In partnership with

Earn up to
3.0% APY.BVSUP-00147

Plus a $500 cash bonus
To earn your bonus, open a new Bluevine Business Checking account and meet eligibility requirements.BVSUP-00194
Apply with referral code LYL500.

Open account
Better Business Bureau A+ rating

Bluevine is a financial technology company, not a bank.
Bluevine deposits are FDIC-insured through Coastal Community Bank,
Member FDIC, and our program banks.

$500cash
bonus
Offer expires 1/31/2027

How to earn your bonus.

To get your $500 bonus, apply for a Bluevine Business Checking account
anytime between now and January 31, 2027 using referral code LYL500.

After opening your account, deposit a total of $5,000 within the first 30 days. After 30 days,
maintain a minimum daily balance of $5,000 while also completing at least one of the following
eligibility requirements every 30 days for 90 daysBVSUP-00147:

Deposit at least $5,000 from
eligible merchant services
to your Bluevine account

or

Make at least $5,000 of
outbound payroll payments
from your Bluevine account
using eligible payroll providers

or

Spend at least $2,000 on eligible transactions with your
Bluevine Business Debit
Mastercard® and/or Bluevine
Business Cashback Mastercard®

Excluded Transactions


A business checking account that
gets you more for your money.

Save on fees, protect your money, and earn high-yield interest on your checking balances—
no need to move cash around.

Save with no
monthly fees.

Enjoy no monthlyBVSUP-00122 or overdraft fees, no minimum balance, free standard ACH, and unlimited transactions.BVSUP-00043 Our most active customers save nearly $700/year in fees.BVSUP-00080

Earn high interest
on checking.

Get 1.3% APY with our Standard plan if you meet a monthly
activity goal. Or, earn up to 3.0%
APY with an upgraded plan.BVSUP-00147 Plus, get even more out of your money with Treasury services.§

FDIC insurance up to $3M.

Your account is FDIC-insured up
to $3 million per depositor
through Coastal Community
Bank, Member FDIC and our program banks.BVSUP-00108

Sign up for our Plus or Premier checking plans to get up to
3.0% APY and discounts on most Standard payment fees.

Run your business from anywhere.

Never step foot in a bank again with easy-to-use digital banking tools.

  • Accept customer payments

    Get paid directly into your Bluevine account with easy, professional estimates and invoicing, secure payment links, and in-person Tap to Pay.

    Explore accepting payments

  • Mobile banking
    and check deposit

    Skip the bank and deposit checks at home, in the office, or on the go with your phone.

    Explore mobile deposits

  • Bill pay

    Easily send payments via same-day ACH, free standard ACH, check, and domestic or international wire.BVSUP-00137

    Explore bill pay

  • Automated accounts payable

    Save time with automated payments and approval workflows, which let you collaborate with your team or accountant.

    Explore accounts payable

  • Account access
    for your team

    Securely share access with your team or accountant with dedicated logins for a smooth online banking experience.BVSUP-00076

    Explore account access

  • Sub-accounts for
    easier budgeting

    Organize and automate cash flow with up to 50 sub-accounts with automatic transfer rules and individual debit cards.

    Explore sub-accounts

  • Debit cards with control

    Issue up to 50 physical and virtual cards with custom spend limits, for your main account and sub-accounts.

    Explore debit card

  • ACH fraud protection

    Block ACH debits from specific accounts or payees. Upgraded plans include advanced controls like payee preauthorization and custom thresholds.

    Explore ACH debit controls

Explore all features and benefits

Not all features are available to international customers. Limitations apply. See international features for details.

Bank with confidence.

  • The expert support
    you need

    Get customer support when you need it from
    real people, ready to help.

  • Advanced security
    features

    Protect your money and information with
    two-factor authentication, data encryption,
    and text alerts.BVSUP-00084

  • $3 million in
    FDIC coverage

    Know your business checking deposits are
    safe up to $3 million.BVSUP-00108

See why our customers
love Bluevine.

And why you will, too.

“As my business grows, I’m not outgrowing my bank account, and it’s great to know Bluevine can grow with me.”

Daniel B.
Bigfoot Kick

Ecommerce

Ready to apply for
business checking?

Open account

Submit your application in just a few minutes.BVSUP-00006

Bluevine is a financial technology company, not a bank. Banking services provided by Coastal Community Bank, Member FDIC.
Not all features available in all countries. Limitations apply. See international features for details.