We’re here to help.

Our best-in-class business banking experience starts with helping
business owners like you succeed with the support you deserve.

FAQs

With Bluevine Business Checking, enjoy no monthlyBVSUP-00122 or overdraft fees, no incoming wire or ACH fees,BVSUP-00079 no in-network ATM fees,BVSUP-00004 no minimum balance requirements, unlimited transactions,BVSUP-00043 and two free checkbooks per year,BVSUP-00042 plus dedicated live support from our team.

Also, if you meet a monthly activity goal, you could earn 2.0% APY on balances up to $250,000—that’s over 25x the national average.BVSUP-00065

Learn more about Bluevine Business Checking.

A Bluevine Business Checking account gives you a few choices for sending and receiving money.

From your Bluevine dashboard, you can easily pay vendors or external accounts by check, ACH, or domestic wire transfer. We’ll issue and mail checks to vendors on your behalf for a small fee of $1.50 per check payment. Same-day ACH payments are $10 per transaction. Outgoing wires are $15 per transaction, significantly lower than the industry standard. You can also receive incoming domestic wires at no cost. We do not currently accept or initiate international wires.

To add funds to your account, you can use the mobile check deposit feature in the Bluevine app or initiate a transfer from an external bank account using your Bluevine dashboard. To deposit cash, use services from our partners, Green Dot® or Allpoint+.BVSUP-00039 To make a fee-free cash withdrawal, visit a MoneyPass® ATM.

Though same-day availability is possible, your funds will likely be available within 1–7 business days if you deposit your check before 6pm ET. Please note that you can’t cancel a deposited check once the depositing process has begun.

Once approved for a credit line, you can request funds directly from your Bluevine dashboard. We’ll deposit funds in your account as soon as a few hours, pending review and approval. Depending on which repayment plan you qualified for, we’ll automatically debit your account for weekly or monthly repayments. As you pay off your balance, the amount of available credit you can request automatically replenishes. Because your repayments are calculated with simple interest, you can save on interest when you pay early. We don’t charge early repayment fees.

Learn more about how a Bluevine Line of Credit works.

You can apply for a Bluevine Line of Credit as long as your business meets the minimum qualifications and does not operate in one of the following ineligible industries or states:

Ineligible industries

  • Illegal gambling
  • Pornography and paraphernalia
  • Political campaigns
  • Firearms and paraphernalia
  • Other controlled substances (including medicinal marijuana, marijuana, cannabis, and hemp) and paraphernalia
  • Financial institutions and lenders (including insurance, penny auction companies, and cryptocurrency)
  • Auto dealerships

Ineligible states

  • Nevada
  • North Dakota
  • South Dakota
  • U.S. territories

Chat with us.

Chat with our team for quick answers.

Chat now

Give us a call.

  • Monday — Friday 8am-8pm ET
  • If you're calling about your Bluevine credit card, our
    support hours are 8am — 5pm ET.
Call us at 1-888-216-9619

Send an email.

Didn’t find what you are looking for? You can message our support team, and we'll get back to you shortly.
Message our team

Chat with us.

Chat with our team for quick
answers.

Chat now

Send an email.

Didn’t find what you are looking for?
You can message our support team,
and we'll get back to you shortly.
Message our team

Give us a call.

Call us at 1-888-216-9619
  • Monday — Friday 8am-8pm ET
  • If you're calling about your Bluevine
    credit card, our support hours are
    8am — 5pm ET.