A Fast and Flexible
Business Line of Credit

Earn a $100 gift card after you draw $5,000 from your credit line1

Applying will not affect your credit score2

Credit lines up to $250,000

Rates as low as 4.8%2

Approvals as fast as 5 minutes

Fast working capital
made simple

Funds available on demand

Enjoy peace of mind by having money available for any business expense. Draw funds with a click of a button.

Only pay for what you use

No fees to open or maintain your line. No prepayment fees, monthly maintenance fees, or account closure fees.

Access to a revolving line

Draw as little or as much as you want from your available credit. Your credit line replenishes as you make repayments.

Financing that grows with you

We support your business growth by getting you the right credit line for your business size at any stage.

How BlueVine Line of Credit Works


Apply Online

Provide us basic information about your business and get approved in as fast as 5 minutes.


Draw funds

Use your online dashboard to request funds, and get cash in your bank account within hours.3


Make repayments

Pay back each draw with fixed monthly or weekly payments over 6 or 12 months.


Access more funds

As you pay off your balance, your available credit is automatically replenished.

How BlueVine Line of Credit Works
Trustpilot 5 stars: Excellent

Helpful staff on all my calls and questions. Easy process to draw funds. Highest offer for a business line of credit. Thank you.


Trustpilot 5 stars: Excellent

Great Customer Service...This is the second time I’ve called BlueVine for help and customer service has just been awesome. Running a business is stressful enough so I’m really happy our banking needs are taken care of.

Samantha A.

Trustpilot 5 stars: Excellent

Super straight forward process, no sales calls, very clear directions and they outperformed their own stated timeline. I had funding within 12 hours of applying at a great rate, and which is extremely flexible and serves my business.


Trustpilot 5 stars: Excellent

Great Communication. In this age it's all about those organizations that put a priority on providing responsive, non-rushed, teamwork-oriented communication to their customers. BlueVine is one of them.

Daniel C.

Trustpilot 5 stars: Excellent

My experience with BlueVine has been excellent. My representative was courteous, efficient and timely with responses.


What you need
to get started

Minimum qualifications

  • 600+ FICO
  • 6+ months in business
  • $10,000 in monthly revenue

What you need to apply

  • Basic details about you and your business
  • Bank connection or year-to-date bank statements

Meet our advisors.

Call us at (888) 752-7258

Apply now
Applying will not affect your credit score1

John from Client Care, Charles and
Lindsay from our Partnerships team.