Apply online for a business line of credit

Get the flexibility of a revolving line of credit.
Draw as
you need and pay only for what you use.

Get started Applying will not affect your credit scoreBVSUP-00008
Line of Credit from BlueVine
Applying will not affect your credit scoreBVSUP-00008

Jesse U, MarketMe Video Production.

Credit lines up to $250,000

Rates as low as 4.8%

Approvals as fast as 5 minutes

Fast working capital
made simple

Funds available on demand

Enjoy peace of mind by having money available for any business expense. Draw funds with a click of a button.

Only pay for what you use

No fees to open or maintain your line. No prepayment fees, monthly maintenance fees, or account closure fees.

Access to a revolving line

Draw as little or as much as you want from your available credit. Your credit line replenishes as you make repayments.

Financing that grows with you

We support your business growth by getting you the right credit line for your business size at any stage.

How BlueVine Line of Credit Works


Apply Online

Provide us basic information about your business and get approved in as fast as 5 minutes.


Draw funds

Use your online dashboard to request funds, and get cash in your bank account within hours.BVSUP-00009


Make repayments

Pay back each draw with fixed monthly or weekly payments over 6 or 12 months.


Access more funds

As you pay off your balance, your available credit is automatically replenished.

How BlueVine Line of Credit Works

What you need
to get started

Minimum qualifications

  • 600+ FICO
  • 6+ months in business
  • $10,000 in monthly revenue
  • Business is operating or incorporated in an eligible U.S. state

What you need to apply

  • Basic details about you and your business
  • Bank connection or year-to-date bank statements

Frequently asked questions

A business line of credit gives you the ability to access funding when you want, up to your credit limit. And unlike a traditional loan or merchant cash advance that is one-time, BlueVine’s Flex Credit is “revolving credit.” This means that as you repay back your outstanding funds, your available credit replenishes, and you can draw additional funds again as you like.

To use your BlueVine line of credit, here’s how it works: Once approved for a credit line, request funds directly from your dashboard. Funds are then deposited in your bank account in as fast as hours. Payments are automatically debited from your account each week or month over 6 or 12 months. As you pay off your balance, your available credit line is automatically replenished. Plus, because your repayments are calculated with simple interest, you can save on interest when you pay early. BlueVine doesn’t charge prepayment, or early repayment, fees.

To meet the minimum requirements for our Line of Credit, your business must have been in operation for at least six months, be a corporation or LLC, have a personal credit score of 600+ or more, and your business must generate at least $10,000 each month in revenue.

Due to regulations, we also cannot provide lines of credit to the following states:

  • Nevada
  • North Dakota
  • South Dakota

If you don’t meet our Line of Credit requirements, you may be eligible for Invoice Factoring, which allows you to get a cash advance based on your outstanding invoices.

See our restricted industries list

Weekly repayments are automatically debited from your bank account. As long as you have sufficient money in your bank account, you never have to worry about missing a payment.

As quickly as a few hours once approved. With BlueVine you can choose between ACH electronic transfers or bank wire transfers. ACH transfers are free and the funds usually appear the next business day (but may take up to three). A bank wire costs $15 per wire and funds are typically available in your bank account the same day.

Meet our advisors.

Call us at Call us at (888) 216-9619

Get started
Applying will not affect your credit scoreBVSUP-00008
Meet our advisors

John from Client Care, Charles and
Lindsay from our Partnerships team.