Help small
businesses
grow.

We're looking for problem-solvers, builders, and collaborators to join our meaningful mission: To empower small businesses with innovative banking solutions designed for them.

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Living our values.

Our values are at the heart of everything we do and keep us focused on making a
positive impact—for our customers, team members, and community.

Lead with integrity.

We continuously strive to earn the trust of our customers, partners, and team members.

Operate as owners.

We hold ourselves accountable and take ownership of our responsibilities and actions.

Push
boundaries.

We think big—pushing ourselves and our customers to break new ground and reach new heights.

Grow together.

We create opportunities for all, believing that everyone deserves a fair shot at success.

Employee spotlight

Meet Mitch.

Jersey City, NJ

Employee spotlight

Meet Mitch.

Mitchell Sapoff

Enterprise Account Executive

“Since I met our leadership team in 2018, I have trusted and understood their vision. I’ve seen this go from where we were four years ago to where we are today, and the future looks bright.”

Value

Grow together

Favorite small business

Shelly Klein Consulting

Join Mitch’s team

Perks & benefits

We believe happy employees do the best work––and that leads to happy customers. We
invest in our team by offering a variety of perks and benefits that help them thrive
in and out of the office.

Medical

Dental

Vision

Competitive salaries

401K plan

PTO & Holidays

Parental leave

Life insurance

Commuter pass

Weekly catered lunches

Volunteering events

Happy hours

As an equal opportunity employer, Bluevine celebrates the diversity of all employees and potential candidates. We do not discriminate in hiring or any employment decisions based on race, color, ancestry, religion, sex, national origin, sexual orientation, age, marital status, disability, gender identity or Veteran status, or any other characteristic protected by applicable federal, state or local law.

A recognized leader for people like you.

Year over year we’re recognized for our strong culture and being an amazing place to work. Come join us.

Search open roles

A recognized leader for people like you.

See why our customers
love Bluevine.

"Bluevine made it so easy and simple for us when we were just starting out. And [the team] also supports us by sharing our business, like on the blog for example. It really empowers us and encourages us to show up as our most authentic selves and be the best we can be."

Where we work.Our office
locations.

Jersey City

30 Montgomery St,
Suite #1400
Jersey City, NJ 07302

Redwood City

401 Warren Street
Redwood City, CA 94063

Salt Lake City

3165 Millrock Drive,
Suite 400
Holladay, UT 84121

Austin

600 Congress Ave
Suite 14012
Austin, TX 78701

Israel

Yigal Alon Street 94
Tel Aviv-Yafo, Israel

Israel

Bar-Lev Industrial zone, DN Misgav 20156

India

2gethr, 1st Floor, Tower B, Mantri Commercio
Bengaluru, Karnataka

Learn more about us

About us

See why we do what we do––and how we empower small businesses every step of the way.

Learn more

Press

Read all about Bluevine’s latest news and announcements.

Learn more

Blog

Get a feel for how we help small businesses thrive.

Learn more

No limit on number of transactions. However, all accounts are subject to the aggregated monthly deposit and withdrawal amount limits of the Account Agreement.
The national average and comparison are based on interest rates paid by U.S. depository institutions as calculated by the FDIC.
Once approved, get funds deposited in your bank account in as quickly as a few hours if you choose our bank wire option ($15). Or, choose our free ACH transfer option which typically gets funds deposited the next business day, although it may take up to three.

