In partnership with

Get 12 months of
Bluevine Premier
for free.

Xero members can get access to 3.25% APY, reduced payment fees, priority support, and more for 12 months fee-free with this exclusive offer.BVSUP-00119

3.25%

APY on balances
up to $3 millionBVSUP-00116

Save and earn even more
with Bluevine Premier.

  • Earn 3.25% APY

    Maximize your earnings with
    market-leading interest on
    balances up to $3 million and access
    to Treasury services.§

  • Save on payment fees

    Enjoy 50% off most Standard payment fees including same-day ACH and international payments.

  • Protect your money

    Get up to $3 million in FDIC
    insurance—that’s up to 12x the
    standard coverage of $250,000.BVSUP-00108

Exclusive benefits for your business.

With Bluevine Premier, you get a higher yield business checking account,
savings on payments, and more.

At a
glance
Compare plan
details

Standard

With our standard business checking plan, you get:

  • 1.3% APY on balances up to $250,000BVSUP-00005
  • Up to 5 sub-accounts
  • FDIC insurance up to $3M
  • Free standard ACH and unlimited transactions
  • ACH debit block
  • Unlimited invoices and payment links
  • Access to Treasury services with $50k+ checking balance§

$0/month

Premier

Enjoy everything you get with our standard plan, plus:

  • 3.25% APY on balances up to $3MBVSUP-00116
  • Up to 20 sub-accounts
  • 50% off most Standard payment fees
  • 20 free printed and mailed checks per monthBVSUP-00120
  • Priority customer supportBVSUP-00119
  • Instant access to Treasury services§
  • ACH positive pay
  • Recurring invoices

$95 or $0 /monthBVSUP-00117

  • Maintain an average daily balance of at least $100,000 across your Bluevine Business Checking account and sub-accounts each billing period

AND

StandardPremier
Features and
benefits
Features and
benefits
StandardPremier
Monthly fee$0$0 or $95BVSUP-00117
Annual percentage yield ("APY")1.3%BVSUP-000053.25%BVSUP-00116
Balance eligible for interestup to $250Kup to $3M
FDIC insuranceBVSUP-00108up to $3Mup to $3M
Sub-accounts520
Invoicing and payment linksUnlimitedUnlimited
Recurring invoices—
Unlimited transactions
Mobile check deposit
Free checkbooksBVSUP-0004213 per year
ACH debit block
ACH positive pay—
Priority customer supportBVSUP-00119—
Access to treasury servicesBVSUP-00129—
Min. balance for Treasury services§ $50k+None
Payment fees
Payment fees
StandardPremier
Standard ACH$0$0
Incoming wires$0$0
Same-day ACH$10$5
Domestic wires$15$7.50
Printed and mailed checks$1.50 eachFirst 20 free/moBVSUP-00120
Incoming international wiresBVSUP-00143$15$7.50
International wires - USDBVSUP-00081$25$12.50
International wires - FXBVSUP-00081Contact sales for FX volume discounts$25 + 1.5%$12.50 + 1.0%
Invoicing and payment links Processing fees via Stripe
● Cards and wallets2.9% + $0.602.9% + $0.60
● ACH direct debit 1%1%

More flexibility for your business.

Not sure if Premier is for you? With multiple checking plans available, you can choose the right fit for your business.

Compare all plans

Exclusive offer for Xero customers.Try the Premier plan
free for twelve months.

Open account

Apply online in minutes and select the Premier plan during account setup.
Then enjoy it fee-free for twelve months.

Boost earnings on
idle cash with
Bluevine Treasury.

Make the most of your excess cash with high yields on interest-bearing market funds.§

Learn more about Treasury

Priority customer
support.

Get the live, personalized support your business needs even faster when you call our customer service team, made up of people who care and are ready to help.BVSUP-00119

You can also explore self-guided resources any time in our Help Center.

Frequently asked questions

For a waivable $95 monthly fee, our Premier plan offers an elevated business banking experience with all the great benefits of our Standard, high-yield Bluevine Business Checking account and built-in payment platform, plus:

  • Higher interest earnings on higher balancesBVSUP-00116
  • The ability to create additional sub-accounts
  • Discounts on most Standard payment fees
  • Priority customer support when you need itBVSUP-00119
  • Automatic access to Treasury services§

The Premier plan comes with a waivable $95 monthly fee, which allows you to take advantage of a higher interest rate, exclusive payment fee discounts, and priority customer support when you need it.

You can waive the monthly fee for Premier by maintaining an average daily balance of at least $100,000 across your Bluevine Business Checking account and sub-accounts each billing period, AND spending at least $5,000 with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard® each billing period.

Once your Bluevine Premier trial begins, you can start earning 3.25% APY on your balances up to $3 million.BVSUP-00116 You can also take advantage of discounted rates on bill payments through your Bluevine dashboard as soon as you fund your Bluevine Business Checking account.

You won’t be charged for the Premier plan until your trial period is up and you can switch to the standard plan at any time if Premier isn’t right for you.

No, you can get started with as little or as much as you’d like, and you’ll earn 3.25% APY on your balances up to $3 million.BVSUP-00116 However, keep in mind that each billing period you’ll need to maintain an average daily balance of at least $100,000 across your Bluevine Business Checking account and sub-accounts, AND spend at least $5,000 with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard® to help you avoid the $95 monthly fee.

Bluevine Business Checking customers who sign up for Xero from their Bluevine dashboard can enjoy up to six months of Xero’s service for free. Bluevine Plus and Premier customers get their first 6 months of Xero free, while Standard plan customers get their first 3 months free.

See full terms and conditions.

Get more with
Bluevine Premier.

Open account

Apply online in just a few minutes and select your plan during account setup.