Small Business Checking Account

Business checking
built for you.

Empower your small business with up to
3.25% APY,^BVSUP-00147 FDIC protection up to $3 million,^BVSUP-00108
and no monthly fees.^BVSUP-00122

Open account

Bluevine is a financial technology company, not a bank.
Bluevine deposits are FDIC-insured through Coastal Community Bank,
Member FDIC, and our program banks.

A business checking account that
gets you more for your money.

Save on fees, protect your money, and earn high-yield interest on your checking balances—
no need to move cash around.

Save with no
monthly fees.

Enjoy no monthly^BVSUP-00122 or overdraft fees, no minimum balance, free standard ACH, and unlimited transactions.^BVSUP-00043 Our most active customers save $500/year in fees.^BVSUP-00080

Earn high interest
on checking.

Get 1.3% APY with our Standard plan if you meet a monthly
activity goal. Or, earn up to 3.25%
APY with an upgraded plan.^BVSUP-00147 Plus, get even more out of your money with Treasury services.^§

FDIC insurance up to $3M.

Your account is FDIC-insured up
to $3 million per depositor
through Coastal Community
Bank, Member FDIC and our program banks.^BVSUP-00108

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Run your business from anywhere.

Never step foot in a bank again with easy-to-use digital banking tools.

Invoicing and payment links
Accept customer payments directly into your Bluevine account with easy, professional invoicing and secure payment links.
Explore invoicing and payment links
Mobile banking
and check deposit
Skip a trip to the bank and easily deposit checks from your phone
when you’re at home, in the office,
or on the go.
Explore mobile deposits
Automated accounts
payable
Manage bills from one online platform and send money via same-day ACH, free standard ACH, check, and domestic or international wire.^BVSUP-00137
Explore accounts payable
Account access
for your team
Securely share access with your
team or accountant by giving each
a dedicated login for a smooth
online banking experience.^BVSUP-00076
Explore account access
Sub-accounts for
easier budgeting
Organize your money the way you
want by adding multiple sub-accounts. Plus, set automatic transfer rules to help manage cash flow.
Explore sub accounts
Debit cards for you
and your team
Issue physical and virtual debit
cards with daily and monthly
spending limits to trusted
employees, and earn 4% cash back
on business purchases through Mastercard Easy Savings®.^BVSUP-00083
Explore debit card
ACH fraud protection
Block ACH debits from your main account and sub-accounts, or from specific payees. Plus and Premier customers can also preauthorize specific payees to debit from
blocked accounts.
Explore ACH debit controls