Non-employers include self-employed individuals without employees.
Small businesses in the Food and Accommodation industry (NAICS 72) and other eligible organizations may qualify for a PPP Second Draw if they have over 300 employees.
Businesses in the Food and Accommodation industry (NAICS 72) are entitled to receive up to 3.5x the average payroll costs on a Second PPP Draw.
Bluevine charges a $2.50 fee for ATM transactions outside of the MoneyPass® network. Additional third-party ATM fees may vary by ATM operator.
Customers will earn 1.5% interest on total balances up to and including $100,000 only if they meet the monthly debit transaction or deposit requirements described in section M of the Account Agreement. No interest earned on balances over $100,000. Any interest accrued and payable for an Account or Sub-Account will be paid to your main Account.
Based on user testing.
The national average and comparison are based on interest rates paid by U.S. depository institutions as calculated by the FDIC.
For businesses organized as a limited liability company or corporation, we do not perform a hard credit pull at any point in our process, which means your credit score will not be impacted. For businesses organized as sole proprietors or general partnerships, we will only perform a hard credit pull after you receive and accept your offer.
Once approved, get funds deposited in your bank account in as quickly as a few hours if you choose our bank wire option ($15). Or, choose our free ACH transfer option which typically gets funds deposited the next business day, although it may take up to three.
The rate is a simple interest rate calculated from total repayments over 26 weeks.
Applications are subject to approval. Approved customers who apply for a Bluevine Flex Line of Credit and draw $5,000 or more within 14 days of approval will receive a $100 Tango gift card. Bluevine Flex Line of Credit is issued by Celtic Bank, a Utah- chartered Industrial Bank, Member FDIC. Please allow at least four weeks to receive your gift card via email if you qualify. One gift card per eligible participant. Gift cards are non-exchangeable and non-returnable. This offer is single-use and non-transferable. Bluevine reserves the right to cancel the promotion anytime. Funding subject to credit approval. Other terms and conditions may apply. Inquire for more details.
For borrowers with loans of $150,000 or less, these documents will not be required at the time of application. These or additional documents will be required either before or during your loan forgiveness application.
Businesses with employees are eligible to apply for up to 2.5x average monthly payroll costs. Businesses in the Food and Accommodation industry (NAICS 72) are eligible to receive up to 3.5x the average monthly payroll costs on a Second PPP Draw.
Some exceptions may apply. Please review our guide for more information.
Subject to the terms and conditions of your credit card provider.
In the event your business is approved for a line of credit, and, prior to funding, the business receives an approved offer from a competing non-bank lender at a lower rate to that offered by Bluevine, Bluevine will offer the same or lower rate or Bluevine will pay your business five hundred dollars ($500). One gift card will be allowed per eligible participant. This promotion may not be combined with any other offers. Gift cards are non-exchangeable and non-returnable. Please allow at least four weeks to receive your gift card via email if you qualify. Bluevine reserves the right to cancel the promotion anytime. To be eligible for the Price Guarantee, the competing agreement must be for equivalent terms as those provided by Bluevine (e.g. interest rate, loan amount, origination fees, number of installments, repayment terms, collateral or other security, and no other materially different terms). Bluevine will determine in its sole discretion whether all material terms are equivalent. Your business must submit written proof of an approved agreement with competing non-bank lender prior to funding of the Bluevine line of credit and successfully complete its registration with Bluevine to be eligible for the $500 payment. The Price Guarantee does not apply to offers dated prior to the date of this mailing. Other terms and conditions apply. One gift card will be allowed per eligible participant. This promotion may not be combined with any other offers. Gift cards are non-exchangeable and non-returnable. Please allow at least four weeks to receive your gift card via email if you qualify. Bluevine reserves the right to cancel the promotion anytime.
On our best rates, LIBOR rate will be applied.
The content provided will be for educational purposes only and should not be construed as professional advice and/or a replacement thereof.
Each Bill Pay with Credit Card transaction will have a 2.9% fee. Not all suppliers may accept credit card payments; for example, credit card payments to insurance providers, credit card providers, or court-ordered payments are currently not supported. American Express cards are not supported in this feature.
Funding applications are subject to credit approval. Rates and terms may vary based on your creditworthiness and are subject to change.
Discounts based on referral codes refer to the weekly or monthly interest rates for Line of Credit customers, and weekly interest rate for Term Loan customers. The offer does not apply to Invoice Factoring customers. Offer available to first-time clients only.
For customers who received their PPP through Cross River Bank (CRB), they will contact you regarding loan forgiveness.
Bluevine. "Survey: Coronavirus Impact on Small Businesses." (2020): www.bluevine.com/coronavirus-business-impact-survey/ March 26, 2020
Several exemptions apply if a business did reduce headcount or wages. Read our guide on those exemptions for more information.
In order to qualify for the gift card, the Referred client must draw funds within 2 weeks of accepting an offer with Bluevine. The Referred client must also be in good standing for the 8 weeks following his or her first draw date. One gift card per eligible participant. Please allow at least 90 days after the Referred client's first draw to receive your gift card. Terms and conditions apply. Please see them for more details.
Bluevine reserves the right to add, remove or modify restricted industries without notice and in its sole discretion.
U.S. Small Business Administration Office of Advocacy. "2019 Small Business Profile." (2019): https://cdn.advocacy.sba.gov/wp-content/uploads/2019/04/23142719/2019-Small-Business-Profiles-US.pdf. April 2019
This process may take up to 150 days from submission, or more in certain circumstances.
Lowest rates starting from 0.25% will have an additional LIBOR rate applied.
