In partnership with

Get 6 months of Wave's Pro plan, plus 3 free months of an upgraded Bluevine plan.

Open a new Bluevine Business Checking account
and automatically get 3 months of an upgraded
Plus or Premier plan free. You can also enjoy
Wave's Pro plan with six months of rebated fees
if you meet eligibility requirements.BVSUP-00188
Apply with referral code Wave63m.

Open account

Bluevine is a financial technology company, not a bank.
Bluevine deposits are FDIC-insured through Coastal Community Bank,
Member FDIC, and our program banks.

How to claim your offer.

To enjoy Wave's Pro plan for six months with rebated fees, simply:

  • Apply for a Bluevine Business
    Checking account with referral
    code Wave63m.

  • Add external funds to your
    new business checking
    account within 120 days.

  • Use your Bluevine Business
    Debit Mastercard® as your
    payment method for Wave's Pro plan, and we’ll rebate your fees
    for six months.

Open account

Exclusive offer Try an upgraded plan
free for three months.

Get a higher yield business checking account, savings on payments, and more. Simply select the
upgraded Plus or Premier plan during account setup and enjoy it free for three months.

At a
glance
Compare plan
details

Standard

With our standard business checking plan, you get:

  • 1.5% APY on balances up to $250KBVSUP-00005
  • Up to 5 sub-accounts
  • FDIC insurance up to $3MBVSUP-00108
  • Free standard ACH and unlimited transactionsBVSUP-00043
  • ACH debit block
  • Unlimited invoices and payment links

$0/month

Plus

Enjoy everything in our standard plan, plus:

  • 2.7% APY on balances up to $250KBVSUP-00131
  • Up to 10 sub-accounts
  • 20% off most Standard payment fees
  • 5 free printed and mailed checks per monthBVSUP-00135
  • ACH positive pay
  • Recurring invoices

$30 or $0 /month

Waive this fee

Premier

Enjoy everything in our standard plan, plus:

  • 3.7% APY on balances up to $3MBVSUP-00116
  • Up to 20 sub-accounts
  • 50% off most Standard payment fees
  • 20 free printed and mailed checks per monthBVSUP-00135
  • ACH positive pay
  • Priority customer supportBVSUP-00119
  • Access to treasury servicesBVSUP-00129
  • Recurring invoices

$95 or $0 /month

Waive this fee

StandardPlusPremier
Features and
benefits
Features and
benefits
StandardPlusPremier
Monthly fee$0$0 or $30BVSUP-00132$0 or $95BVSUP-00117
Annual percentage yield ("APY")1.5%BVSUP-000052.7%BVSUP-001313.7%BVSUP-00116
Balance eligible for interestup to $250Kup to $250Kup to $3M
FDIC insuranceBVSUP-00108up to $3Mup to $3Mup to $3M
Sub-accounts51020
Invoicing and payment linksUnlimitedUnlimitedUnlimited
Recurring invoices—
Unlimited transactionsBVSUP-00043
Mobile check deposit
Free checkbooksBVSUP-0004212 per year3 per year
ACH debit block
ACH positive pay—
Priority customer supportBVSUP-00119——
Access to treasury servicesBVSUP-00129——
Payment fees
Payment fees
StandardPlusPremier
Standard ACH$0$0$0
Incoming wires$0$0$0
Same-day ACH$10$8$5
Domestic wires$15$12$7.50
Printed and mailed checks$1.50 eachFirst 5 free/moBVSUP-00135First 20 free/moBVSUP-00135
Incoming international wiresBVSUP-00143$15$12$7.50
International wires - USDBVSUP-00081$25$20$12.50
International wires - FXBVSUP-00081Contact sales for FX volume discounts$25 + 1.5%$20 + 1.25%$12.50 + 1.0%
Invoicing and payment links Processing fees via Stripe
● Cards and wallets2.9% + $0.602.9% + $0.602.9% + $0.60
● ACH direct debit 1%1%1%
Learn moreLearn moreLearn more

Run your business from anywhere.

Never step foot in a bank again with easy-to-use digital banking tools.

  • Invoicing and payment links

    Accept customer payments directly into your Bluevine account with easy, professional invoicing and secure payment links.

    Explore invoicing and payment links

  • Mobile banking
    and check deposit

    Skip a trip to the bank and easily deposit checks from your phone
    when you’re at home, in the office,
    or on the go.

    Explore mobile deposits

  • Automated accounts
    payable

    Manage bills from one online platform and send money via same-day ACH, free standard ACH, check, and domestic or international wire.BVSUP-00137

    Explore accounts payable

  • Account access
    for your team

    Securely share access with your
    team or accountant by giving each
    a dedicated login for a smooth
    online banking experience.BVSUP-00076

    Explore account access

  • Sub-accounts for
    easier budgeting

    Organize your money the way you
    want by adding multiple sub-accounts. Plus, set automatic transfer rules to help manage cash flow.

    Explore sub accounts

  • Debit cards for you
    and your team

    Issue physical and virtual debit
    cards with daily and monthly
    spending limits to trusted
    employees, and earn 4% cash back
    on business purchases through Mastercard Easy Savings®.BVSUP-00083

    Explore debit card

  • ACH fraud protection

    Block ACH debits from your main account and sub-accounts, or from specific payees. Plus and Premier customers can also preauthorize specific payees to debit from
    blocked accounts.

    Explore ACH debit controls

Explore all features and benefits

Ready to apply for
business checking?

Open account

Submit your application in just a few minutes.BVSUP-00006