Business banking that sets
you up for success.
Save on fees, earn interest, and protect your deposits.
Save with no
Open an account with no monthly or overdraft fees, no minimum balance, and unlimited transactions—our most active customers save $500/year in fees.BVSUP-00080See full fee schedule
Earn 2.0% interest on balances up to and including $250,000 if you meet a monthly activity goal— that’s up to $5,000/year in interest.BVSUP-00065
Better business checking,
Thoughtfully designed for a simple, all-in-one online banking experience.
Skip a trip to the bank and easily deposit checks from your phone at home, in the office, or on the go.
Manage bills from one online platform and send money via same-day ACH, free standard ACH, wire, check, or international payment.BVSUP-00074
for your team
Securely share access with your team or accountant by giving each a dedicated login for a smooth online banking experience.BVSUP-00076
Organize your finances the way you want by adding up to five sub-accounts with designated account numbers.BVSUP-00053
Take your payments global.
Extend your business reach with international payments to 32
countries in 15 currencies.BVSUP-00074
Steps we take to protect your
business bank account.
With Bluevine, your business checking account has advanced security
measures that keep your money safe and your information protected.
so only you and authorized
users can access your
Data encryption to keep
your information safe
Text alerts if we notice any suspicious activity or debit transactionsBVSUP-00084
FDIC insurance on Business Checking balances up to $3M through Coastal Community Bank, Member FDIC and our program banks.
See why our customers love Bluevine.
I searched far and wide to find an effective and simple business banking solution that met my business needs and I found that in Bluevine. Their integrations and no fee structure were selling points for me.”
LP Creative Media
See why our customers love Bluevine.
Online business checking FAQs
A business checking account is a bank account designed specifically for businesses to manage their finances. It allows business owners to deposit and withdraw money, make payments, and keep track of their transactions.
Qualifying for a business checking account typically requires legal documentation, like a business license or articles of incorporation. When starting your application, make sure you have your identification readily available. Depending on the institution, you may also need to meet certain requirements, like minimum deposits or credit scores.
Bluevine does not have a minimum balance requirement. However, some business checking accounts do require a minimum deposit.
A traditional checking account is designed for personal use, while a business checking account is designed for business use. Business checking accounts often come with additional features and services that are specifically tailored to meet the needs of businesses.
To open a business checking account, you will typically need to provide documentation that verifies your business's legal existence, such as a business license or articles of incorporation. You will also need to provide identification and may need to meet other requirements such as minimum deposits or credit scores.
Mixing your personal and business finances could open you up to personal liability, so it’s a good idea to separate accounts for each. Opening the right business checking account to manage your LLC's finances can help you save on monthly fees and even give you the opportunity to earn interest on your operating balances.
Yes, you will need an Employer Identification Number (EIN) from the IRS to open a business bank account.
Yes! Some banks may have restrictions on how much you can deposit in a given day or month. With Bluevine Business Checking, you can easily use mobile check deposit to conveniently deposit checks from your phone—at 2x the average monthly limit.
Yes, your Bluevine Business Checking account comes with the convenient and secure Bluevine Business Debit Mastercard®, which rewards you for everyday business purchases. Learn more about your debit card’s benefits.
Set up your Bluevine account
Helpful guides to show you how to apply and get started with Bluevine Business Checking,
plus all the great features we’ve built specifically for small businesses.
Sub-accounts make it easier to manage cash flow, expenses, and budget–all while earning interest.
Streamline transactions by connecting financial apps.
With Business Checking from Bluevine, you can connect your account to your favorite business tools...
Funding and payments
Join thousands of small businesses already enjoying Bluevine’s many benefits beyond checking.
How you can earn 2.0% interest
See how you can earn 30x the national average when you meet a monthly activity goal...
Getting started with your Bluevine business debit card.
Choose from three easy ways to activate your Bluevine Business Debit Mastercard®, then add funds to your account so you can start using it.
How to connect an external bank account.
Connecting your external account can help you get the most out of Bluevine Business Checking...
Setting up your Bluevine account
Learn the basics of getting your account set up and ready to go...
Ready to apply for Bluevine Business Checking?
Submit your application in just a few minutes.BVSUP-00006