Rates range from 4.8% to 20.5% per draw, simple interest. Simple Interest = Total interest you will pay, and given as a percentage of the amount borrowed, excluding fees. APR from 18.2% to 36%. Prices for business funding can vary depending on the expected term of the funding as well as other credit and eligibility criteria.
Survey issued via Survey Gizmo to 877 small business owners between June and July 2020. Survey participants all own businesses with 100 employees or less and 837 completed the survey.
There may also be circumstances when part or all of your loan is not eligible for forgiveness due to other SBA requirements that are beyond the scope of this post.
(“U.S. Small Business Administration Office of Advocacy. "2019 Small Business Profile." (2019)”)
At this time we do not have an estimate when we'll resume receiving new applications.
Bluevine is not a licensed tax professional and cannot provide tax advice. You should consult with your CPA or tax advisor about the implications of the current stimulus bill.
Earning rewards is subject to the terms and conditions of your agreement with your credit card provider.
Certain Bill Pay funds, including Bill Pay with Credit Card, are held by Silicon Valley Bank, a member of the FDIC and the Federal Reserve System. Silicon Valley Bank is the California bank subsidiary of SVB Financial Group (Nasdaq: SIVB). Banking Services for payments made via ACH or wire from the Bluevine Business Checking Account are provided by Coastal Community Bank, Member FDIC.
Loans made after June 5 have a maturity length of 5 years.
A $4.95 per transaction fee is applicable while depositing funds at Green Dot® locations.
The Bancorp Bank, Member FDIC may transfer to Coastal Community Bank, Member FDIC after September 14, 2021 any funds received from returns of ACH Credits you originated from your account.
Conditions and exceptions apply - see Checking Account Agreement.
A balance is required in your Bluevine Business Checking account to order your two free checkbooks. Additional checkbook orders start at $18.22, excluding tax and shipping costs. Pricing is subject to change.
No limit on number of transactions. However, all accounts are subject to the aggregated monthly deposit and withdrawal amount limits of the Account Agreement.
The Bluevine Business Debit Mastercard is issued by Coastal Community Bank, Member FDIC, pursuant to a license from Mastercard International Incorporated and may be used everywhere Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Invoice factoring applications with FundThrough are subject to FundThrough’s approval. Bluevine cannot guarantee applications will be approved. FundThrough’s terms and conditions apply, and Bluevine is not responsible for the terms, performance, customer support or any other features of FundThrough’s products and services. Users should read FundThrough’s terms and conditions and privacy policy before applying.
For your billing date, the terms and conditions of your credit card apply. Estimated transaction posting times will be displayed when initiating payments. Outgoing wires have a fee of $15.
Subject to terms and conditions of your credit card provider. Bluevine does not guarantee any outcome for the use of the Bill Pay with Credit Card service.
Subject to the terms and conditions of your agreement(s) with applicable vendor(s).
Debit transactions must post to your account before the end of the month to qualify toward that month’s eligibility requirement. Bluevine Business Debit Mastercard is issued by Coastal Community Bank pursuant to a license from Mastercard Inc.
Qualifying transactions only include business deposits such as mobile deposits of customer checks and customer payments transferred via ACH, wire, or from payment processing providers. These transactions must post to your account or Sub-Accounts before the end of the month to qualify toward that month’s eligibility requirement. Transactions that do not qualify include, but are not limited to, cash deposits. Some requirements may not be enforced as of May 1, 2022. Subject to change.
Estimated transaction posting times will be displayed when initiating payments. Outgoing wires have a fee of $15.
Customer and lending statistics include Paycheck Protection Program.
Customers will receive a Bluevine Business Debit Mastercard only for use with the main Bluevine Business Checking account.
Please refer to Plaid's Privacy Policy. Plaid is a separate, third party company. Bluevine and Celtic Bank, Member FDIC, are not responsible for any action, statement, or omission made by Plaid.
Sub-accounts can only be opened on the desktop or mobile browser version of the Bluevine Dashboard experience.
QuickBooks and QB are registered trademarks and service marks of Intuit Inc., displayed under license. Coastal Community Bank, Member FDIC is not affiliated with this product.
The information listed was sourced from bankrate.com, mybanktracker.com, and investopedia.com
Customers are fully responsible for all activity and actions taken by any Additional User, as well as adherence to all terms and conditions. Bluevine and its partners are not responsible for any Additional User action or activity.
This link will take you to a third party website, owned and operated by an independent party over which Bluevine has no control. Any link you click to or from the 3rd Party Website will be at your own risk. Any use of the 3rd Party Website will be subject to and any information you provide will be governed by the terms of the 3rd Party Website, including those relating to confidentiality, data privacy and security.
Bluevine and Coastal Community Bank, Member FDIC do not endorse or sponsor, and are not affiliated in any way with these products.
Brex is a separate, third-party company. Bluevine and Coastal Community Bank, Member FDIC, are not responsible for any action, statement, or omission made by Brex.
The bills inbox can only be opened on the desktop or mobile browser version of the Bluevine Dashboard experience.

Help small
businesses
grow.

Living our values.

Lead with integrity.

Operate as owners.

Push
boundaries.

Grow together.

Meet Mitch.

Meet Mitch.

Perks & benefits

A recognized leader for people like you.

A recognized leader for people like you.

See why our customers
love Bluevine.

Joseph Lewis

Nashira Lynton

Logan P

Where we work.Our office
locations.

Jersey City

Redwood City

Salt Lake City

Austin

Israel

Israel

India

Learn more about us

About us

Press

Blog

Help small businesses grow.

Living our values.

Lead with integrity.

Operate as owners.

Push boundaries.

Grow together.

Meet Mitch.

Meet Mitch.

Perks & benefits

A recognized leader for people like you.

A recognized leader for people like you.

See why our customers love Bluevine.

Joseph Lewis

Nashira Lynton

Logan P

Where we work.Our office locations.

Jersey City

Redwood City

Salt Lake City

Austin

Israel

Israel

India

Learn more about us

About us

Press

Blog

Help small
businesses
grow.

Push
boundaries.

See why our customers
love Bluevine.

Where we work.Our office
locations.