In partnership with

Business checking
built for you.

Open an account online in minutes to get
2.0% APY,BVSUP-00005 no monthly fees, free standard
ACH, and up to $3M in FDIC protection.BVSUP-00108

Join now
Better Business Bureau A+ rating. Bluevine is a financial technology company, not a bank. Bluevine deposits are FDIC-insured through Coastal Community Bank, Member FDIC, and our program banks.

Bluevine is a financial technology company, not a bank.
Bluevine deposits are FDIC-insured through Coastal Community Bank,
Member FDIC, and our program banks.

Business banking that gets you
more for your money.

Save on fees, earn interest, and protect your deposits.

Save with no
monthly fees.

Enjoy no monthly or overdraft fees, no minimum balance, free standard ACH, and unlimited transactions. Our most active customers save $500/year in fees.BVSUP-00080

See full fee schedule

Earn
2.0% APY.

Earn 2.0% annual percentage yield on balances up to $250,000 if you meet a monthly activity goal. That’s up to $5,000/year in interest.BVSUP-00005

See monthly activity goals

FDIC insurance up to $3M.

Your account is FDIC-insured up
to $3 million per depositor
through Coastal Community
Bank, Member FDIC and our program banks.BVSUP-00108

See how it works
Bluevine premier logo

Earn and save even more with Bluevine Premier.

Bluevine premier logo

Get 4.25% APY and FDIC insurance on balances up to $3 millionBVSUP-00116— plus, exclusive payment discounts and priority customer support.BVSUP-00119

Power your business from anywhere.

Never step foot in a bank again with easy-to-use digital banking tools.

  • Mobile check
    deposit

    Skip a trip to the bank and easily deposit checks from your phone at home, in the office, or on the go.

    Explore mobile deposits

  • Automated
    accounts payable

    Manage bills from one online platform and send money via same-day ACH, free standard ACH, wire, check, or international payment.BVSUP-00074

    Explore accounts payable

  • Account access
    for your team

    Securely share access with your team or accountant by giving each a dedicated login for a smooth online banking experience.BVSUP-00076

    Explore account access

  • Multiple sub-accounts

    Organize your finances the way you want by adding up to five sub-accounts with designated account numbers.BVSUP-00053

    Explore sub accounts

Explore all features and benefits

Bank with confidence.

  • The expert support
    you need

    Get customer support when you need it from
    real people, ready to help.

  • Advanced security
    features

    Protect your money and information with
    two-factor authentication, data encryption,
    and text alerts.BVSUP-00084

  • $3 million in
    FDIC coverage

    Know your business checking deposits are
    safe up to $3 million.BVSUP-00108

See why our customers
love Bluevine.

And why you will, too.

“I searched far and wide to find an effective and simple business banking solution that met my business needs and I found that in Bluevine. Their integrations and no fee structure were selling points for me.”

Logan P
LP Creative Media

Professional services

Read the story

Online business checking FAQs

Our Business Checking customers enjoy a straightforward fee structure. We don’t charge monthly fees, overdraft fees, incoming wire or ACH fees,BVSUP-00079 or in-network ATM fees.BVSUP-00004 We also don’t have a minimum balance requirement or limits on the number of transactions you can perform.BVSUP-00043

We do charge fees for certain transactions, such as outgoing wire transfers or international payments. Learn how Bluevine’s fees compare to other business checking accounts.

Required documentation may vary slightly depending on what type of entity your business is, but this information broadly falls into three categories:

  • First, we’ll ask for some basic information to create your sign-in: your full name, email address, mobile phone number, and a secure password.
  • Second, we’ll want to know about your business: trade name or DBA name, business address and phone number, EIN confirmation letter, annual revenue, entity type, and your industry.
  • Third, we’ll want to learn about you and anyone who owns 25% or more of the business: home address and phone number, date of birth, SSN, and ownership percentage of the business. We may also ask for the front and back of your driver's license.

For a detailed breakdown of what you’ll need by entity type, click here.

Bluevine Business Checking is currently only available in the United States—we don’t accept applications from businesses in U.S. territories or other countries.

Businesses in the following industries are ineligible for Bluevine Business Checking:

  • Illegal gambling
  • Pornography and paraphernalia
  • Firearms and paraphernalia
  • Illegal substances
  • Other controlled substances (including medicinal marijuana, marijuana, cannabis, and hemp) and paraphernalia
  • Penny auction companies and bulk exchanges of virtual currency (e.g., cryptocurrency)
  • Political campaigns

  • Any eligible United States–based sole proprietorships, corporations, or partnerships are welcome to apply online.

    A business checking account is a bank account designed specifically for businesses to manage their finances. It allows business owners to deposit and withdraw money, make payments, and track their transactions.

    To qualify for a business checking account typically requires legal documentation, like a business license or articles of incorporation. When applying, make sure you have your identification readily available. Depending on the institution, you may also need to meet certain requirements, like minimum deposits or credit scores.

    A traditional checking account is designed for personal use, while business checking accounts often come with additional features and services that are specifically tailored to meet the needs of businesses.

    To open a business checking account, you’ll typically need to provide documentation that verifies your business's legal existence, such as a business license or articles of incorporation. You’ll also need to provide identification and may need to meet other requirements such as minimum deposits or credit scores.

    Ready to apply for
    business checking?

    Open account

    Submit your application in just a few minutes.BVSUP-00006