built for you.
Open an account online in minutes to get
2.0% APY,BVSUP-00005 no monthly fees, free standard
ACH, and up to $3M in FDIC protection.BVSUP-00108
Bluevine is a financial technology company, not a bank.
Bluevine deposits are FDIC-insured through Coastal Community Bank,
Member FDIC, and our program banks.
Business banking that gets you
more for your money.
Save on fees, earn interest, and protect your deposits.
Save with no
Enjoy no monthly or overdraft fees, no minimum balance, free standard ACH, and unlimited transactions. Our most active customers save $500/year in fees.BVSUP-00080See full fee schedule
Earn 2.0% annual percentage yield on balances up to $250,000 if you meet a monthly activity goal. That’s up to $5,000/year in interest.BVSUP-00005See monthly activity goals
Earn and save even more with Bluevine Premier.
Get 4.25% APY and FDIC insurance on balances up to $3 millionBVSUP-00116— plus, exclusive payment discounts and priority customer support.BVSUP-00119
Power your business from anywhere.
Never step foot in a bank again with easy-to-use digital banking tools.
Skip a trip to the bank and easily deposit checks from your phone at home, in the office, or on the go.
Manage bills from one online platform and send money via same-day ACH, free standard ACH, wire, check, or international payment.BVSUP-00074
for your team
Securely share access with your team or accountant by giving each a dedicated login for a smooth online banking experience.BVSUP-00076
Organize your finances the way you want by adding up to five sub-accounts with designated account numbers.BVSUP-00053
Bank with confidence.
The expert support
Get customer support when you need it from
real people, ready to help.
Protect your money and information with
two-factor authentication, data encryption,
and text alerts.BVSUP-00084
$3 million in
Know your business checking deposits are
safe up to $3 million.BVSUP-00108
See why our customers
And why you will, too.
“I searched far and wide to find an effective and simple business banking solution that met my business needs and I found that in Bluevine. Their integrations and no fee structure were selling points for me.”
LP Creative Media
Professional servicesRead the story
Online business checking FAQs
Our Business Checking customers enjoy a straightforward fee structure. We don’t charge monthly fees, overdraft fees, incoming wire or ACH fees,BVSUP-00079 or in-network ATM fees.BVSUP-00004 We also don’t have a minimum balance requirement or limits on the number of transactions you can perform.BVSUP-00043
We do charge fees for certain transactions, such as outgoing wire transfers or international payments. Learn how Bluevine’s fees compare to other business checking accounts.
Required documentation may vary slightly depending on what type of entity your business is, but this information broadly falls into three categories:
- First, we’ll ask for some basic information to create your sign-in: your full name, email address, mobile phone number, and a secure password.
- Second, we’ll want to know about your business: trade name or DBA name, business address and phone number, EIN confirmation letter, annual revenue, entity type, and your industry.
- Third, we’ll want to learn about you and anyone who owns 25% or more of the business: home address and phone number, date of birth, SSN, and ownership percentage of the business. We may also ask for the front and back of your driver's license.
Bluevine Business Checking is currently only available in the United States—we don’t accept applications from businesses in U.S. territories or other countries.
Businesses in the following industries are ineligible for Bluevine Business Checking:
Any eligible United States–based sole proprietorships, corporations, or partnerships are welcome to apply online.
A business checking account is a bank account designed specifically for businesses to manage their finances. It allows business owners to deposit and withdraw money, make payments, and track their transactions.
To qualify for a business checking account typically requires legal documentation, like a business license or articles of incorporation. When applying, make sure you have your identification readily available. Depending on the institution, you may also need to meet certain requirements, like minimum deposits or credit scores.
A traditional checking account is designed for personal use, while business checking accounts often come with additional features and services that are specifically tailored to meet the needs of businesses.
To open a business checking account, you’ll typically need to provide documentation that verifies your business's legal existence, such as a business license or articles of incorporation. You’ll also need to provide identification and may need to meet other requirements such as minimum deposits or credit scores.
Explore helpful guides.
Learn how to make the most of your Bluevine account with these in-depth product guides and resources.
What’s required to apply for a Business Checking account?
Applying for Bluevine Business Checking is fast, easy, and secure—whether you’re a sole proprietorship...
How you can earn 2.0% APY
See how you can earn 25x the national average when you meet a monthly activity goal...
Ready to apply for
Submit your application in just a few minutes.BVSUP-00006