Business Banking

Small business banking that
works for you.

Call 888-216-9619

Small business success
with better banking

At BlueVine, we believe small businesses are a big deal. That’s why we’re introducing the premier checking account built specifically to serve the needs of small businesses.

1.0% Interest

No Monthly


1.0% Interest Checking

You work hard, 
your money should too.

Bluevine offers the nation’s highest yield business checking account1 earning you 1% on your balance over $1000.

10x more than the national avg.

Business Checking Interest %

10X the national average2
National Average

Advanced Security

Our security means your peace of mind.

Your account is FDIC-insured up to at least $250,000 through The Bancorp Bank, protected with industry- leading security protocols, and offers features like the ability to instantly lock your card in case you lose it.

Digital Banking at Your Service

All the benefits of online banking, with the service you
expect from your local branch.

Lightning Speed

With a sign-up process that takes 60 seconds4, opening a BlueVine Business Checking account couldn’t be easier.

Intuitive Control

View your balance, deposit checks and activate your account anywhere with the BlueVine mobile app.

Personal Support

Get your questions answered by a real person. You can reach us by phone or email.

Frequently Asked Questions

BlueVine’s mission is to empower small businesses through innovative banking designed for them. BlueVine provides simple, fast and intuitive banking services including – Business Banking and access to financing products such as Line of Credit, Term Loan and Invoice Factoring, offered by BlueVine Capital, Inc. BlueVine has an A+ rating from the Better Business Bureau® and has provided small and medium-sized businesses with access to over $2 billion+ in financing.

BlueVine Business Banking was built specifically to serve the needs of small businesses. We offer banking with zero monthly fees, a 1.00% interest checking account, and advanced security features like the ability to lock your card if you lose it. Additionally, we offer a simple, easy-to-use dashboard and mobile app to deposit checks, view your balance, and other everyday banking activities. Just like with any bank, you can withdraw cash using the BlueVine Business Debit Mastercard® and your account is FDIC insured up to at least $250,000 through The Bancorp Bank, Member FDIC.

It’s simple to sign up for an account, and it takes 60 seconds4. To apply for a banking account, you’ll need to provide basic information about you and your business, such as your Tax ID or Social Security number.

All business owners are invited to apply for a bank account. In order to open an account, you must be:

  • A small business owner

  • At least 18 years old

  • A U.S. citizen or a resident with a verifiable U.S. address

* Other restrictions may apply.

Yes, BlueVine Business Banking accounts are offered through The Bancorp Bank, Member FDIC. Your deposits are insured up to at least $250,000. You can learn more about coverage on the FDIC website.

You can send and receive money in different ways. You can link third-party bank accounts to make electronic transfers and send and receive both ACH and domestic wire transfers. The cost for outgoing wires is $15, which is significantly lower than the industry standard.

Yes, you can withdraw cash3, surcharge-free, using the BlueVine Business Debit Mastercard from any of our 38,000 in-network ATM branches through our partnership with the MoneyPass network. For a list/map of ATMs, please visit MoneyPass’ network’s ATM locator.

Yes, you can deposit both cash and checks with your BlueVine Business Bank account. Deposit checks anywhere, anytime through our mobile app by taking a photo of your check and deposit cash at 90,000+ retail locations with our partnership with Green Dot. For a list of locations, visit

Get banking that works for your business

Call 888-216-9619
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