Small Business Checking Account
Business checking
built for you.
Empower your small business with up to
3.3% APY,BVSUP-00147 FDIC protection up to $3 million,BVSUP-00108
and no monthly fees.BVSUP-00122
Bluevine is a financial technology company, not a bank.
Bluevine deposits are FDIC-insured through Coastal Community Bank,
Member FDIC, and our program banks.
A business checking account that
gets you more for your money.
Save on fees, protect your money, and earn high-yield interest on your checking balances—
no need to move cash around.
Save with no
monthly fees.
Enjoy no monthlyBVSUP-00122 or overdraft fees, no minimum balance, free standard ACH, and unlimited transactions.BVSUP-00043 Our most active customers save nearly $700/year in fees.BVSUP-00080
Earn high interest
on checking.
Get 1.3% APY with our Standard plan if you meet a monthly
activity goal. Or, earn up to 3.3%
APY with an upgraded plan.BVSUP-00147 Plus, get even more out of your money with Treasury services.§
FDIC insurance up to $3M.
Your account is FDIC-insured up
to $3 million per depositor
through Coastal Community
Bank, Member FDIC and our program banks.BVSUP-00108
Sign up for our Plus or Premier checking plans to get up to
3.3% APY and discounts on most Standard payment fees.
Run your business from anywhere.
Never step foot in a bank again with easy-to-use digital banking tools.
Accept customer payments
Get paid directly into your Bluevine account with easy, professional estimates and invoicing, secure payment links, and in-person Tap to Pay.
Mobile banking
and check depositSkip the bank and deposit checks at home, in the office, or on the go with your phone.
Bill pay
Easily send payments via same-day ACH, free standard ACH, check, and domestic or international wire.BVSUP-00137
Automated accounts payable
Save time with automated payments and approval workflows, which let you collaborate with your team or accountant.
Account access
for your teamSecurely share access with your team or accountant with dedicated logins for a smooth online banking experience.BVSUP-00076
Sub-accounts for
easier budgetingOrganize and automate cash flow with up to 50 sub-accounts with automatic transfer rules and individual debit cards.
Debit cards with control
Issue up to 50 physical and virtual cards with custom spend limits, for your main account and sub-accounts.
ACH fraud protection
Block ACH debits from specific accounts or payees. Upgraded plans include advanced controls like payee preauthorization and custom thresholds.
Explore all features and benefits
Not all features are available to international customers. Limitations apply. See international features for details.
Ready to apply for
business checking?
Submit your application in just a few minutes.BVSUP-00006