Small Business Checking Account

Business checking
built for you.

Power your business with up to 3.7%
APY,BVSUP-00147 FDIC protection up to $3 million,BVSUP-00108
and no monthly fees.BVSUP-00122

Open account

Bluevine is a financial technology company, not a bank.
Bluevine deposits are FDIC-insured through Coastal Community Bank,
Member FDIC, and our program banks.

A business checking account that
gets you more for your money.

Save on fees, protect your money, and earn high-yield interest on your checking balances—
no need to move cash around.

Save with no
monthly fees.

Enjoy no monthlyBVSUP-00122 or overdraft fees, no minimum balance, free standard ACH, and unlimited transactions.BVSUP-00043 Our most active customers save $500/year in fees.BVSUP-00080

Earn high interest
on checking.

Get 1.5% APY with our Standard plan if you meet a monthly
activity goal. Or, earn up to 3.7%
APY with an upgraded plan.BVSUP-00147

FDIC insurance up to $3M.

Your account is FDIC-insured up
to $3 million per depositor
through Coastal Community
Bank, Member FDIC and our program banks.BVSUP-00108

Sign up for our Plus or Premier checking plans to get up to
3.7% APY and discounts on most Standard payment fees.

Run your business from anywhere.

Never step foot in a bank again with easy-to-use digital banking tools.

  • Invoicing and payment links

    Accept customer payments directly into your Bluevine account with easy, professional invoicing and secure payment links.

    Explore invoicing and payment links

  • Mobile banking
    and check deposit

    Skip a trip to the bank and easily deposit checks from your phone
    when you’re at home, in the office,
    or on the go.

    Explore mobile deposits

  • Automated accounts
    payable

    Manage bills from one online platform and send money via same-day ACH, free standard ACH, check, and domestic or international wire.BVSUP-00137

    Explore accounts payable

  • Account access
    for your team

    Securely share access with your
    team or accountant by giving each
    a dedicated login for a smooth
    online banking experience.BVSUP-00076

    Explore account access

  • Sub-accounts for
    easier budgeting

    Organize your money the way you
    want by adding multiple sub-accounts. Plus, set automatic transfer rules to help manage cash flow.

    Explore sub accounts

  • Debit cards for you
    and your team

    Issue physical and virtual debit
    cards with daily and monthly
    spending limits to trusted
    employees, and earn 4% cash back
    on business purchases through Mastercard Easy Savings®.BVSUP-00083

    Explore debit card

  • ACH fraud protection

    Block ACH debits from your main account and sub-accounts, or from specific payees. Plus and Premier customers can also preauthorize specific payees to debit from
    blocked accounts.

    Explore ACH debit controls

Explore all features and benefits

Ready to apply for
business checking?

Open account

Submit your application in just a few minutes.BVSUP-00006