Turn unpaid invoices
into working capital

Don’t wait on net terms. Get an advance on your
outstanding invoices with Invoice Factoring.

Apply now

Applying will not affect your credit score1

Factoring lines up to $5 million

Rates as low as 0.25% per week2

Approvals as fast as 24 hours

Access more capital
with full flexibility

Get larger credit limits

Get a credit line based on the strength of your customers. As your sales grow, so can your credit limit.

Free up your cash

Unlike a traditional loan, there are no recurring payments when your customer pays by the invoice due date.

Fund only what you want

You decide how many and which invoices to submit. Fund only what you need, when you need, without long-term contracts.

Transparent fees

Know exactly what you’re paying with our straightforward fees. We charge a simple weekly fee due when the invoice is paid.

How BlueVine
Factoring Works


Apply online

Apply in less than 10 minutes with basic details about your business and customers.


Get approved

BlueVine will review your application and reach out with a decision in as fast as 24 hours.


Submit an invoice

Automatically sync invoices from your accounting software or upload invoices to your dashboard.


Get your advance

We provide ~85-90% of the money upfront. You get the rest, minus our fee, once the invoice is paid.

How BlueVine Factoring Works
Ron C. - BlueVine Client

A lot of people depend on us. With BlueVine, we feel secure knowing that we’ll always make payroll and show our employees that this is a stable place to work.

Ron C. BlueVine Client

What you need to get started

Minimum qualifications

  • 530+ FICO
  • 3+ months in business
  • $10,000 in monthly revenue
  • Your business is B2B

What you need to apply

  • Some information about your business
  • Basic details about your invoices
  • Bank connection or 3 months most recent bank statements

Meet our advisors.

Call us at (888) 845-2028

Apply now
Applying will not affect your credit score1

Nikki from Client Success, Mike from Underwriting,
and Shannon from Client Care.