Apply for a business checking account or line of credit in just minutes.

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