A Fast and Flexible
Business Line of Credit

Earn a $100 gift card after you draw $5,000 from your credit line1

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Applying will not affect your credit score2

Credit lines up to $250,000

Rates as low as 4.8%2

Approvals as fast as 5 minutes

Fast Working Capital
Made Simple

Funds available on demand

Enjoy peace of mind by having money available for any business expense. Draw funds with a click of a button.

Only pay for what you use

No fees to open or maintain your line. No prepayment fees, monthly maintenance fees, or account closure fees.

Access to a revolving line

Draw as little or as much as you want from your available credit. Your credit line replenishes as you make repayments.

Financing that grows with you

We support your business growth by getting you the right credit line for your business size at any stage.

How BlueVine Line of Credit Works

01

Apply Online

Provide us basic information about your business and get approved in as fast as 5 minutes.

02

Draw funds

Use your online dashboard to request funds, and get cash in your bank account within hours.3

03

Make repayments

Pay back each draw with fixed monthly or weekly payments over 6 or 12 months.

04

Access more funds

As you pay off your balance, your available credit is automatically replenished.

Watch video
How BlueVine Line of Credit Works

No problems or surprises

No problems or surprises with the application process. The person I worked with was ver...
Dwight

My experience with BlueVine...

My experience with BlueVine has been excellent. My representative was courteous, effici...
Mark

The best company for a loan

This company has the best customer service. They help me with my loan in 24 hours with ...
Miguel O

Process was simple

Process was simple. Website is easy to navigate and understand. Highly Recommend!
Nate

BlueVine was very easy to w...

BlueVine was very easy to work with. The representatives were very friendly and profess...
Sonya

Helpful staff on all my calls

Helpful staff on all my calls and questions. Easy process to draw funds Highest offer...
John

I researched many options b...

I researched many options before choosing BlueVine and believe I made the absolute righ...
Susan

Compared to several compani...

Compared to several companies I have worked with providing business loans, this company...
Bill H

Super straight forward process

Super straight forward process, no sales calls, very clear directions and they outperfo...
Amanda

What you need
to get started

Minimum qualifications

  • 650+ FICO
  • 3+ years in business
  • $40,000 in monthly revenue

What you need to apply

  • Basic details about you and your business
  • Bank connection or year-to-date bank statements

Ready to apply? Get started

Have more questions? Visit FAQs

Meet our advisors.

Call us at (888) 752-7258

Apply now
Applying will not affect your credit score1

John from Client Care, Charles and
Lindsay from our Partnerships team.