In partnership with

Enjoy 3 months free of an upgraded plan plus earn a $500 bonus.

Open a new Bluevine Business Checking account
and automatically get 3 months of an upgraded
Plus or Premier plan free. You can also earn a $500
bonus if you meet eligibility requirements.BVSUP-00194Apply with referral code 3XERO500.

Open account

$500cash bonus Offer expires 3/31/2026

How to earn your bonus.

To get your $500 bonus, apply for a Bluevine Business Checking account
anytime between now and March 31, 2026 using referral code 3XERO500.

After opening your account, deposit a total of $5,000 within the first 30 days. After 30 days,
maintain a minimum daily balance of $5,000 while also completing at least one of the following
eligibility requirements every 30 days for 90 daysBVSUP-00194:

Deposit at least $5,000 from
eligible merchant services
to your Bluevine account

or

Make at least $5,000 of
outbound payroll payments
from your Bluevine account
using eligible payroll providers

or

Spend at least $2,000 on eligible transactions with your
Bluevine Business Debit
Mastercard® and/or Bluevine
Business Cashback Mastercard®

Excluded Transactions

Open account

Exclusive offer Try an upgraded plan
free for three months.

Get a higher yield business checking account, savings on payments, and more. Simply select the
upgraded Plus or Premier plan during account setup and enjoy it free for three months.

At a
glance
Compare plan
details

Standard

With our Standard business checking plan, you get:

  • 1.3% APY on balances up to $250KBVSUP-00005
  • Up to 5 sub-accounts
  • FDIC insurance up to $3MBVSUP-00108
  • Free standard ACH and unlimited transactionsBVSUP-00043
  • ACH debit block
  • Unlimited invoices and payment links
  • Access to Treasury services with $50k+ checking balance§

$0/month

Plus

Enjoy everything in our Standard plan, plus:

  • 2.0% APY on balances up to $250KBVSUP-00131
  • Up to 10 sub-accounts
  • 20% off most Standard payment fees
  • 5 free printed and mailed checks per monthBVSUP-00135
  • ACH preauthorization with debit block
  • 6 months free Xero subscriptionBVSUP-00181
  • Recurring invoices

$30 or $0 /month

Premier

Enjoy everything in our Standard plan, plus:

  • 3.25% APY on balances up to $3MBVSUP-00116
  • Up to 20 sub-accounts
  • 50% off most Standard payment fees
  • 20 free printed and mailed checks per monthBVSUP-00135
  • ACH positive pay
  • 6 months free Xero subscriptionBVSUP-00181
  • Recurring invoices
  • Priority customer supportBVSUP-00119
  • Instant access to Treasury services§

$95 or $0 /month

StandardPlusPremier
Features and
benefits
Features and
benefits
StandardPlusPremier
Monthly fee$0$0 or $30BVSUP-00132$0 or $95BVSUP-00117
Annual percentage yield ("APY")1.3%BVSUP-000052.0%BVSUP-001313.25%BVSUP-00116
Balance eligible for interestup to $250Kup to $250Kup to $3M
FDIC insuranceBVSUP-00108up to $3Mup to $3Mup to $3M
Unlimited transactionsBVSUP-00043
Mobile check deposit
Free checkbooksBVSUP-0004212 per year3 per year
Sub-accounts 51020
Invoicing and payment linksUnlimitedUnlimitedUnlimited
Automatic payment reminders1 per invoice4 per invoice4 per invoice
Custom invoice fields—
Recurring invoices—
Check debit block
ACH debit block
ACH preauthorization with debit block —
ACH positive pay Info Coming soon
Priority customer supportBVSUP-00119——
Min. balance for Treasury
services§ 		$50k+$50k+None
Xero subscriptionBVSUP-001813 months free6 months free6 months free
Payment fees
Payment fees
StandardPlusPremier
Standard ACH$0$0$0
Incoming wires$0$0$0
Same-day ACH$10$8$5
Domestic wires$15$12$7.50
Printed and mailed checks$1.50 eachFirst 5 free/moBVSUP-00135First 20 free/moBVSUP-00135
Incoming international wiresBVSUP-00143$15$12$7.50
International wires - USDBVSUP-00081$25$20$12.50
International wires - FXBVSUP-00081Contact sales for FX volume discounts$25 + 1.5%$20 + 1.25%$12.50 + 1.0%
Invoicing and payment links Processing fees via Stripe
● Cards and wallets2.9% + $0.602.9% + $0.602.9% + $0.60
● ACH direct debit 1%1%1%
Learn moreLearn moreLearn more

Run your business from anywhere.

Never step foot in a bank again with easy-to-use digital banking tools.

  • Invoicing and payment links

    Accept customer payments directly into your Bluevine account with easy, professional invoicing and secure payment links.

    Explore invoicing and payment links

  • Mobile banking
    and check deposit

    Skip a trip to the bank and easily deposit checks from your phone
    when you’re at home, in the office,
    or on the go.

    Explore mobile deposits

  • Bill pay

    Easily send payments directly from your Bluevine dashboard via same-day ACH, free standard ACH, check, and domestic or international wire.BVSUP-00137

    Explore bill pay

  • Automated accounts payable

    Save time with automated payments and approval workflows, which let you collaborate with your team or accountant.

    Explore accounts payable

  • Account access
    for your team

    Securely share access with your
    team or accountant by giving each
    a dedicated login for a smooth
    online banking experience.BVSUP-00076

    Explore account access

  • Sub-accounts for
    easier budgeting

    Organize your money your way by adding multiple sub-accounts with automatic transfer rules. Issue debit cards for each sub-account with spend limits to manage projects and control team spend.

    Explore sub accounts

  • Debit cards for you
    and your team

    Issue physical and virtual debit
    cards with daily and monthly
    spending limits to trusted
    employees, and earn 4% cash back
    on business purchases through Mastercard Easy Savings®.BVSUP-00083

    Explore debit card

  • ACH fraud protection

    Block ACH debits on the account or payee level. Plus and Premier customers can preauthorize payees to debit blocked accounts.

    Explore ACH debit controls

Explore all features and benefits

Ready to apply for
business checking?

Open account

Submit your application in just a few minutes.BVSUP-00006