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SBA Coronavirus Assistance Program Apply now for the Paycheck Protection Program

Find out if you qualify in minutes. Funds are limited, so act soon.
In 2020, we helped more than 155,000 small businesses get
their PPP funds.

Get started
Funds are limited. Apply before the May 31, 2021 deadline.
Business Loans, Line of Credit and Invoice Factoring from BlueVine

Loans up to $2 million

Interest rates at 1.0%

No payments for 10 months

You could qualify in minutes for
Paycheck Protection Program funds
through BlueVine

First and Second Draws

Apply for a First or Second Draw PPP loan, even if you previously received a PPP loan from a different lender.

Up to 100% forgivable

Full loan forgiveness for eligible expenses; and streamlined forgiveness process for loans <$150,000.

Easy to apply

Apply online with some basic information and find out if you qualify within minutes.

Funds for working capital

Eligible for up to 2.5x your average monthly payroll costs, potentially more for Food and Accommodations businesses.1

the program

The SBA Paycheck Protection Program (PPP) is specifically designed to aid eligible small businesses with potentially 100% forgivable loans during the Coronavirus pandemic. The latest government stimulus package commits $284.5B to PPP and allows for First and Second Draws and simplified loan forgiveness.

First Draw
general requirements

  • Small businesses including sole proprietors, independent contractors, eligible self-employed individuals, non-profit organizations, tribal concerns, and others
  • Have 500 or fewer employees
  • In operation on February 15, 2020
  • Additional requirements and terms may apply

Second Draw
general requirements

  • Small businesses, including sole proprietors, independent contractors, eligible self-employed individuals, non-profit organizations, and tribal concerns, housing co-ops, small agricultural co-ops, and others
  • Demonstrate a ≥25% reduction in gross receipts in 2020 compared to 2019
  • Have 300 or fewer employees2
  • Have used (or will use) the full amount of first PPP Loan on eligible expenses prior to applying

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Loan Forgiveness

What you need to know.

Loan Forgiveness for First Draw Borrowers

  • BlueVine is no longer accepting new loan forgiveness applications.
  • If your application is already in progress with us, we encourage you to complete it as soon as possible. If you don’t complete your application with us soon, you’ll need to reapply with either our bank partner or the SBA. Avoid having to start over and finish your application today.
  • If your loan is over $150,000 and was provided through our partner Celtic Bank, you’ll need to apply for forgiveness through Celtic. You may contact them at (800) 509-6191 or

Loan Forgiveness for Second Draw Borrowers

  • BlueVine is not accepting Second Draw loan forgiveness applications.
  • Second Draw Borrowers are invited to apply directly with the Small Business Administration (SBA) if their loan is under $150,000. Apply using the SBA’s streamlined application today.
  • If your loan was provided through our partner Cross River Bank, you should have received an invitation to apply for loan forgiveness through the loan servicer Scratch.
  • If you have questions about your Celtic Bank PPP loan, you may contact them via email at (i) for forgiveness inquiries, or (ii) for all other servicing/payment matters. You can also reach Celtic Bank by phone at (800)509-6191.

Borrowers who had their loans originated through another servicer (not BlueVine) should reach out to the loan servicer and/or bank provider.

Loan Forgiveness

If BlueVine is managing your loan forgiveness process, we’ll email you with more information. Borrowers will have at least 30 days to apply for loan forgiveness before repayments begin. BlueVine is currently inviting 2020 First Draw borrowers to apply for loan forgiveness. If you’ve submitted your forgiveness application, no repayments will be due while the Small Business Administration is reviewing your application.

We’ll contact 2021 PPP borrowers closer to the end of their covered period with more information about how to apply for loan forgiveness.

Loans will be available through May 31, 2021

Funds subject to SBA availability

Apply now